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What changed?

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

SARAH PERNEEL

BE 0899.419.533
NACE 47.716, Retail sale of clothing and accessories for women, men, children and babies (general range)
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€47,195
2024 · €23,887+€23,308
Equity
€289,121
2024 · €268,242+€20,879
Cash
€40,204
2024 · €42,853-€2,650
Balance sheet total
€446,180
2024 · €431,134+€15,046

Largest movements

2024 to 2025
Assets
  • Current investments +€36,398

    up €36,398 (+23.9%), from €152,055 to €188,454

  • Tangible fixed assets -€24,852

    down €24,852 (-13.0%), from €191,802 to €166,950

    of which Land and buildings: -€25,162

  • Receivables within one year +€5,101

    up €5,101 (+11.8%), from €43,202 to €48,303

    of which Other amounts receivable: +€6,885

Equity and liabilities
  • Reserves +€20,684

    up €20,684 (+8.1%), from €254,683 to €275,367

  • Debts after one year -€20,409

    down €20,409 (-15.4%), from €132,739 to €112,330

  • Tax, wage and social debts +€10,631

    up €10,631 (+363.7%), from €2,923 to €13,553

  • Short-term financial debts +€5,333

    up €5,333 (+106.7%), from €5,000 to €10,333

Income statement
  • Gross operating margin +€33,268

    up €33,268 (+47.1%), from €70,686 to €103,954

  • Taxes +€14,441

    up €14,441 (+135.0%), from €10,696 to €25,137

  • Financial charges -€2,417

    down €2,417 (-43.4%), from €5,576 to €3,158

  • Other operating charges -€2,053

    down €2,053 (-52.0%), from €3,950 to €1,897

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €23,887
Gross operating margin +€33,268
Depreciation -€392
Other operating charges +€2,053
Financial income +€403
Financial charges +€2,417
Taxes -€14,441
Result 2025 €47,195

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€76,878
Investment -€38,517
Financing -€41,010
Cash 2024 €42,853
Net result for the year +€47,195
Depreciation +€26,971
Receivables within one year -€5,101
Deferred charges and accrued income -€1,049
Trade debts -€307
Tax, wage and social debts +€10,631
Other debts -€1,462
Investment in fixed assets (net) -€2,119
Current investments -€36,398
Debts after one year -€20,409
Current portion of long-term debt +€381
Short-term financial debts +€5,333
Contributions, distributions and other -€26,316
Cash 2025 €40,204
Every line side by side 46 lines
Line Code 2024 2025 Change %
Total assets 20/58 €431,134 €446,180 +€15,046 +3.5%
Formation expenses 20 €0 €0 =
Fixed assets 21/28 €192,302 €167,450 -€24,852 -12.9%
Tangible fixed assets 22/27 €191,802 €166,950 -€24,852 -13.0%
Land and buildings 22 €187,833 €162,671 -€25,162 -13.4%
Plant, machinery and equipment 23 €3,223 €2,139 -€1,084 -33.6%
Furniture and vehicles 24 €746 €2,140 +€1,394 +186.8%
Financial fixed assets 28 €500 €500 = 0.0%
Current assets 29/58 €238,831 €278,730 +€39,898 +16.7%
Amounts receivable within one year 40/41 €43,202 €48,303 +€5,101 +11.8%
Trade receivables 40 €23,898 €22,114 -€1,784 -7.5%
Other amounts receivable 41 €19,304 €26,189 +€6,885 +35.7%
Current investments 50/53 €152,055 €188,454 +€36,398 +23.9%
Cash at bank and in hand 54/58 €42,853 €40,204 -€2,650 -6.2%
Deferred charges and accrued income 490/1 €721 €1,770 +€1,049 +145.5%
Total equity and liabilities 10/49 €431,134 €446,180 +€15,046 +3.5%
Equity 10/15 €268,242 €289,121 +€20,879 +7.8%
Contributions 10/11 €12,500 €12,500 = 0.0%
Reserves 13 €254,683 €275,367 +€20,684 +8.1%
Distributable reserves 133 €254,683 €275,367 +€20,684 +8.1%
Profit (loss) carried forward 14 €1,060 €1,254 +€195 +18.4%
Amounts payable 17/49 €162,891 €157,058 -€5,833 -3.6%
Amounts payable after more than one year 17 €132,739 €112,330 -€20,409 -15.4%
Financial debts 170/4 €132,739 €112,330 -€20,409 -15.4%
Amounts payable within one year 42/48 €30,152 €44,728 +€14,576 +48.3%
Current portion of amounts payable after more than one year 42 €20,028 €20,409 +€381 +1.9%
Financial debts 43 €5,000 €10,333 +€5,333 +106.7%
Credit institutions 430/8 €5,000 €10,333 +€5,333 +106.7%
Trade debts 44 €740 €433 -€307 -41.5%
Suppliers 440/4 €740 €433 -€307 -41.5%
Taxes, remuneration and social security 45 €2,923 €13,553 +€10,631 +363.7%
Taxes 450/3 €2,923 €13,553 +€10,631 +363.7%
Other amounts payable 47/48 €1,462 - -€1,462
Non-recurring operating income 76A - €2,040 +€2,040
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €26,579 €26,971 +€392 +1.5%
Other operating charges 640/8 €3,950 €1,897 -€2,053 -52.0%
Gross operating margin 9900 €70,686 €103,954 +€33,268 +47.1%
Operating profit (loss) 9901 €40,157 €75,086 +€34,929 +87.0%
Financial income 75/76B €2 €404 +€403 +24848.8%
Recurring financial income 75 €2 €404 +€403 +24848.8%
Financial charges 65/66B €5,576 €3,158 -€2,417 -43.4%
Recurring financial charges 65 €5,576 €3,158 -€2,417 -43.4%
Profit (loss) for the period before taxes 9903 €34,583 €72,331 +€37,748 +109.2%
Income taxes 67/77 €10,696 €25,137 +€14,441 +135.0%
Profit (loss) for the period 9904 €23,887 €47,195 +€23,308 +97.6%
Profit (loss) for the period to be appropriated 9905 €23,887 €47,195 +€23,308 +97.6%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 28 September 2026 via checked.be.