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What changed?

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

HVSE Services

BE 0899.411.615
NACE 41.001, General construction of residential buildings
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€116,229
2024 · €204,944-€88,715
Equity
€380,917
2024 · €264,689+€116,229
Cash
€152,637
2024 · €281,360-€128,723
Balance sheet total
€710,507
2024 · €670,174+€40,334

Largest movements

2024 to 2025
Assets
  • Receivables within one year +€152,458

    up €152,458 (+50.9%), from €299,585 to €452,043

    of which Trade receivables: +€140,018

  • Cash -€128,723

    down €128,723 (-45.8%), from €281,360 to €152,637

    mainly Receivables within one year (-€152,458) and Other debts (-€43,013)

  • Financial fixed assets +€11,958

    up €11,958 (+1024.3%), from €1,167 to €13,125

Equity and liabilities
  • Reserves +€116,229

    up €116,229 (+47.5%), from €244,689 to €360,917

    of which Distributable reserves: +€118,229

  • Other debts -€43,013

    down €43,013 (-86.0%), from €50,036 to €7,024

  • Debts after one year -€17,631

    down €17,631 (-32.4%), from €54,335 to €36,704

  • Tax, wage and social debts -€11,513

    down €11,513 (-16.3%), from €70,604 to €59,091

    of which Taxes: -€8,920

Income statement
  • Other operating charges -€224,722

    down €224,722 (-89.9%), from €249,932 to €25,210

  • Write-downs +€190,231

    up €190,231 (+78.4%), from -€242,773 to -€52,542

  • Gross operating margin -€116,508

    down €116,508 (-38.5%), from €302,226 to €185,718

  • Taxes +€22,778

    up €22,778 (+73.2%), from €31,099 to €53,877

  • Financial charges -€8,472

    down €8,472 (-33.7%), from €25,158 to €16,686

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €204,944
Gross operating margin -€116,508
Depreciation -€7,099
Write-downs -€190,231
Other operating charges +€224,722
Other operating items +€15,901
Financial income -€1,194
Financial charges +€8,472
Taxes -€22,778
Result 2025 €116,229

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations -€69,852
Investment -€42,208
Financing -€16,663
Cash 2024 €281,360
Net result for the year +€116,229
Depreciation +€28,032
Receivables within one year -€152,458
Deferred charges and accrued income -€2,423
Trade debts -€4,708
Tax, wage and social debts -€11,513
Other debts -€43,013
Accrued charges and deferred income +€2
Investment in fixed assets (net) -€42,208
Debts after one year -€17,631
Current portion of long-term debt +€968
Cash 2025 €152,637
Every line side by side 47 lines
Line Code 2024 2025 Change %
Total assets 20/58 €670,174 €710,507 +€40,334 +6.0%
Fixed assets 21/28 €84,011 €98,187 +€14,176 +16.9%
Tangible fixed assets 22/27 €82,843 €85,061 +€2,218 +2.7%
Plant, machinery and equipment 23 €1,875 €26,198 +€24,323 +1297.0%
Furniture and vehicles 24 €80,440 €58,599 -€21,841 -27.2%
Other tangible fixed assets 26 €528 €264 -€264 -50.0%
Financial fixed assets 28 €1,167 €13,125 +€11,958 +1024.3%
Current assets 29/58 €586,163 €612,321 +€26,158 +4.5%
Amounts receivable within one year 40/41 €299,585 €452,043 +€152,458 +50.9%
Trade receivables 40 €263,882 €403,901 +€140,018 +53.1%
Other amounts receivable 41 €35,703 €48,142 +€12,439 +34.8%
Cash at bank and in hand 54/58 €281,360 €152,637 -€128,723 -45.8%
Deferred charges and accrued income 490/1 €5,218 €7,641 +€2,423 +46.4%
Total equity and liabilities 10/49 €670,174 €710,507 +€40,334 +6.0%
Equity 10/15 €264,689 €380,917 +€116,229 +43.9%
Contributions 10/11 €20,000 €20,000 = 0.0%
Reserves 13 €244,689 €360,917 +€116,229 +47.5%
Non-distributable reserves 130/1 €2,000 - -€2,000
Reserves not available under the articles 1311 €2,000 - -€2,000
Distributable reserves 133 €242,689 €360,917 +€118,229 +48.7%
Amounts payable 17/49 €405,485 €329,590 -€75,895 -18.7%
Amounts payable after more than one year 17 €54,335 €36,704 -€17,631 -32.4%
Financial debts 170/4 €54,335 €36,704 -€17,631 -32.4%
Amounts payable within one year 42/48 €351,086 €292,820 -€58,266 -16.6%
Current portion of amounts payable after more than one year 42 €16,663 €17,631 +€968 +5.8%
Trade debts 44 €213,783 €209,075 -€4,708 -2.2%
Suppliers 440/4 €213,783 €209,075 -€4,708 -2.2%
Taxes, remuneration and social security 45 €70,604 €59,091 -€11,513 -16.3%
Taxes 450/3 €64,211 €55,291 -€8,920 -13.9%
Remuneration and social security 454/9 €6,393 €3,800 -€2,593 -40.6%
Other amounts payable 47/48 €50,036 €7,024 -€43,013 -86.0%
Accrued charges and deferred income 492/3 €64 €66 +€2 +3.0%
Non-recurring operating income 76A €3,629 - -€3,629
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €20,933 €28,032 +€7,099 +33.9%
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals) 631/4 -€242,773 -€52,542 +€190,231 +78.4%
Other operating charges 640/8 €249,932 €25,210 -€224,722 -89.9%
Non-recurring operating charges 66A €16,603 €702 -€15,901 -95.8%
Gross operating margin 9900 €302,226 €185,718 -€116,508 -38.5%
Operating profit (loss) 9901 €257,532 €184,317 -€73,215 -28.4%
Financial income 75/76B €3,669 €2,475 -€1,194 -32.5%
Recurring financial income 75 €3,669 €2,475 -€1,194 -32.5%
Financial charges 65/66B €25,158 €16,686 -€8,472 -33.7%
Recurring financial charges 65 €25,158 €16,686 -€8,472 -33.7%
Profit (loss) for the period before taxes 9903 €236,043 €170,105 -€65,937 -27.9%
Income taxes 67/77 €31,099 €53,877 +€22,778 +73.2%
Profit (loss) for the period 9904 €204,944 €116,229 -€88,715 -43.3%
Profit (loss) for the period to be appropriated 9905 €204,944 €116,229 -€88,715 -43.3%

Source: filed annual accounts (NBB), fiscal years ended 30 June 2024 and 30 June 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 27 September 2026 via checked.be.