ZORGVRAAG: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
ZORGVRAAG
Largest movements
- Receivables within one year -€1,537
down €1,537 (-18.6%), from €8,270 to €6,734
of which Trade receivables: -€1,950
- Cash -€980
no longer reported in 2025 (was €980)
mainly Net result for the year (-€4,857) and Tax, wage and social debts (-€2,750)
- Tangible fixed assets -€952
down €952 (-37.2%), from €2,562 to €1,610
- Deferred charges and accrued income +€489
up €489 (+13.4%), from €3,656 to €4,145
- Profit (loss) carried forward -€4,857
new in 2025: -€4,857
- Tax, wage and social debts -€2,750
no longer reported in 2025 (was €2,750)
of which Remuneration and social security: -€2,500
- Other debts +€1,618
up €1,618 (+76.3%), from €2,119 to €3,737
- Short-term financial debts +€1,476
new in 2025: €1,476
- Trade debts +€1,306
up €1,306 (+332%), from €394 to €1,700
- Gross operating margin -€12,921
down €12,921 (-85.2%), from €15,173 to €2,252
- Financial charges +€4,007
up €4,007 (+439%), from €913 to €4,920
- Taxes -€3,502
down €3,502 (-82.1%), from €4,268 to €766
- Staff costs -€1,552
no longer reported in 2025 (was €1,552)
- Depreciation +€658
up €658 (+224%), from €294 to €952
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €15,469 | €12,489 | -€2,979 | -19.3% |
| Fixed assets | 21/28 | €2,562 | €1,610 | -€952 | -37.2% |
| Tangible fixed assets | 22/27 | €2,562 | €1,610 | -€952 | -37.2% |
| Furniture and vehicles | 24 | €2,562 | €1,610 | -€952 | -37.2% |
| Current assets | 29/58 | €12,906 | €10,879 | -€2,027 | -15.7% |
| Amounts receivable within one year | 40/41 | €8,270 | €6,734 | -€1,537 | -18.6% |
| Trade receivables | 40 | €5,610 | €3,660 | -€1,950 | -34.8% |
| Other amounts receivable | 41 | €2,660 | €3,074 | +€414 | +15.5% |
| Cash at bank and in hand | 54/58 | €980 | - | -€980 | |
| Deferred charges and accrued income | 490/1 | €3,656 | €4,145 | +€489 | +13.4% |
| Total equity and liabilities | 10/49 | €15,469 | €12,489 | -€2,979 | -19.3% |
| Equity | 10/15 | €10,206 | €5,349 | -€4,857 | -47.6% |
| Contributions | 10/11 | €3,000 | €3,000 | = | 0.0% |
| Reserves | 13 | €7,206 | €7,206 | = | 0.0% |
| Distributable reserves | 133 | €7,206 | €7,206 | = | 0.0% |
| Profit (loss) carried forward | 14 | - | -€4,857 | -€4,857 | |
| Amounts payable | 17/49 | €5,263 | €7,141 | +€1,878 | +35.7% |
| Amounts payable within one year | 42/48 | €5,263 | €6,913 | +€1,650 | +31.4% |
| Financial debts | 43 | - | €1,476 | +€1,476 | |
| Credit institutions | 430/8 | - | €1,476 | +€1,476 | |
| Trade debts | 44 | €394 | €1,700 | +€1,306 | +332% |
| Suppliers | 440/4 | €394 | €1,700 | +€1,306 | +332% |
| Taxes, remuneration and social security | 45 | €2,750 | - | -€2,750 | |
| Taxes | 450/3 | €250 | - | -€250 | |
| Remuneration and social security | 454/9 | €2,500 | - | -€2,500 | |
| Other amounts payable | 47/48 | €2,119 | €3,737 | +€1,618 | +76.3% |
| Accrued charges and deferred income | 492/3 | - | €228 | +€228 | |
| Remuneration, social security and pensions | 62 | €1,552 | - | -€1,552 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €294 | €952 | +€658 | +224% |
| Other operating charges | 640/8 | €112 | €471 | +€359 | +320% |
| Gross operating margin | 9900 | €15,173 | €2,252 | -€12,921 | -85.2% |
| Operating profit (loss) | 9901 | €13,215 | €829 | -€12,386 | -93.7% |
| Financial income | 75/76B | €4 | - | -€4 | |
| Recurring financial income | 75 | €4 | - | -€4 | |
| Financial charges | 65/66B | €913 | €4,920 | +€4,007 | +439% |
| Recurring financial charges | 65 | €913 | €4,920 | +€4,007 | +439% |
| Profit (loss) for the period before taxes | 9903 | €12,306 | -€4,092 | -€16,398 | |
| Income taxes | 67/77 | €4,268 | €766 | -€3,502 | -82.1% |
| Profit (loss) for the period | 9904 | €8,039 | -€4,857 | -€12,896 | |
| Profit (loss) for the period to be appropriated | 9905 | €8,039 | -€4,857 | -€12,896 |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 18 October 2026 via checked.be.