Zunto: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Zunto
Largest movements
- Cash -€17,943
down €17,943 (-13.4%), from €133,507 to €115,563
mainly Net result for the year (-€16,450) and Investment in fixed assets (net) (-€7,282)
- Receivables within one year -€2,721
down €2,721 (-60.5%), from €4,500 to €1,779
of which Trade receivables: -€3,377
- Tangible fixed assets +€2,629
up €2,629 (+17.7%), from €14,831 to €17,459
of which Furniture and vehicles: +€10,151
- Profit (loss) carried forward -€16,450
down €16,450 (-36.0%), from -€45,672 to -€62,123
- Other debts -€1,841
down €1,841 (-16.3%), from €11,305 to €9,464
- Gross operating margin +€2,409
up €2,409 (+47.0%), from -€5,131 to -€2,722
- Depreciation -€2,074
down €2,074 (-29.9%), from €6,926 to €4,853
- Other operating charges +€705
up €705 (+68.8%), from €1,025 to €1,730
- Financial charges +€527
up €527 (+717%), from €74 to €600
- Taxes -€115
down €115 (-30.7%), from €374 to €259
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €154,316 | €135,626 | -€18,690 | -12.1% |
| Fixed assets | 21/28 | €15,230 | €17,659 | +€2,429 | +15.9% |
| Intangible fixed assets | 21 | €400 | €200 | -€200 | -50.0% |
| Tangible fixed assets | 22/27 | €14,831 | €17,459 | +€2,629 | +17.7% |
| Plant, machinery and equipment | 23 | €1,440 | €204 | -€1,236 | -85.8% |
| Furniture and vehicles | 24 | €7,104 | €17,255 | +€10,151 | +143% |
| Other tangible fixed assets | 26 | €6,286 | - | -€6,286 | |
| Current assets | 29/58 | €139,086 | €117,967 | -€21,119 | -15.2% |
| Amounts receivable within one year | 40/41 | €4,500 | €1,779 | -€2,721 | -60.5% |
| Trade receivables | 40 | €4,500 | €1,123 | -€3,377 | -75.1% |
| Other amounts receivable | 41 | - | €656 | +€656 | |
| Cash at bank and in hand | 54/58 | €133,507 | €115,563 | -€17,943 | -13.4% |
| Deferred charges and accrued income | 490/1 | €1,079 | €624 | -€455 | -42.1% |
| Total equity and liabilities | 10/49 | €154,316 | €135,626 | -€18,690 | -12.1% |
| Equity | 10/15 | €88,731 | €72,281 | -€16,450 | -18.5% |
| Contributions | 10/11 | €3,000 | €3,000 | = | 0.0% |
| Reserves | 13 | €131,403 | €131,403 | = | 0.0% |
| Distributable reserves | 133 | €131,403 | €131,403 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€45,672 | -€62,123 | -€16,450 | -36.0% |
| Amounts payable | 17/49 | €65,585 | €63,345 | -€2,240 | -3.4% |
| Amounts payable within one year | 42/48 | €65,585 | €63,345 | -€2,240 | -3.4% |
| Trade debts | 44 | €53,685 | €53,622 | -€62 | -0.1% |
| Suppliers | 440/4 | €53,685 | €53,622 | -€62 | -0.1% |
| Taxes, remuneration and social security | 45 | €596 | €259 | -€337 | -56.6% |
| Taxes | 450/3 | €596 | €259 | -€337 | -56.6% |
| Other amounts payable | 47/48 | €11,305 | €9,464 | -€1,841 | -16.3% |
| Non-recurring operating income | 76A | - | €334 | +€334 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €6,926 | €4,853 | -€2,074 | -29.9% |
| Other operating charges | 640/8 | €1,025 | €1,730 | +€705 | +68.8% |
| Non-recurring operating charges | 66A | €2,617 | €6,286 | +€3,669 | +140% |
| Gross operating margin | 9900 | -€5,131 | -€2,722 | +€2,409 | +47.0% |
| Operating profit (loss) | 9901 | -€15,700 | -€15,591 | +€108 | +0.7% |
| Financial charges | 65/66B | €74 | €600 | +€527 | +717% |
| Recurring financial charges | 65 | €74 | €600 | +€527 | +717% |
| Profit (loss) for the period before taxes | 9903 | -€15,773 | -€16,191 | -€418 | -2.7% |
| Income taxes | 67/77 | €374 | €259 | -€115 | -30.7% |
| Profit (loss) for the period | 9904 | -€16,147 | -€16,450 | -€304 | -1.9% |
| Profit (loss) for the period to be appropriated | 9905 | -€16,147 | -€16,450 | -€304 | -1.9% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 24 October 2026 via checked.be.