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SUNASSUR: what changed

Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

SUNASSUR

BE 0864.556.347
NACE 66.220, Insurance agents and brokers
financial year 2025 compared with 2024filed annual accounts (NBB)
Net result for the year
-€9,485
2024 · €17,413-€26,898
Equity
-€10,853
2024 · -€1,368-€9,485
Cash
€30,451
2024 · €15,053+€15,399
Balance sheet total
€125,814
2024 · €126,320-€506

Largest movements

2024 to 2025
Assets
  • Tangible fixed assets -€15,910

    down €15,910 (-14.6%), from €108,802 to €92,892

    of which Furniture and vehicles: -€10,110

  • Cash +€15,399

    up €15,399 (+102%), from €15,053 to €30,451

    mainly Depreciation (+€15,910) and Debts after one year (+€11,933)

Equity and liabilities
  • Debts after one year +€11,933

    up €11,933 (+12.8%), from €93,429 to €105,362

  • Profit (loss) carried forward -€9,485

    down €9,485 (-46.8%), from -€20,266 to -€29,751

  • Accrued charges and deferred income -€2,325

    down €2,325 (-6.9%), from €33,630 to €31,305

Income statement
  • Gross operating margin -€10,934

    down €10,934 (-10.2%), from €107,365 to €96,431

  • Staff costs +€8,685

    up €8,685 (+10.7%), from €81,085 to €89,770

  • Depreciation +€7,315

    up €7,315 (+85.1%), from €8,595 to €15,910

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €17,413
Gross operating margin -€10,934
Staff costs -€8,685
Depreciation -€7,315
Other operating charges +€157
Other operating items -€121
Result 2025 -€9,485
raises the resultlowers the resultnot broken down further in the accounts

Derived cash bridge

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€3,466
Investment €0
Financing +€11,933
Cash 2024 €15,053
Net result for the year -€9,485
Depreciation +€15,910
Receivables within one year -€6
Trade debts -€363
Tax, wage and social debts -€266
Accrued charges and deferred income -€2,325
Debts after one year +€11,933
Cash 2025 €30,451
brings cash intakes cash out
Every line side by side 38 lines
Line Code 2024 2025 Change %
Total assets 20/58 €126,320 €125,814 -€506 -0.4%
Formation expenses 20 €216 €216 = 0.0%
Fixed assets 21/28 €111,052 €95,142 -€15,910 -14.3%
Intangible fixed assets 21 €2,250 €2,250 = 0.0%
Tangible fixed assets 22/27 €108,802 €92,892 -€15,910 -14.6%
Land and buildings 22 €53,602 €49,886 -€3,717 -6.9%
Plant, machinery and equipment 23 €5,236 €3,803 -€1,434 -27.4%
Furniture and vehicles 24 €45,414 €35,303 -€10,110 -22.3%
Other tangible fixed assets 26 €4,550 €3,900 -€650 -14.3%
Current assets 29/58 €15,053 €30,457 +€15,404 +102%
Amounts receivable within one year 40/41 - €6 +€6
Other amounts receivable 41 - €6 +€6
Cash at bank and in hand 54/58 €15,053 €30,451 +€15,399 +102%
Total equity and liabilities 10/49 €126,320 €125,814 -€506 -0.4%
Equity 10/15 -€1,368 -€10,853 -€9,485 -693%
Contributions 10/11 €18,600 €18,600 = 0.0%
Reserves 13 €298 €298 = 0.0%
Non-distributable reserves 130/1 €298 €298 = 0.0%
Reserves not available under the articles 1311 €298 €298 = 0.0%
Profit (loss) carried forward 14 -€20,266 -€29,751 -€9,485 -46.8%
Amounts payable 17/49 €127,688 €136,667 +€8,979 +7.0%
Amounts payable after more than one year 17 €93,429 €105,362 +€11,933 +12.8%
Financial debts 170/4 €93,429 €105,362 +€11,933 +12.8%
Amounts payable within one year 42/48 €629 - -€629
Trade debts 44 €363 - -€363
Suppliers 440/4 €363 - -€363
Taxes, remuneration and social security 45 €266 - -€266
Taxes 450/3 €266 - -€266
Accrued charges and deferred income 492/3 €33,630 €31,305 -€2,325 -6.9%
Remuneration, social security and pensions 62 €81,085 €89,770 +€8,685 +10.7%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €8,595 €15,910 +€7,315 +85.1%
Other operating charges 640/8 €271 €114 -€157 -58.0%
Non-recurring operating charges 66A - €121 +€121
Gross operating margin 9900 €107,365 €96,431 -€10,934 -10.2%
Operating profit (loss) 9901 €17,413 -€9,485 -€26,898
Profit (loss) for the period before taxes 9903 €17,413 -€9,485 -€26,898
Profit (loss) for the period 9904 €17,413 -€9,485 -€26,898
Profit (loss) for the period to be appropriated 9905 €17,413 -€9,485 -€26,898

Source: filed annual accounts (NBB), financial years ended 31 March 2024 and 31 March 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 26 October 2026 via checked.be.