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What changed?

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

FCC

BE 0696.889.174
NACE 46.423, Wholesale of clothing, excluding workwear and underwear
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€21,863
2024 · -€10,777+€32,640
Equity
-€110,206
2024 · -€132,070+€21,863
Cash
€8,029
2024 · €8,593-€564
Balance sheet total
€514,615
2024 · €30,276+€484,339

Largest movements

2024 to 2025
Assets
  • Tangible fixed assets +€481,725

    up €481,725 (+41224.2%), from €1,169 to €482,893

    of which Land and buildings: +€480,499

Equity and liabilities
  • Debts after one year +€306,915

    up €306,915 (+211.7%), from €145,000 to €451,915

  • Other debts +€145,701

    up €145,701 (+1227.7%), from €11,868 to €157,569

  • Profit (loss) carried forward +€21,863

    up €21,863 (+14.5%), from -€150,670 to -€128,806

  • Current portion of long-term debt +€8,667

    new in 2025: €8,667

Income statement
  • Gross operating margin +€46,631

    up €46,631, from -€9,338 to €37,293

  • Depreciation +€9,324

    up €9,324 (+19638.0%), from €47 to €9,372

  • Financial charges +€3,450

    up €3,450 (+600.8%), from €574 to €4,024

  • Other operating charges +€1,218

    up €1,218 (+318.5%), from €382 to €1,601

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 -€10,777
Gross operating margin +€46,631
Depreciation -€9,324
Other operating charges -€1,218
Financial income +€14
Financial charges -€3,450
Taxes -€12
Result 2025 €21,863

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€174,950
Investment -€491,096
Financing +€315,582
Cash 2024 €8,593
Net result for the year +€21,863
Depreciation +€9,372
Receivables within one year -€3,098
Smaller working-capital items -€76
Tax, wage and social debts +€3,529
Advances received -€2,340
Other debts +€145,701
Investment in fixed assets (net) -€491,096
Debts after one year +€306,915
Current portion of long-term debt +€8,667
Cash 2025 €8,029
Every line side by side 44 lines
Line Code 2024 2025 Change %
Total assets 20/58 €30,276 €514,615 +€484,339 +1599.8%
Fixed assets 21/28 €3,999 €485,723 +€481,725 +12047.5%
Tangible fixed assets 22/27 €1,169 €482,893 +€481,725 +41224.2%
Land and buildings 22 - €480,499 +€480,499
Plant, machinery and equipment 23 €1,169 €925 -€243 -20.8%
Furniture and vehicles 24 - €1,469 +€1,469
Financial fixed assets 28 €2,830 €2,830 = 0.0%
Current assets 29/58 €26,277 €28,891 +€2,614 +9.9%
Amounts receivable within one year 40/41 €17,684 €20,782 +€3,098 +17.5%
Trade receivables 40 €16,171 €19,938 +€3,766 +23.3%
Other amounts receivable 41 €1,513 €844 -€669 -44.2%
Cash at bank and in hand 54/58 €8,593 €8,029 -€564 -6.6%
Deferred charges and accrued income 490/1 - €80 +€80
Total equity and liabilities 10/49 €30,276 €514,615 +€484,339 +1599.8%
Equity 10/15 -€132,070 -€110,206 +€21,863 +16.6%
Contributions 10/11 €18,600 €18,600 = 0.0%
Profit (loss) carried forward 14 -€150,670 -€128,806 +€21,863 +14.5%
Amounts payable 17/49 €162,345 €624,821 +€462,476 +284.9%
Amounts payable after more than one year 17 €145,000 €451,915 +€306,915 +211.7%
Financial debts 170/4 €145,000 €451,915 +€306,915 +211.7%
Amounts payable within one year 42/48 €16,165 €170,807 +€154,642 +956.6%
Current portion of amounts payable after more than one year 42 - €8,667 +€8,667
Trade debts 44 €1,346 €431 -€915 -67.9%
Suppliers 440/4 €1,346 €431 -€915 -67.9%
Advances received on contracts in progress 46 €2,340 €0 -€2,340 -100.0%
Taxes, remuneration and social security 45 €611 €4,140 +€3,529 +577.7%
Taxes 450/3 €611 €4,140 +€3,529 +577.7%
Remuneration and social security 454/9 €0 - =
Other amounts payable 47/48 €11,868 €157,569 +€145,701 +1227.7%
Accrued charges and deferred income 492/3 €1,180 €2,099 +€918 +77.8%
Non-recurring operating income 76A €493 €0 -€493 -100.0%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €47 €9,372 +€9,324 +19638.0%
Other operating charges 640/8 €382 €1,601 +€1,218 +318.5%
Non-recurring operating charges 66A €0 - =
Gross operating margin 9900 -€9,338 €37,293 +€46,631
Operating profit (loss) 9901 -€9,768 €26,321 +€36,088
Financial income 75/76B - €14 +€14
Recurring financial income 75 - €14 +€14
Financial charges 65/66B €574 €4,024 +€3,450 +600.8%
Recurring financial charges 65 €574 €4,024 +€3,450 +600.8%
Profit (loss) for the period before taxes 9903 -€10,342 €22,310 +€32,652
Income taxes 67/77 €435 €447 +€12 +2.8%
Profit (loss) for the period 9904 -€10,777 €21,863 +€32,640
Profit (loss) for the period to be appropriated 9905 -€10,777 €21,863 +€32,640

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 28 September 2026 via checked.be.