CROYMANS SOFTWARE ENGINEERING: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
CROYMANS SOFTWARE ENGINEERING
Largest movements
- Current investments -€44,470
down €44,470 (-31.3%), from €141,977 to €97,507
- Receivables within one year +€19,029
up €19,029 (+125%), from €15,182 to €34,212
of which Trade receivables: +€20,390
- Cash -€16,625
down €16,625 (-53.5%), from €31,099 to €14,473
mainly Contributions, distributions and other (-€52,020) and Receivables within one year (-€19,029)
- Tangible fixed assets -€3,659
down €3,659 (-21.1%), from €17,380 to €13,721
of which Land and buildings: -€1,936
- Reserves -€49,095
down €49,095 (-29.5%), from €166,451 to €117,356
of which Distributable reserves: -€49,095
- Other debts +€9,432
up €9,432 (+44.8%), from €21,040 to €30,472
- Tax, wage and social debts -€7,260
down €7,260 (-40.7%), from €17,823 to €10,563
of which Taxes: -€7,260
- Gross operating margin -€25,151
down €25,151 (-97.1%), from €25,900 to €749
- Taxes -€7,583
down €7,583 (-97.6%), from €7,770 to €187
- Financial income +€2,632
up €2,632 (+63.0%), from €4,179 to €6,811
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €212,013 | €165,390 | -€46,623 | -22.0% |
| Fixed assets | 21/28 | €17,380 | €13,721 | -€3,659 | -21.1% |
| Tangible fixed assets | 22/27 | €17,380 | €13,721 | -€3,659 | -21.1% |
| Land and buildings | 22 | €12,239 | €10,303 | -€1,936 | -15.8% |
| Plant, machinery and equipment | 23 | €2,335 | €1,553 | -€782 | -33.5% |
| Furniture and vehicles | 24 | €2,806 | €1,865 | -€940 | -33.5% |
| Current assets | 29/58 | €194,633 | €151,669 | -€42,964 | -22.1% |
| Amounts receivable within one year | 40/41 | €15,182 | €34,212 | +€19,029 | +125% |
| Trade receivables | 40 | €11,808 | €32,198 | +€20,390 | +173% |
| Other amounts receivable | 41 | €3,374 | €2,014 | -€1,360 | -40.3% |
| Current investments | 50/53 | €141,977 | €97,507 | -€44,470 | -31.3% |
| Cash at bank and in hand | 54/58 | €31,099 | €14,473 | -€16,625 | -53.5% |
| Deferred charges and accrued income | 490/1 | €6,375 | €5,477 | -€898 | -14.1% |
| Total equity and liabilities | 10/49 | €212,013 | €165,390 | -€46,623 | -22.0% |
| Equity | 10/15 | €172,651 | €123,556 | -€49,095 | -28.4% |
| Contributions | 10/11 | €6,200 | €6,200 | = | 0.0% |
| Reserves | 13 | €166,451 | €117,356 | -€49,095 | -29.5% |
| Tax-exempt reserves | 132 | €15,700 | €15,700 | = | 0.0% |
| Distributable reserves | 133 | €150,751 | €101,656 | -€49,095 | -32.6% |
| Amounts payable | 17/49 | €39,362 | €41,834 | +€2,472 | +6.3% |
| Amounts payable within one year | 42/48 | €39,362 | €41,834 | +€2,472 | +6.3% |
| Trade debts | 44 | €499 | €799 | +€300 | +60.1% |
| Suppliers | 440/4 | €499 | €799 | +€300 | +60.1% |
| Taxes, remuneration and social security | 45 | €17,823 | €10,563 | -€7,260 | -40.7% |
| Taxes | 450/3 | €16,212 | €8,952 | -€7,260 | -44.8% |
| Remuneration and social security | 454/9 | €1,611 | €1,611 | = | 0.0% |
| Other amounts payable | 47/48 | €21,040 | €30,472 | +€9,432 | +44.8% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €3,659 | €3,659 | = | 0.0% |
| Other operating charges | 640/8 | €575 | €400 | -€175 | -30.5% |
| Non-recurring operating charges | 66A | - | €300 | +€300 | |
| Gross operating margin | 9900 | €25,900 | €749 | -€25,151 | -97.1% |
| Operating profit (loss) | 9901 | €21,666 | -€3,610 | -€25,275 | |
| Financial income | 75/76B | €4,179 | €6,811 | +€2,632 | +63.0% |
| Recurring financial income | 75 | €4,179 | €6,811 | +€2,632 | +63.0% |
| Financial charges | 65/66B | €287 | €89 | -€198 | -69.0% |
| Recurring financial charges | 65 | €287 | €89 | -€198 | -69.0% |
| Profit (loss) for the period before taxes | 9903 | €25,557 | €3,112 | -€22,445 | -87.8% |
| Income taxes | 67/77 | €7,770 | €187 | -€7,583 | -97.6% |
| Profit (loss) for the period | 9904 | €17,787 | €2,925 | -€14,862 | -83.6% |
| Profit (loss) for the period to be appropriated | 9905 | €17,787 | €2,925 | -€14,862 | -83.6% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 16 October 2026 via checked.be.