ZR FAST: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
ZR FAST
Largest movements
- Tangible fixed assets -€11,684
down €11,684 (-34.0%), from €34,363 to €22,679
- Receivables within one year -€4,289
down €4,289 (-11.7%), from €36,698 to €32,409
of which Trade receivables: -€7,583
- Cash -€1,838
down €1,838 (-29.4%), from €6,261 to €4,423
mainly Trade debts (-€31,402)
- Deferred charges and accrued income -€1,067
down €1,067 (-94.8%), from €1,125 to €58
- Trade debts -€31,402
down €31,402 (-85.5%), from €36,731 to €5,329
- Profit (loss) carried forward +€10,080
up €10,080 (+43.2%), from €23,344 to €33,424
- Tax, wage and social debts +€1,800
up €1,800 (+11.0%), from €16,371 to €18,172
of which Taxes: +€4,252
- Gross operating margin -€20,404
down €20,404 (-38.8%), from €52,603 to €32,199
- Staff costs -€17,181
down €17,181 (-75.1%), from €22,888 to €5,707
- Depreciation +€10,992
up €10,992 (+1,589%), from €692 to €11,684
- Taxes -€1,832
down €1,832 (-30.7%), from €5,959 to €4,128
- Other operating charges +€787
up €787 (+254%), from €310 to €1,098
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €78,446 | €59,569 | -€18,877 | -24.1% |
| Fixed assets | 21/28 | €34,363 | €22,679 | -€11,684 | -34.0% |
| Tangible fixed assets | 22/27 | €34,363 | €22,679 | -€11,684 | -34.0% |
| Furniture and vehicles | 24 | €34,363 | €22,679 | -€11,684 | -34.0% |
| Current assets | 29/58 | €44,083 | €36,890 | -€7,193 | -16.3% |
| Amounts receivable within one year | 40/41 | €36,698 | €32,409 | -€4,289 | -11.7% |
| Trade receivables | 40 | €25,367 | €17,785 | -€7,583 | -29.9% |
| Other amounts receivable | 41 | €11,331 | €14,625 | +€3,294 | +29.1% |
| Cash at bank and in hand | 54/58 | €6,261 | €4,423 | -€1,838 | -29.4% |
| Deferred charges and accrued income | 490/1 | €1,125 | €58 | -€1,067 | -94.8% |
| Total equity and liabilities | 10/49 | €78,446 | €59,569 | -€18,877 | -24.1% |
| Equity | 10/15 | €25,344 | €35,424 | +€10,080 | +39.8% |
| Contributions | 10/11 | €2,000 | €2,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | €23,344 | €33,424 | +€10,080 | +43.2% |
| Amounts payable | 17/49 | €53,102 | €24,145 | -€28,957 | -54.5% |
| Amounts payable within one year | 42/48 | €53,102 | €24,145 | -€28,957 | -54.5% |
| Current portion of amounts payable after more than one year | 42 | - | €644 | +€644 | |
| Trade debts | 44 | €36,731 | €5,329 | -€31,402 | -85.5% |
| Suppliers | 440/4 | €36,731 | €5,329 | -€31,402 | -85.5% |
| Taxes, remuneration and social security | 45 | €16,371 | €18,172 | +€1,800 | +11.0% |
| Taxes | 450/3 | €8,484 | €12,735 | +€4,252 | +50.1% |
| Remuneration and social security | 454/9 | €7,888 | €5,437 | -€2,451 | -31.1% |
| Remuneration, social security and pensions | 62 | €22,888 | €5,707 | -€17,181 | -75.1% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €692 | €11,684 | +€10,992 | +1,589% |
| Other operating charges | 640/8 | €310 | €1,098 | +€787 | +254% |
| Gross operating margin | 9900 | €52,603 | €32,199 | -€20,404 | -38.8% |
| Operating profit (loss) | 9901 | €28,713 | €13,711 | -€15,002 | -52.2% |
| Financial income | 75/76B | €667 | €690 | +€23 | +3.5% |
| Recurring financial income | 75 | €667 | €690 | +€23 | +3.5% |
| Financial charges | 65/66B | €76 | €193 | +€117 | +155% |
| Recurring financial charges | 65 | €76 | €193 | +€117 | +155% |
| Profit (loss) for the period before taxes | 9903 | €29,303 | €14,208 | -€15,096 | -51.5% |
| Income taxes | 67/77 | €5,959 | €4,128 | -€1,832 | -30.7% |
| Profit (loss) for the period | 9904 | €23,344 | €10,080 | -€13,264 | -56.8% |
| Profit (loss) for the period to be appropriated | 9905 | €23,344 | €10,080 | -€13,264 | -56.8% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 16 October 2026 via checked.be.