Zumel: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Zumel
Largest movements
- Cash -€2,590
down €2,590 (-30.0%), from €8,635 to €6,045
mainly Other debts (-€6,288) and Contributions, distributions and other (-€1,500)
- Other debts -€6,288
down €6,288 (-42.1%), from €14,919 to €8,631
- Accrued charges and deferred income +€6,000
new in 2024: €6,000
- Contributions -€1,500
no longer reported in 2024 (was €1,500)
- Trade debts -€1,309
no longer reported in 2024 (was €1,309)
- Profit (loss) carried forward +€507
up €507 (+5.6%), from -€9,092 to -€8,586
- Gross operating margin +€9,469
up €9,469, from -€3,970 to €5,499
- Other operating charges -€130
down €130 (-2.5%), from €5,122 to €4,993
From the 2023 result to the 2024 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2023 and 2024 balance sheets and the 2024 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2023 | 2024 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €8,635 | €6,045 | -€2,590 | -30.0% |
| Current assets | 29/58 | €8,635 | €6,045 | -€2,590 | -30.0% |
| Cash at bank and in hand | 54/58 | €8,635 | €6,045 | -€2,590 | -30.0% |
| Total equity and liabilities | 10/49 | €8,635 | €6,045 | -€2,590 | -30.0% |
| Equity | 10/15 | -€7,592 | -€8,586 | -€993 | -13.1% |
| Contributions | 10/11 | €1,500 | - | -€1,500 | |
| Profit (loss) carried forward | 14 | -€9,092 | -€8,586 | +€507 | +5.6% |
| Amounts payable | 17/49 | €16,227 | €14,631 | -€1,597 | -9.8% |
| Amounts payable within one year | 42/48 | €16,227 | €8,631 | -€7,597 | -46.8% |
| Trade debts | 44 | €1,309 | - | -€1,309 | |
| Suppliers | 440/4 | €1,309 | - | -€1,309 | |
| Other amounts payable | 47/48 | €14,919 | €8,631 | -€6,288 | -42.1% |
| Accrued charges and deferred income | 492/3 | - | €6,000 | +€6,000 | |
| Other operating charges | 640/8 | €5,122 | €4,993 | -€130 | -2.5% |
| Gross operating margin | 9900 | -€3,970 | €5,499 | +€9,469 | |
| Operating profit (loss) | 9901 | -€9,092 | €507 | +€9,599 | |
| Profit (loss) for the period before taxes | 9903 | -€9,092 | €507 | +€9,599 | |
| Profit (loss) for the period | 9904 | -€9,092 | €507 | +€9,599 | |
| Profit (loss) for the period to be appropriated | 9905 | -€9,092 | €507 | +€9,599 |
Source: filed annual accounts (NBB), financial years ended 31 December 2023 and 31 December 2024. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 10 October 2026 via checked.be.