ZUSTERS VAN MARIA: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
What changed
ZUSTERS VAN MARIA
NACE 94.910, Activities of religious organisations
financial year 2025 compared with 2024filed annual accounts (NBB)
Net result for the year
€4.0m
2024 · -€24,072+€4.1m
Equity
€22.2m
2024 · €18.2m+€4.0m
Cash
€186,302
2024 · €283,046-€96,744
Balance sheet total
€28.0m
2024 · €24.3m+€3.7m
Largest movements
Assets
- Current investments +€3.8m
up €3.8m (+16.7%), from €22.9m to €26.7m
Equity and liabilities
- Profit (loss) carried forward +€4.0m
up €4.0m (+3,469%), from €116,473 to €4.2m
- Provisions -€361,500
down €361,500 (-6.1%), from €5.9m to €5.6m
Income statement
- Financial income +€3.9m
up €3.9m (+281%), from €1.4m to €5.3m
of which Financial income: +€5.2m
- Purchases and services +€1.9m
new in 2025: €1.9m
- Financial charges +€163,626
up €163,626 (+3,577%), from €4,574 to €168,200
- Gross operating margin -€133,326
down €133,326 (-58.2%), from -€228,937 to -€362,263
- Other operating charges -€90,540
down €90,540 (-32.9%), from €274,843 to €184,303
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Result 2024
-€24,072
Gross operating margin
-€133,326
Staff costs
-€13,072
Depreciation
+€4,322
Other operating charges
+€90,540
Other operating items
+€396,500
Financial income
+€3.9m
Financial charges
-€163,626
Taxes
-€3,422
Result 2025
€4.0m
raises the resultlowers the resultnot broken down further in the accounts
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
From operations
+€3.8m
Investment
-€3.8m
Financing
-€37,033
Cash 2024
€283,046
From operations (derived)
+€3.8m
Net result for the year
+€4.0m
Depreciation
+€17,957
Receivables after one year
+€33,224
Smaller working-capital items
-€339
Provisions
-€361,500
Trade debts
+€25,602
Investment (derived)
-€3.8m
Current investments
-€3.8m
Financing
-€37,033
Debts after one year
-€2,033
Contributions, distributions and other
-€35,000
Cash 2025
€186,302
brings cash intakes cash out
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €24,341,981 | €28,009,807 | +€3.7m | +15.1% |
| Fixed assets | 21/28 | €964,298 | €946,341 | -€17,957 | -1.9% |
| Tangible fixed assets | 22/27 | €962,642 | €944,685 | -€17,957 | -1.9% |
| Land and buildings | 22 | €936,877 | €923,808 | -€13,069 | -1.4% |
| Furniture and vehicles | 24 | €13,095 | €8,207 | -€4,888 | -37.3% |
| Other tangible fixed assets | 26 | €12,670 | €12,670 | = | 0.0% |
| Financial fixed assets | 28 | €1,656 | €1,656 | = | 0.0% |
| Current assets | 29/58 | €23,377,683 | €27,063,466 | +€3.7m | +15.8% |
| Amounts receivable after more than one year | 29 | €160,099 | €126,875 | -€33,224 | -20.8% |
| Other amounts receivable | 291 | €160,099 | €126,875 | -€33,224 | -20.8% |
| Amounts receivable within one year | 40/41 | €33,224 | €33,224 | = | 0.0% |
| Other amounts receivable | 41 | €33,224 | €33,224 | = | 0.0% |
| Current investments | 50/53 | €22,901,315 | €26,716,324 | +€3.8m | +16.7% |
| Cash at bank and in hand | 54/58 | €283,046 | €186,302 | -€96,744 | -34.2% |
| Deferred charges and accrued income | 490/1 | - | €741 | +€741 | |
| Total equity and liabilities | 10/49 | €24,341,981 | €28,009,807 | +€3.7m | +15.1% |
| Equity | 10/15 | €18,183,747 | €22,189,101 | +€4.0m | +22.0% |
| Contributions | 10/11 | €3,704,760 | €3,704,760 | = | 0.0% |
| Capital | 10 | €3,704,760 | €3,704,760 | = | 0.0% |
| Reserves | 13 | €14,362,515 | €14,327,515 | -€35,000 | -0.2% |
| Profit (loss) carried forward | 14 | €116,473 | €4,156,826 | +€4.0m | +3,469% |
| Provisions and deferred taxes | 16 | €5,942,300 | €5,580,800 | -€361,500 | -6.1% |
| Provisions for liabilities and charges | 160/5 | €5,942,300 | €5,580,800 | -€361,500 | -6.1% |
| Other liabilities and charges | 164/5 | €5,942,300 | €5,580,800 | -€361,500 | -6.1% |
| Amounts payable | 17/49 | €215,934 | €239,906 | +€23,972 | +11.1% |
| Amounts payable after more than one year | 17 | €15,117 | €13,084 | -€2,033 | -13.4% |
| Other amounts payable | 178/9 | €15,117 | €13,084 | -€2,033 | -13.4% |
| Amounts payable within one year | 42/48 | €200,817 | €226,821 | +€26,005 | +12.9% |
| Trade debts | 44 | €148,939 | €174,541 | +€25,602 | +17.2% |
| Suppliers | 440/4 | €148,939 | €174,541 | +€25,602 | +17.2% |
| Taxes, remuneration and social security | 45 | €51,877 | €52,280 | +€403 | +0.8% |
| Remuneration and social security | 454/9 | €51,877 | €52,280 | +€403 | +0.8% |
| Membership fees, donations, legacies and grants | 73 | - | €1,388,095 | +€1.4m | |
| Goods, raw materials, services and sundry goods | 60/61 | - | €1,875,168 | +€1.9m | |
| Remuneration, social security and pensions | 62 | €746,735 | €759,806 | +€13,072 | +1.8% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €22,280 | €17,957 | -€4,322 | -19.4% |
| Other operating charges | 640/8 | €274,843 | €184,303 | -€90,540 | -32.9% |
| Gross operating margin | 9900 | -€228,937 | -€362,263 | -€133,326 | -58.2% |
| Operating profit (loss) | 9901 | -€1,272,795 | -€927,830 | +€344,965 | +27.1% |
| Financial income | 75/76B | €1,381,065 | €5,267,574 | +€3.9m | +281% |
| Recurring financial income | 75 | €61,097 | €5,267,574 | +€5.2m | +8,522% |
| Non-recurring financial income | 76B | €1,319,969 | - | -€1.3m | |
| Financial charges | 65/66B | €4,574 | €168,200 | +€163,626 | +3,577% |
| Recurring financial charges | 65 | €4,574 | €168,200 | +€163,626 | +3,577% |
| Profit (loss) for the period before taxes | 9903 | €103,696 | €4,171,544 | +€4.1m | +3,923% |
| Income taxes | 67/77 | €127,768 | €131,190 | +€3,422 | +2.7% |
| Profit (loss) for the period | 9904 | -€24,072 | €4,040,354 | +€4.1m | |
| Transfer from tax-exempt reserves | 789 | €513,000 | - | -€513,000 | |
| Profit (loss) for the period to be appropriated | 9905 | €488,928 | €4,040,354 | +€3.6m | +726% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 21 October 2026 via checked.be.