CROYMANS SOFTWARE ENGINEERING: what changed
CROYMANS SOFTWARE ENGINEERING
Largest movements
- Current investments -€44,470
down €44,470 (-31.3%), from €141,977 to €97,507
- Receivables within one year +€19,029
up €19,029 (+125%), from €15,182 to €34,212
of which Trade receivables: +€20,390
- Cash -€16,625
down €16,625 (-53.5%), from €31,099 to €14,473
mainly Contributions, distributions and other (-€52,020) and Receivables within one year (-€19,029)
- Tangible fixed assets -€3,659
down €3,659 (-21.1%), from €17,380 to €13,721
of which Land and buildings: -€1,936
- Reserves -€49,095
down €49,095 (-29.5%), from €166,451 to €117,356
of which Distributable reserves: -€49,095
- Other debts +€9,432
up €9,432 (+44.8%), from €21,040 to €30,472
- Tax, wage and social debts -€7,260
down €7,260 (-40.7%), from €17,823 to €10,563
of which Taxes: -€7,260
- Gross operating margin -€25,151
down €25,151 (-97.1%), from €25,900 to €749
- Taxes -€7,583
down €7,583 (-97.6%), from €7,770 to €187
- Financial income +€2,632
up €2,632 (+63.0%), from €4,179 to €6,811
Change in the result, 2024 to 2025
For each income-statement line you see the change as its effect on the result. Higher costs lower the result, higher income raises it.
Derived cash bridge
The bridge is derived from the 2024 and 2025 balance sheets and the 2025 result. There is no filed cash-flow statement. You see where the money came from and where it went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €212,013 | €165,390 | -€46,623 | -22.0% |
| Fixed assets | 21/28 | €17,380 | €13,721 | -€3,659 | -21.1% |
| Tangible fixed assets | 22/27 | €17,380 | €13,721 | -€3,659 | -21.1% |
| Land and buildings | 22 | €12,239 | €10,303 | -€1,936 | -15.8% |
| Plant, machinery and equipment | 23 | €2,335 | €1,553 | -€782 | -33.5% |
| Furniture and vehicles | 24 | €2,806 | €1,865 | -€940 | -33.5% |
| Current assets | 29/58 | €194,633 | €151,669 | -€42,964 | -22.1% |
| Amounts receivable within one year | 40/41 | €15,182 | €34,212 | +€19,029 | +125% |
| Trade receivables | 40 | €11,808 | €32,198 | +€20,390 | +173% |
| Other amounts receivable | 41 | €3,374 | €2,014 | -€1,360 | -40.3% |
| Current investments | 50/53 | €141,977 | €97,507 | -€44,470 | -31.3% |
| Cash at bank and in hand | 54/58 | €31,099 | €14,473 | -€16,625 | -53.5% |
| Deferred charges and accrued income | 490/1 | €6,375 | €5,477 | -€898 | -14.1% |
| Total equity and liabilities | 10/49 | €212,013 | €165,390 | -€46,623 | -22.0% |
| Equity | 10/15 | €172,651 | €123,556 | -€49,095 | -28.4% |
| Contributions | 10/11 | €6,200 | €6,200 | = | 0.0% |
| Reserves | 13 | €166,451 | €117,356 | -€49,095 | -29.5% |
| Tax-exempt reserves | 132 | €15,700 | €15,700 | = | 0.0% |
| Distributable reserves | 133 | €150,751 | €101,656 | -€49,095 | -32.6% |
| Amounts payable | 17/49 | €39,362 | €41,834 | +€2,472 | +6.3% |
| Amounts payable within one year | 42/48 | €39,362 | €41,834 | +€2,472 | +6.3% |
| Trade debts | 44 | €499 | €799 | +€300 | +60.1% |
| Suppliers | 440/4 | €499 | €799 | +€300 | +60.1% |
| Taxes, remuneration and social security | 45 | €17,823 | €10,563 | -€7,260 | -40.7% |
| Taxes | 450/3 | €16,212 | €8,952 | -€7,260 | -44.8% |
| Remuneration and social security | 454/9 | €1,611 | €1,611 | = | 0.0% |
| Other amounts payable | 47/48 | €21,040 | €30,472 | +€9,432 | +44.8% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €3,659 | €3,659 | = | 0.0% |
| Other operating charges | 640/8 | €575 | €400 | -€175 | -30.5% |
| Non-recurring operating charges | 66A | - | €300 | +€300 | |
| Gross operating margin | 9900 | €25,900 | €749 | -€25,151 | -97.1% |
| Operating profit (loss) | 9901 | €21,666 | -€3,610 | -€25,275 | |
| Financial income | 75/76B | €4,179 | €6,811 | +€2,632 | +63.0% |
| Recurring financial income | 75 | €4,179 | €6,811 | +€2,632 | +63.0% |
| Financial charges | 65/66B | €287 | €89 | -€198 | -69.0% |
| Recurring financial charges | 65 | €287 | €89 | -€198 | -69.0% |
| Profit (loss) for the period before taxes | 9903 | €25,557 | €3,112 | -€22,445 | -87.8% |
| Income taxes | 67/77 | €7,770 | €187 | -€7,583 | -97.6% |
| Profit (loss) for the period | 9904 | €17,787 | €2,925 | -€14,862 | -83.6% |
| Profit (loss) for the period to be appropriated | 9905 | €17,787 | €2,925 | -€14,862 | -83.6% |
Next steps
Calculation and sources
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Green is a favourable move for that line, red an unfavourable one. Prepared on 4 November 2026 via checked.be.