Checked.be · Company dossierhttps://checked.be/en/c/tournay-philippe-0667306451 · as of 09-10-2026
Tournay, Philippe
Judicial reorganisation
Sole trader · started 1990 · active for 35 yearsKBO/BCE: BE 0667.306.451
Summary
The file of Tournay, Philippe contains 3 judicial reorganisation notices and 2 historical bankruptcy publications, as published in the Belgian Official Gazette. During the judicial reorganisation Checked does not compute a bankruptcy probability from the figures: of the Belgian companies that opened one in 2023 and 2024, about one in four went bankrupt within twelve months. A sole trader files no annual accounts; this conclusion rests only on the KBO register and the Belgian Official Gazette.
Do not attach assets or start enforcement for debts from before the opening while the moratorium runs.
How you are paid depends on the track: an amicable settlement, a collective agreement with a plan the creditors vote on, or a transfer. The judgment and RegSol say which.
What you deliver after the opening is not covered by the moratorium: agree clear payment terms.
The file is in RegSol, where you can read the documents of the procedure.
Deadlines: the judgment sets how long the moratorium runs. That date is in RegSol and in the publication in the Official Gazette.
View the file in RegSol ↗
FollowFollow this reorganisation: you are alerted to an extension, the court's approval, the closure or a bankruptcy.
Sole trader: no score or bankruptcy probabilityReorganisation running: about 1 in 4 bankrupt within the year
Structure
Sole trader
Signalsraises riskIn judicial reorganisationShow the evidence
Checked score
Bankruptcy probability, 12 months
Bankruptcy probability
The chance that the company goes bankrupt within twelve months, estimated from the registers, the annual accounts and the Belgian Official Gazette. 0.2% means about 2 in 1,000 comparable companies. The higher it is, the shorter the payment term to agree.
Judicial reorganisation
About 1 in 4 comparable companies went bankrupt within the year
A judicial reorganisation is open: we then compute no probability from the figures. Measured over every Belgian company in an open or failed reorganisation: 25% to 26% bankrupt within twelve months (2024 and 2025).
No credit on open account during an ongoing judicial reorganisation
Signals
1 signal.
+raises risk
+
raises risk · In judicial reorganisation
Ongoing procedure under court protection (Book XX of the Code of Economic Law). The company is restructuring.