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What changed?

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

MINAURFIN

BE 0896.889.120
NACE 68.310, Real estate agency activities
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€775,061
2024 · €737,083+€37,978
Equity
€2.9m
2024 · €2.4m+€459,597
Cash
€1.5m
2024 · €498,013+€1.0m
Balance sheet total
€7.0m
2024 · €5.2m+€1.8m

Largest movements

2024 to 2025
Assets
  • Tangible fixed assets +€1.5m

    up €1.5m (+37.3%), from €3.9m to €5.4m

    of which Land and buildings: +€1.4m

  • Cash +€1.0m

    up €1.0m (+204.5%), from €498,013 to €1.5m

    mainly Net result for the year (+€775,061) and Other debts (+€685,535)

  • Receivables within one year -€484,255

    down €484,255 (-88.6%), from €546,498 to €62,242

    of which Trade receivables: -€421,630

  • Current investments -€200,000

    down €200,000 (-99.0%), from €202,041 to €2,041

Equity and liabilities
  • Other debts +€685,535

    up €685,535 (+204.9%), from €334,609 to €1.0m

  • Debts after one year +€531,978

    up €531,978 (+24.2%), from €2.2m to €2.7m

  • Reserves +€460,397

    up €460,397 (+20.9%), from €2.2m to €2.7m

    of which Distributable reserves: +€448,399

Income statement
  • Gross operating margin +€353,253

    up €353,253 (+26.6%), from €1.3m to €1.7m

  • Depreciation +€232,500

    up €232,500 (+131.1%), from €177,337 to €409,837

  • Financial charges +€75,384

    up €75,384 (+119.6%), from €63,038 to €138,423

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €737,083
Gross operating margin +€353,253
Depreciation -€232,500
Other operating charges +€3,475
Financial income -€677
Financial charges -€75,384
Taxes -€10,189
Result 2025 €775,061

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€2.4m
Investment -€1.7m
Financing +€280,904
Cash 2024 €498,013
Net result for the year +€775,061
Depreciation +€409,837
Receivables within one year +€484,255
Smaller working-capital items -€2,381
Tax, wage and social debts +€23,459
Other debts +€685,535
Accrued charges and deferred income +€37,549
Investment in fixed assets (net) -€1.9m
Current investments +€200,000
Debts after one year +€531,978
Current portion of long-term debt +€64,389
Contributions, distributions and other -€315,463
Cash 2025 €1.5m
Every line side by side 47 lines
Line Code 2024 2025 Change %
Total assets 20/58 €5,180,903 €6,981,083 +€1.8m +34.7%
Fixed assets 21/28 €3,927,905 €5,393,924 +€1.5m +37.3%
Tangible fixed assets 22/27 €3,927,905 €5,393,924 +€1.5m +37.3%
Land and buildings 22 €3,451,008 €4,830,311 +€1.4m +40.0%
Plant, machinery and equipment 23 €463,635 €553,509 +€89,874 +19.4%
Furniture and vehicles 24 €6,627 €4,215 -€2,412 -36.4%
Leasing and similar rights 25 €1,786 €1,040 -€747 -41.8%
Other tangible fixed assets 26 €4,850 €4,850 = 0.0%
Current assets 29/58 €1,252,998 €1,587,159 +€334,162 +26.7%
Amounts receivable within one year 40/41 €546,498 €62,242 -€484,255 -88.6%
Trade receivables 40 €426,243 €4,613 -€421,630 -98.9%
Other amounts receivable 41 €120,255 €57,629 -€62,625 -52.1%
Current investments 50/53 €202,041 €2,041 -€200,000 -99.0%
Cash at bank and in hand 54/58 €498,013 €1,516,376 +€1.0m +204.5%
Deferred charges and accrued income 490/1 €6,445 €6,500 +€54 +0.8%
Total equity and liabilities 10/49 €5,180,903 €6,981,083 +€1.8m +34.7%
Equity 10/15 €2,444,167 €2,903,764 +€459,597 +18.8%
Contributions 10/11 €8,060 €8,060 = 0.0%
Reserves 13 €2,198,009 €2,658,406 +€460,397 +20.9%
Tax-exempt reserves 132 €261,652 €273,650 +€11,999 +4.6%
Distributable reserves 133 €1,936,357 €2,384,756 +€448,399 +23.2%
Profit (loss) carried forward 14 €238,098 €237,298 -€800 -0.3%
Amounts payable 17/49 €2,736,736 €4,077,319 +€1.3m +49.0%
Amounts payable after more than one year 17 €2,198,001 €2,729,979 +€531,978 +24.2%
Financial debts 170/4 €2,198,001 €2,729,979 +€531,978 +24.2%
Amounts payable within one year 42/48 €538,735 €1,309,791 +€771,056 +143.1%
Current portion of amounts payable after more than one year 42 €181,397 €245,786 +€64,389 +35.5%
Trade debts 44 €4,199 €1,872 -€2,327 -55.4%
Suppliers 440/4 €4,199 €1,872 -€2,327 -55.4%
Taxes, remuneration and social security 45 €18,530 €41,988 +€23,459 +126.6%
Taxes 450/3 €18,530 €41,988 +€23,459 +126.6%
Other amounts payable 47/48 €334,609 €1,020,144 +€685,535 +204.9%
Accrued charges and deferred income 492/3 - €37,549 +€37,549
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €177,337 €409,837 +€232,500 +131.1%
Other operating charges 640/8 €20,109 €16,634 -€3,475 -17.3%
Gross operating margin 9900 €1,329,555 €1,682,808 +€353,253 +26.6%
Operating profit (loss) 9901 €1,132,109 €1,256,337 +€124,228 +11.0%
Financial income 75/76B €9,851 €9,175 -€677 -6.9%
Recurring financial income 75 €9,851 €9,175 -€677 -6.9%
Financial charges 65/66B €63,038 €138,423 +€75,384 +119.6%
Recurring financial charges 65 €63,038 €138,423 +€75,384 +119.6%
Profit (loss) for the period before taxes 9903 €1,078,922 €1,127,088 +€48,167 +4.5%
Income taxes 67/77 €341,839 €352,028 +€10,189 +3.0%
Profit (loss) for the period 9904 €737,083 €775,061 +€37,978 +5.2%
Transfer from tax-exempt reserves 789 €113,670 €177,451 +€63,781 +56.1%
Transfer to tax-exempt reserves 689 €84,200 €189,450 +€105,250 +125.0%
Profit (loss) for the period to be appropriated 9905 €766,553 €763,062 -€3,491 -0.5%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 28 September 2026 via checked.be.