What changed?
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
SureFinance
Largest movements
- Cash -€72,597
down €72,597 (-42.2%), from €171,892 to €99,295
mainly Contributions, distributions and other (-€189,991) and Receivables within one year (-€52,808)
- Receivables within one year +€52,808
up €52,808 (+488.5%), from €10,810 to €63,617
of which Trade receivables: +€55,868
- Deferred charges and accrued income -€20,055
down €20,055 (-96.4%), from €20,801 to €746
- Receivables after one year +€16,667
new in 2026: €16,667
- Tangible fixed assets -€13,679
down €13,679 (-26.7%), from €51,188 to €37,509
of which Furniture and vehicles: -€10,696
- Profit (loss) carried forward -€187,491
down €187,491 (-100.0%), from €187,491 to €0
- Other debts +€76,093
up €76,093 (+6087.4%), from €1,250 to €77,343
- Reserves +€67,827
new in 2026: €67,827
- Accrued charges and deferred income +€34,541
up €34,541 (+6956.9%), from €497 to €35,038
- Tax, wage and social debts -€14,144
down €14,144 (-36.4%), from €38,837 to €24,694
- Gross operating margin +€10,244
up €10,244 (+10.0%), from €102,121 to €112,364
- Taxes +€3,234
up €3,234 (+17.4%), from €18,600 to €21,834
- Other operating charges +€3,158
up €3,158 (+286.5%), from €1,102 to €4,260
- Depreciation +€1,576
up €1,576 (+13.0%), from €12,103 to €13,679
- Financial charges +€1,303
up €1,303 (+135.5%), from €961 to €2,264
From the 2025 result to the 2026 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2025 and 2026 balance sheets and the 2026 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2025 | 2026 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €258,191 | €224,834 | -€33,358 | -12.9% |
| Fixed assets | 21/28 | €51,188 | €37,509 | -€13,679 | -26.7% |
| Tangible fixed assets | 22/27 | €51,188 | €37,509 | -€13,679 | -26.7% |
| Plant, machinery and equipment | 23 | €1,642 | €1,125 | -€517 | -31.5% |
| Furniture and vehicles | 24 | €25,978 | €15,282 | -€10,696 | -41.2% |
| Other tangible fixed assets | 26 | €23,569 | €21,103 | -€2,466 | -10.5% |
| Current assets | 29/58 | €207,003 | €187,324 | -€19,678 | -9.5% |
| Amounts receivable after more than one year | 29 | - | €16,667 | +€16,667 | |
| Other amounts receivable | 291 | - | €16,667 | +€16,667 | |
| Amounts receivable within one year | 40/41 | €10,810 | €63,617 | +€52,808 | +488.5% |
| Trade receivables | 40 | €7,725 | €63,593 | +€55,868 | +723.2% |
| Other amounts receivable | 41 | €3,085 | €25 | -€3,060 | -99.2% |
| Current investments | 50/53 | €3,500 | €7,000 | +€3,500 | +100.0% |
| Cash at bank and in hand | 54/58 | €171,892 | €99,295 | -€72,597 | -42.2% |
| Deferred charges and accrued income | 490/1 | €20,801 | €746 | -€20,055 | -96.4% |
| Total equity and liabilities | 10/49 | €258,191 | €224,834 | -€33,358 | -12.9% |
| Equity | 10/15 | €189,991 | €70,327 | -€119,665 | -63.0% |
| Contributions | 10/11 | €2,500 | €2,500 | = | 0.0% |
| Reserves | 13 | - | €67,827 | +€67,827 | |
| Distributable reserves | 133 | - | €67,827 | +€67,827 | |
| Profit (loss) carried forward | 14 | €187,491 | €0 | -€187,491 | -100.0% |
| Amounts payable | 17/49 | €68,200 | €154,507 | +€86,307 | +126.6% |
| Amounts payable within one year | 42/48 | €67,703 | €119,469 | +€51,766 | +76.5% |
| Trade debts | 44 | €27,616 | €17,432 | -€10,183 | -36.9% |
| Suppliers | 440/4 | €27,616 | €17,432 | -€10,183 | -36.9% |
| Taxes, remuneration and social security | 45 | €38,837 | €24,694 | -€14,144 | -36.4% |
| Taxes | 450/3 | €38,837 | €24,694 | -€14,144 | -36.4% |
| Other amounts payable | 47/48 | €1,250 | €77,343 | +€76,093 | +6087.4% |
| Accrued charges and deferred income | 492/3 | €497 | €35,038 | +€34,541 | +6956.9% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €12,103 | €13,679 | +€1,576 | +13.0% |
| Other operating charges | 640/8 | €1,102 | €4,260 | +€3,158 | +286.5% |
| Gross operating margin | 9900 | €102,121 | €112,364 | +€10,244 | +10.0% |
| Operating profit (loss) | 9901 | €88,916 | €94,425 | +€5,509 | +6.2% |
| Financial income | 75/76B | €1 | €0 | -€1 | -100.0% |
| Recurring financial income | 75 | €1 | €0 | -€1 | -100.0% |
| Financial charges | 65/66B | €961 | €2,264 | +€1,303 | +135.5% |
| Recurring financial charges | 65 | €961 | €2,264 | +€1,303 | +135.5% |
| Profit (loss) for the period before taxes | 9903 | €87,955 | €92,161 | +€4,206 | +4.8% |
| Income taxes | 67/77 | €18,600 | €21,834 | +€3,234 | +17.4% |
| Profit (loss) for the period | 9904 | €69,355 | €70,327 | +€972 | +1.4% |
| Profit (loss) for the period to be appropriated | 9905 | €69,355 | €70,327 | +€972 | +1.4% |
Source: filed annual accounts (NBB), fiscal years ended 31 March 2025 and 31 March 2026. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 28 September 2026 via checked.be.