CONCREATO: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
CONCREATO
Largest movements
- Receivables within one year +€53,004
up €53,004 (+217%), from €24,436 to €77,440
of which Trade receivables: +€66,504
- Cash -€6,586
down €6,586 (-99.9%), from €6,595 to €9
mainly Receivables within one year (-€53,004) and Net result for the year (-€9,892)
- Other debts +€42,706
up €42,706 (+182%), from €23,485 to €66,191
- Tax, wage and social debts +€12,800
up €12,800 (+82.9%), from €15,438 to €28,238
- Profit (loss) carried forward -€9,892
down €9,892 (-11.7%), from €84,773 to €74,882
- Gross operating margin -€48,029
down €48,029, from €40,098 to -€7,931
- Taxes -€10,451
down €10,451 (-98.3%), from €10,627 to €176
- Financial charges +€1,284
up €1,284 (+431%), from €298 to €1,582
- Other operating charges -€455
down €455 (-87.4%), from €521 to €66
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €152,980 | €199,084 | +€46,104 | +30.1% |
| Fixed assets | 21/28 | €120,950 | €120,813 | -€137 | -0.1% |
| Tangible fixed assets | 22/27 | €1,110 | €973 | -€137 | -12.3% |
| Other tangible fixed assets | 26 | €1,110 | €973 | -€137 | -12.3% |
| Financial fixed assets | 28 | €119,840 | €119,840 | = | 0.0% |
| Current assets | 29/58 | €32,029 | €78,270 | +€46,241 | +144% |
| Amounts receivable within one year | 40/41 | €24,436 | €77,440 | +€53,004 | +217% |
| Trade receivables | 40 | €10,936 | €77,440 | +€66,504 | +608% |
| Other amounts receivable | 41 | €13,500 | €0 | -€13,500 | -100% |
| Current investments | 50/53 | €0 | - | = | |
| Cash at bank and in hand | 54/58 | €6,595 | €9 | -€6,586 | -99.9% |
| Deferred charges and accrued income | 490/1 | €999 | €821 | -€178 | -17.8% |
| Total equity and liabilities | 10/49 | €152,980 | €199,084 | +€46,104 | +30.1% |
| Equity | 10/15 | €112,273 | €102,382 | -€9,892 | -8.8% |
| Contributions | 10/11 | €25,000 | €25,000 | = | 0.0% |
| Reserves | 13 | €2,500 | €2,500 | = | 0.0% |
| Non-distributable reserves | 130/1 | €2,500 | €2,500 | = | 0.0% |
| Reserves not available under the articles | 1311 | €2,500 | €2,500 | = | 0.0% |
| Profit (loss) carried forward | 14 | €84,773 | €74,882 | -€9,892 | -11.7% |
| Amounts payable | 17/49 | €40,706 | €96,702 | +€55,996 | +138% |
| Amounts payable within one year | 42/48 | €40,677 | €96,702 | +€56,025 | +138% |
| Trade debts | 44 | €1,754 | €2,273 | +€519 | +29.6% |
| Suppliers | 440/4 | €1,754 | €2,273 | +€519 | +29.6% |
| Taxes, remuneration and social security | 45 | €15,438 | €28,238 | +€12,800 | +82.9% |
| Taxes | 450/3 | €15,438 | €28,238 | +€12,800 | +82.9% |
| Other amounts payable | 47/48 | €23,485 | €66,191 | +€42,706 | +182% |
| Accrued charges and deferred income | 492/3 | €29 | €0 | -€29 | -100% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €137 | €137 | -€0 | 0.0% |
| Other operating charges | 640/8 | €521 | €66 | -€455 | -87.4% |
| Gross operating margin | 9900 | €40,098 | -€7,931 | -€48,029 | |
| Operating profit (loss) | 9901 | €39,440 | -€8,133 | -€47,573 | |
| Financial income | 75/76B | €0 | - | = | |
| Recurring financial income | 75 | €0 | - | = | |
| Financial charges | 65/66B | €298 | €1,582 | +€1,284 | +431% |
| Recurring financial charges | 65 | €298 | €1,582 | +€1,284 | +431% |
| Profit (loss) for the period before taxes | 9903 | €39,142 | -€9,716 | -€48,857 | |
| Income taxes | 67/77 | €10,627 | €176 | -€10,451 | -98.3% |
| Profit (loss) for the period | 9904 | €28,515 | -€9,892 | -€38,406 | |
| Profit (loss) for the period to be appropriated | 9905 | €28,515 | -€9,892 | -€38,406 |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 25 October 2026 via checked.be.