Equity
€9.1m ▲ 1.9%
BLM has made a profit in every financial year since 2006.
BLM
Lifetime
20 annual accounts with figures on one time axis, 22 filings since 2004peak €1.4m (2023)
€1.1m▲ 0.4%
peak €3.1m (2019)
€172,047▼ 62.2%
peak €11.8m (2023)
€9.1m▲ 1.9%
€947,609▼ 17.0%
peak 5 FTE (2024)
4.5 FTE▼ 10.0%
Board11 names since 2015
6 directorsBertrand Losfeld and 5 others
Documentsfilings and deeds
14-07-202617 days before the deadline
2025financial year
Result from €454,941 to €172,047Staff from 5 FTE to 4.5 FTEDebts from €1.1m to €947,609Cash from €507,263 to €851,822
Key points
from the 2025 annual accountsResult
€172,047 ▼ 62.2%
The result fell in 2025: branch of activity transferred to BLM HOLDING.
Investments
€806 0.0 × depreciation
Green is investment, beige is depreciation.
Staff
5 employees on 31-12-2025
In 2025, 4 people joined and 4 left.
Group
4 companies controlled
Heads a group.
Restructuring
2024
Branch transferred to BLM HOLDING. Contribution on 15-07-2024.
Checked score
95
Excellent
Financially stronger than 59% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 48,570 companies (NACE 70, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.2%▲ +0.1 percentage points vs 06-2025highest value
08-2025: 0.1%▼ -0.1 percentage points vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.2%▲ +0.1 percentage points vs 06-2026
08-2026: 0.1%▼ -0.1 percentage points vs 07-2026
09-2026: < 0.1%▼ -0.1 percentage points vs 08-2026lowest value
10-2026: < 0.1%● unchanged vs 09-2026lowest value
11-2026: < 0.1%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
lowers risk
Size: turnover €1.1m, 4.5 FTE, total assets €10.1m, files consolidated accounts
Founded in 2003
Equity €9.1m (90.6% of total assets)
Sector: Activities of head offices; management consultancy activities (NACE 70)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 86% of them on solvency, 52% on liquidity, 47% on profitability and 48% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 17,041 companies had the same profile as BLM has now. Each dot stands for 43 companies, two years later.
94.4%
were still trading
4.9%
stopped another way
0.5%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of BLM itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 17,041 companies, not a prediction for BLM. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €110,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 25.5 (20.19 in 2024), above the usual 1.5. Short-term debt is 2.1% and cash 8.5% of total assets. 9.4% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
5 signals, none raises the risk
Five signals.
lowers riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-07-2026, 17 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
17 days early
2024
20 days early
2023
40 days early
2022
17 days early
2021
23 days late
2020
30 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 6 accounts on average 7 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 14 July (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
and 1 other
- ECURIE DEFRESNE 500 sharesdeed of 03-11-2021
Shares in 4 companies, including VINYLIUM and EDERGEN
Board & ownershipRecent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0479990444
2 directors appointed, 1 resignation
Resignation: Louise Losfeld · Appointments: LL SRL and G2 SRL · Permanent representatives: Louise Losfeld and Olivier Cabral Dos Santos · Gazette deed
Demerger: BLM splits off to BLM HOLDING
Registered office moved from Hérinnes-lez-Pecq to Mouscron · Capital from €62,000 to €241,323.46 · Capital from €241,323.46 to €179,323.46 · Gazette deed
Demerger proposal: BLM splits off to BLM Holding
Capital €179,323, annual accounts 2024 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| BLM Mouscron | €1.1m | 18.8% | 90.6% | 4.5 |
| MACHARIS INVEST Dendermonde | €1.0m | -8.9% | 80.2% | 5.1 |
| RETAIL SERVICES MANAGEMENT Tournai | €1.1m | 18.2% | 57.8% | 4 |
| VTN HOLDING BELGIUM Kontich | €0.8m | 44.0% | 20.4% | 3.6 |
| DM De Rese Bruges | €1.4m | 18.8% | 89.6% | 4.1 |
| A ET S SERTANG Wavre | €0.9m | 8.6% | 65.8% | 3.9 |
| SOVA-CONSULT Tielt | €0.7m | 42.5% | 96.4% | 6 |
Grey: the largest companies of the sector (head offices and management consultancy (NACE 70)), without their names. Blue: the sector peers from the table.
These companies have the same main activity as BLM: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €7m and €13m, founded between 1998 and 2008.
Official details
Source: KBO- Status
- Active since 09-04-2003Normal situation
- Registered office
- 16 active companies are registered at this addressSource: KBO register, as of 8 November 2026.
- Activity
- Business and other management consultancyNACE 70200and 1 other
- Establishment units
- 2.132.410.4857700 Mouscron, since 24-06-2003
- 2.336.119.9877760 Celles (lez-Tournai), since 01-12-2021
- Financial year end
- 31 December
- Peppol
- Reachable since 21-10-2026
Annual accounts 2025
- €10.1m▼ 0.2%
- Employeeson 31-12-2025
- 5=
- Filing
- Filed on 14-07-2026, 17 days before the end of the filing period
Companies linked to BLM
Subsidiaries and holdings
Insights on BLM
BLM has existed since 2003. Turnover grew from €282,300 in 2013 to €1.1m in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about BLM
- What is the company number of BLM?
- The company number of BLM is 0479.990.444. The VAT number is the same number with BE in front: BE 0479.990.444.
- Where is BLM based?
- The registered office is at Gustave Fachedreef 5, 7700 Mouscron.Company details
- What does BLM do?
- According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
- What is the legal form of BLM?
- BLM is a public limited company (NV).
- When was BLM founded?
- BLM was founded on 09-04-2003.
- Is BLM still active?
- Yes, BLM is an active enterprise in the KBO register.
- How many employees does BLM have?
- BLM had an average of 4.5 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of BLM?
- The turnover of BLM was €1.1m in financial year 2025, according to the filed annual accounts.
- Is BLM profitable?
- In financial year 2025, BLM made a profit of €172,047.
- Where can I find the annual accounts of BLM?
- BLM filed 33 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of BLM due?
- BLM must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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