RUMEVA: what changed
What changed
RUMEVA
NACE 68.310, Real estate agency activities
filed annual accounts (NBB)
Net result for the year
-€18,140
2024 · €25,462-€43,602
Equity
-€18,081
2024 · €559-€18,640
Cash
-
2024 · €5,655-€5,655
Balance sheet total
€554,749
2024 · €605,278-€50,529
Largest movements
Assets
- Deferred charges and accrued income -€25,000
no longer reported in 2025 (was €25,000)
- Tangible fixed assets -€19,875
down €19,875 (-3.5%), from €565,624 to €545,749
Equity and liabilities
- Profit (loss) carried forward -€18,140
down €18,140 (-27.9%), from -€65,040 to -€83,180
- Debts after one year -€17,760
down €17,760 (-4.6%), from €382,224 to €364,464
- Current portion of long-term debt -€9,389
down €9,389 (-34.6%), from €27,148 to €17,759
Income statement
- Gross operating margin -€24,289
down €24,289 (-73.0%), from €33,263 to €8,974
- Depreciation +€19,875
new in 2025: €19,875
- Financial charges -€607
down €607 (-9.6%), from €6,354 to €5,747
Change in the result, 2024 to 2025
For each income-statement line you see the change as its effect on the result. Higher costs lower the result, higher income raises it.
Result 2024
€25,462
Gross operating margin
-€24,289
Depreciation
-€19,875
Other operating charges
-€46
Financial charges
+€607
Result 2025
-€18,140
raises the resultlowers the result
Derived cash bridge
The bridge is derived from the 2024 and 2025 balance sheets and the 2025 result. There is no filed cash-flow statement. You see where the money came from and where it went.
From operations
+€21,994
Investment
-€0
Financing
-€27,648
Cash 2024
€5,655
From operations (derived)
+€21,994
Net result for the year
-€18,140
Depreciation
+€19,875
Deferred charges and accrued income
+€25,000
Tax, wage and social debts
+€0
Other debts
-€4,741
Investment (derived)
-€0
Investment in fixed assets (net)
-€0
Financing
-€27,648
Debts after one year
-€17,760
Current portion of long-term debt
-€9,389
Contributions, distributions and other
-€500
Cash 2025
€0
brings cash intakes cash out
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €605,278 | €554,749 | -€50,529 | -8.3% |
| Fixed assets | 21/28 | €574,624 | €554,749 | -€19,875 | -3.5% |
| Intangible fixed assets | 21 | €9,000 | €9,000 | = | 0.0% |
| Tangible fixed assets | 22/27 | €565,624 | €545,749 | -€19,875 | -3.5% |
| Land and buildings | 22 | €565,624 | €545,749 | -€19,875 | -3.5% |
| Current assets | 29/58 | €30,655 | - | -€30,655 | |
| Cash at bank and in hand | 54/58 | €5,655 | - | -€5,655 | |
| Deferred charges and accrued income | 490/1 | €25,000 | - | -€25,000 | |
| Total equity and liabilities | 10/49 | €605,278 | €554,749 | -€50,529 | -8.3% |
| Equity | 10/15 | €559 | -€18,081 | -€18,640 | |
| Contributions | 10/11 | €62,500 | €62,000 | -€500 | -0.8% |
| Capital | 10 | €62,500 | €62,000 | -€500 | -0.8% |
| Issued capital | 100 | €62,500 | €62,000 | -€500 | -0.8% |
| Reserves | 13 | €3,099 | €3,099 | +€0 | 0.0% |
| Non-distributable reserves | 130/1 | €3,099 | €3,099 | +€0 | 0.0% |
| Legal reserve | 130 | €3,099 | €3,099 | +€0 | 0.0% |
| Profit (loss) carried forward | 14 | -€65,040 | -€83,180 | -€18,140 | -27.9% |
| Amounts payable | 17/49 | €604,720 | €572,830 | -€31,890 | -5.3% |
| Amounts payable after more than one year | 17 | €382,224 | €364,464 | -€17,760 | -4.6% |
| Financial debts | 170/4 | €382,224 | €364,464 | -€17,760 | -4.6% |
| Amounts payable within one year | 42/48 | €222,496 | €208,366 | -€14,130 | -6.4% |
| Current portion of amounts payable after more than one year | 42 | €27,148 | €17,759 | -€9,389 | -34.6% |
| Taxes, remuneration and social security | 45 | €865 | €865 | +€0 | 0.0% |
| Taxes | 450/3 | €865 | €865 | +€0 | 0.0% |
| Other amounts payable | 47/48 | €194,483 | €189,742 | -€4,741 | -2.4% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | - | €19,875 | +€19,875 | |
| Other operating charges | 640/8 | €1,446 | €1,492 | +€46 | +3.2% |
| Gross operating margin | 9900 | €33,263 | €8,974 | -€24,289 | -73.0% |
| Operating profit (loss) | 9901 | €31,816 | -€12,393 | -€44,209 | |
| Financial charges | 65/66B | €6,354 | €5,747 | -€607 | -9.6% |
| Recurring financial charges | 65 | €6,354 | €5,747 | -€607 | -9.6% |
| Profit (loss) for the period before taxes | 9903 | €25,462 | -€18,140 | -€43,602 | |
| Profit (loss) for the period | 9904 | €25,462 | -€18,140 | -€43,602 | |
| Profit (loss) for the period to be appropriated | 9905 | €25,462 | -€18,140 | -€43,602 |
Next steps
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Calculation and sources
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Green is a favourable move for that line, red an unfavourable one. Prepared on 3 November 2026 via checked.be.