ZyXyZ: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
ZyXyZ
Largest movements
- Current investments -€6,402
down €6,402 (-8.3%), from €77,348 to €70,945
- Cash +€2,981
up €2,981 (+13.1%), from €22,739 to €25,720
mainly Net result for the year (+€19,201) and Current investments (+€6,402)
- Receivables within one year -€2,686
down €2,686 (-44.6%), from €6,028 to €3,343
of which Trade receivables: -€1,677
- Intangible fixed assets -€1,322
no longer reported in 2025 (was €1,322)
- Reserves -€8,350
down €8,350 (-8.4%), from €99,150 to €90,800
- Profit (loss) carried forward +€2,301
up €2,301, from -€2,281 to €21
- Tax, wage and social debts -€1,383
down €1,383 (-34.6%), from €3,997 to €2,614
- Financial charges -€37,185
down €37,185 (-99.5%), from €37,381 to €197
of which Non-recurring financial charges: -€37,138
- Gross operating margin -€13,810
down €13,810 (-32.8%), from €42,163 to €28,353
- Turnover -€11,474
down €11,474 (-25.5%), from €44,948 to €33,474
- Financial income -€4,230
down €4,230 (-69.6%), from €6,074 to €1,844
- Depreciation -€3,087
down €3,087 (-70.0%), from €4,410 to €1,322
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €107,437 | €100,008 | -€7,429 | -6.9% |
| Fixed assets | 21/28 | €1,322 | - | -€1,322 | |
| Intangible fixed assets | 21 | €1,322 | - | -€1,322 | |
| Current assets | 29/58 | €106,115 | €100,008 | -€6,107 | -5.8% |
| Amounts receivable within one year | 40/41 | €6,028 | €3,343 | -€2,686 | -44.6% |
| Trade receivables | 40 | €3,577 | €1,900 | -€1,677 | -46.9% |
| Other amounts receivable | 41 | €2,452 | €1,443 | -€1,009 | -41.2% |
| Current investments | 50/53 | €77,348 | €70,945 | -€6,402 | -8.3% |
| Cash at bank and in hand | 54/58 | €22,739 | €25,720 | +€2,981 | +13.1% |
| Total equity and liabilities | 10/49 | €107,437 | €100,008 | -€7,429 | -6.9% |
| Equity | 10/15 | €103,269 | €97,221 | -€6,049 | -5.9% |
| Contributions | 10/11 | €6,400 | €6,400 | = | 0.0% |
| Reserves | 13 | €99,150 | €90,800 | -€8,350 | -8.4% |
| Distributable reserves | 133 | €99,150 | €90,800 | -€8,350 | -8.4% |
| Profit (loss) carried forward | 14 | -€2,281 | €21 | +€2,301 | |
| Amounts payable | 17/49 | €4,168 | €2,787 | -€1,381 | -33.1% |
| Amounts payable within one year | 42/48 | €4,168 | €2,787 | -€1,381 | -33.1% |
| Trade debts | 44 | €12 | €14 | +€2 | +21.0% |
| Suppliers | 440/4 | €12 | €14 | +€2 | +21.0% |
| Taxes, remuneration and social security | 45 | €3,997 | €2,614 | -€1,383 | -34.6% |
| Taxes | 450/3 | €3,997 | €2,614 | -€1,383 | -34.6% |
| Other amounts payable | 47/48 | €159 | €159 | = | 0.0% |
| Turnover | 70 | €44,948 | €33,474 | -€11,474 | -25.5% |
| Goods, raw materials, services and sundry goods | 60/61 | €2,785 | €5,121 | +€2,336 | +83.9% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €4,410 | €1,322 | -€3,087 | -70.0% |
| Other operating charges | 640/8 | - | €440 | +€440 | |
| Gross operating margin | 9900 | €42,163 | €28,353 | -€13,810 | -32.8% |
| Operating profit (loss) | 9901 | €37,754 | €26,591 | -€11,163 | -29.6% |
| Financial income | 75/76B | €6,074 | €1,844 | -€4,230 | -69.6% |
| Recurring financial income | 75 | €6,074 | €1,844 | -€4,230 | -69.6% |
| Financial charges | 65/66B | €37,381 | €197 | -€37,185 | -99.5% |
| Recurring financial charges | 65 | €243 | €197 | -€47 | -19.2% |
| Non-recurring financial charges | 66B | €37,138 | - | -€37,138 | |
| Profit (loss) for the period before taxes | 9903 | €6,447 | €28,239 | +€21,792 | +338% |
| Income taxes | 67/77 | €11,047 | €9,037 | -€2,010 | -18.2% |
| Profit (loss) for the period | 9904 | -€4,601 | €19,201 | +€23,802 | |
| Profit (loss) for the period to be appropriated | 9905 | -€4,601 | €19,201 | +€23,802 |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 13 October 2026 via checked.be.