ZYLYO: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
ZYLYO
Largest movements
- Receivables within one year -€6,790
down €6,790 (-22.4%), from €30,331 to €23,541
of which Trade receivables: -€11,656
- Cash +€5,464
up €5,464 (+4.0%), from €135,779 to €141,243
mainly Receivables within one year (+€6,790) and Short-term financial debts (+€3,372)
- Other debts -€3,578
down €3,578 (-21.8%), from €16,443 to €12,865
- Short-term financial debts +€3,372
new in 2025: €3,372
- Reserves -€1,860
down €1,860 (-1.3%), from €141,261 to €139,401
- Gross operating margin -€31,543
down €31,543 (-96.3%), from €32,764 to €1,221
- Taxes -€8,614
down €8,614 (-91.4%), from €9,419 to €806
- Financial income -€1,049
down €1,049 (-99.8%), from €1,050 to €2
- Financial charges -€548
down €548 (-26.7%), from €2,053 to €1,505
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €175,301 | €171,740 | -€3,562 | -2.0% |
| Fixed assets | 21/28 | €2,160 | €1,362 | -€798 | -36.9% |
| Tangible fixed assets | 22/27 | €1,260 | €462 | -€798 | -63.3% |
| Plant, machinery and equipment | 23 | €1,260 | €462 | -€798 | -63.3% |
| Financial fixed assets | 28 | €900 | €900 | = | 0.0% |
| Current assets | 29/58 | €173,141 | €170,378 | -€2,764 | -1.6% |
| Amounts receivable within one year | 40/41 | €30,331 | €23,541 | -€6,790 | -22.4% |
| Trade receivables | 40 | €21,586 | €9,930 | -€11,656 | -54.0% |
| Other amounts receivable | 41 | €8,745 | €13,611 | +€4,866 | +55.6% |
| Cash at bank and in hand | 54/58 | €135,779 | €141,243 | +€5,464 | +4.0% |
| Deferred charges and accrued income | 490/1 | €7,031 | €5,593 | -€1,438 | -20.5% |
| Total equity and liabilities | 10/49 | €175,301 | €171,740 | -€3,562 | -2.0% |
| Equity | 10/15 | €147,461 | €144,194 | -€3,267 | -2.2% |
| Contributions | 10/11 | €6,200 | €6,200 | = | 0.0% |
| Reserves | 13 | €141,261 | €139,401 | -€1,860 | -1.3% |
| Distributable reserves | 133 | €141,261 | €139,401 | -€1,860 | -1.3% |
| Profit (loss) carried forward | 14 | - | -€1,407 | -€1,407 | |
| Amounts payable | 17/49 | €27,841 | €27,546 | -€295 | -1.1% |
| Amounts payable within one year | 42/48 | €27,841 | €27,546 | -€295 | -1.1% |
| Financial debts | 43 | - | €3,372 | +€3,372 | |
| Credit institutions | 430/8 | - | €3,372 | +€3,372 | |
| Trade debts | 44 | €952 | €2,588 | +€1,635 | +171.7% |
| Suppliers | 440/4 | €952 | €2,588 | +€1,635 | +171.7% |
| Taxes, remuneration and social security | 45 | €10,445 | €8,720 | -€1,725 | -16.5% |
| Taxes | 450/3 | €3,836 | €8,720 | +€4,885 | +127.4% |
| Remuneration and social security | 454/9 | €6,610 | €0 | -€6,610 | -100.0% |
| Other amounts payable | 47/48 | €16,443 | €12,865 | -€3,578 | -21.8% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €945 | €798 | -€147 | -15.6% |
| Other operating charges | 640/8 | €1,248 | €1,382 | +€133 | +10.7% |
| Gross operating margin | 9900 | €32,764 | €1,221 | -€31,543 | -96.3% |
| Operating profit (loss) | 9901 | €30,571 | -€958 | -€31,529 | |
| Financial income | 75/76B | €1,050 | €2 | -€1,049 | -99.8% |
| Recurring financial income | 75 | €1,050 | €2 | -€1,049 | -99.8% |
| Financial charges | 65/66B | €2,053 | €1,505 | -€548 | -26.7% |
| Recurring financial charges | 65 | €2,053 | €1,505 | -€548 | -26.7% |
| Profit (loss) for the period before taxes | 9903 | €29,568 | -€2,461 | -€32,029 | |
| Income taxes | 67/77 | €9,419 | €806 | -€8,614 | -91.4% |
| Profit (loss) for the period | 9904 | €20,148 | -€3,267 | -€23,415 | |
| Profit (loss) for the period to be appropriated | 9905 | €20,148 | -€3,267 | -€23,415 |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 12 October 2026 via checked.be.