Equity
-€18,081
Debts exceed assets in financial year 2025.
RUMEVA
Lifetime
17 annual accounts with figures on one time axis, 26 filings since 1995peak €84,015 (2006)
€8,974▼ 73.0%
lowest -€49,328 (2021)
-€18,140▼ €43,602
peak €145,101 (2008)
-€18,081▼ €18,640
€572,830▼ 5.3%
peak 1.1 FTE (2020)
-not published
Board8 names since 2014
3 directorsPaul GEEURICKX and 2 others
Documentsfilings and deeds
17-08-202617 days late
2025abbreviated format
Gross margin from €33,263 to €8,974Loss of €18,140Equity from €559 to -€18,081
Key points
from the 2025 annual accountsChecked score
54
Fair
Financially stronger than 29% of micro companies in real estate (NACE 68)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
1.6% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 26,626 companies (NACE 68, micro).
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.5%
01-2025: 0.5%● unchanged vs 12-2024
02-2025: 0.5%● unchanged vs 01-2025
03-2025: 0.5%● unchanged vs 02-2025
04-2025: 0.5%● unchanged vs 03-2025
05-2025: 0.5%● unchanged vs 04-2025
06-2025: 0.5%● unchanged vs 05-2025
07-2025: 0.6%▲ +0.1 percentage points vs 06-2025
08-2025: 0.9%▲ +0.3 percentage points vs 07-2025
09-2025: 1.0%▲ +0.1 percentage points vs 08-2025
10-2025: 1.3%▲ +0.3 percentage points vs 09-2025
11-2025: 0.4%▼ -0.9 percentage points vs 10-2025
12-2025: 0.4%● unchanged vs 11-2025
01-2026: 0.4%● unchanged vs 12-2025
02-2026: 0.4%● unchanged vs 01-2026
03-2026: 0.4%● unchanged vs 02-2026
04-2026: 0.4%● unchanged vs 03-2026lowest value
05-2026: 0.5%▲ +0.1 percentage points vs 04-2026
06-2026: 0.4%▼ -0.1 percentage points vs 05-2026
07-2026: 0.5%▲ +0.1 percentage points vs 06-2026
08-2026: 0.8%▲ +0.3 percentage points vs 07-2026
09-2026: 1.6%▲ +0.8 percentage points vs 08-2026highest value
10-2026: 1.6%● unchanged vs 09-2026
11-2026: 1.6%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Liquiditeit niet neergelegd
Last filed accounts filed 17 days late; 2 of the last 3 accounts late
Negative equity -€18,081
lowers risk
Size: total assets €554,749
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 17% of them on solvency, 77% on liquidity, 23% on profitability and 1% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 1,242 companies had the same profile as RUMEVA has now. Each dot stands for 4 companies, two years later.
92.8%
were still trading
4.0%
stopped another way
1.9%
went bankrupt
Another 1.4% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of RUMEVA itself: 1.6% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,242 companies, not a prediction for RUMEVA. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No credit on open account
Short-term debt is 37.6% of total assets. Equity is negative.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises risk
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year -€18,081
raises risk · 2025 accounts filed 17 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-08-2026, 17 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
17 days late
2024
58 days late
2023
37 days late
2022
29 days late
2021
80 days late
2020
102 days late
2019
122 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 64 days after the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 7 September (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0453226362
1 director resigning, 2 reappointments
Resignation: Carla AWAD · Reappointments: Paul GEEURICKX (managing director) and Goedele GEEURICKX · General meeting of 19-09-2024 · Gazette deed
Company renamed from MINERVA EQUIPMENT to RUMEVA
Registered office moved from Willebroek to Opwijk · Capital increase of €31,513.31 to €62,500 · Capital from €30,986.69 to €62,500 · General meeting of 23-03-2018 · Gazette deed
First establishment
Stationsstraat 40, Opwijk
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| RUMEVA Opwijk | €554,749 | €8,974 | -3.3% | - |
| PERIM Enghien | €461,910 | €7,471 | 81.9% | - |
| Bemiddelingskantoor Thys Ooigem Oostrozebeke | €444,955 | €9,361 | 9.8% | - |
| PROMO - TEAM De Haan | €468,689 | €8,278 | -57.1% | - |
| SOCIETE DE CONSEIL ET DE GESTION IMMOBILIERE Liège | €571,639 | €10,836 | 48.9% | - |
| MEUSOC La Louvière | €432,677 | €9,495 | 61.5% | - |
| FRAST CONSTRUCT Leuven | €643,642 | €10,527 | 40.5% | - |
These companies have the same main activity as RUMEVA: real estate agency activities (NACE 68310). They are comparable in size and age: total assets between €433,000 and €644,000, founded between 1984 and 1993.
Official details
Source: KBO- Status
- Active since 23-08-1994Normal situation
- Activity
- Real estate agency activitiesNACE 68310and 1 other
- Joint committee
- 323Building management, estate agents and domestic staff · annual accounts 2023
- Establishment unit
- 2.113.209.4351745 Opwijk, since 04-11-2002
- Financial year end
- 31 December
- Peppol
- Reachable since 22-12-2025
Insights on RUMEVA
RUMEVA files the abbreviated format. That format states no turnover. The gross margin fell from €84,015 in 2006 to €8,974 in 2025.
In November 2024, the Official Gazette published the appointment of Paul GEEURICKX as managing director.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about RUMEVA
- What is the company number of RUMEVA?
- The company number of RUMEVA is 0453.226.362. The VAT number is the same number with BE in front: BE 0453.226.362.
- Where is RUMEVA based?
- The registered office is at Stationsstraat 40, 1745 Opwijk.Company details
- What does RUMEVA do?
- According to the KBO register, the main activity is real estate agency activities (NACE 68310).
- What is the legal form of RUMEVA?
- RUMEVA is a public limited company (NV).
- When was RUMEVA founded?
- RUMEVA was founded on 23-08-1994.
- Is RUMEVA still active?
- Yes, RUMEVA is an active enterprise in the KBO register.
- How many employees does RUMEVA have?
- RUMEVA had an average of 0.8 full-time equivalents in financial year 2023, according to the filed annual accounts.Financials
- Which joint committee does RUMEVA fall under?
- In its 2023 annual accounts, RUMEVA states joint committee 323 (Building management, estate agents and domestic staff).
- What is the turnover of RUMEVA?
- The turnover in financial year 2025 is ≈ €31,000. This figure is estimated from the gross margin of €8,974 and 59 comparable companies (NACE 68310). It probably lies between €16,000 and €67,000. It is a rough estimate.
- Is RUMEVA profitable?
- In financial year 2025, RUMEVA made a loss of €18,140.
- Where can I find the annual accounts of RUMEVA?
- RUMEVA filed 26 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of RUMEVA due?
- RUMEVA must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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