ZilverZorg Thuisverpleging: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
ZilverZorg Thuisverpleging
Largest movements
- Current investments +€47,730
new in 2025: €47,730
- Tangible fixed assets -€10,248
down €10,248 (-21.4%), from €47,880 to €37,633
of which Leasing and similar rights: -€10,002
- Receivables within one year -€5,973
down €5,973 (-16.3%), from €36,567 to €30,594
of which Trade receivables: -€5,827
- Reserves +€42,905
up €42,905 (+44.3%), from €96,944 to €139,849
- Debts after one year -€9,795
down €9,795 (-26.7%), from €36,680 to €26,885
- Accrued charges and deferred income -€3,210
down €3,210 (-16.2%), from €19,842 to €16,632
- Short-term financial debts +€3,000
new in 2025: €3,000
- Tax, wage and social debts -€2,174
down €2,174 (-35.7%), from €6,091 to €3,916
of which Taxes: -€2,174
- Financial income +€4,754
new in 2025: €4,754
- Depreciation +€4,512
up €4,512 (+69.1%), from €6,528 to €11,040
- Financial charges +€3,314
up €3,314 (+159%), from €2,088 to €5,402
- Other operating charges -€1,904
down €1,904 (-78.6%), from €2,423 to €520
- Taxes -€851
down €851 (-7.8%), from €10,973 to €10,123
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €176,137 | €207,721 | +€31,584 | +17.9% |
| Fixed assets | 21/28 | €47,880 | €37,633 | -€10,248 | -21.4% |
| Tangible fixed assets | 22/27 | €47,880 | €37,633 | -€10,248 | -21.4% |
| Plant, machinery and equipment | 23 | €1,066 | €820 | -€246 | -23.1% |
| Leasing and similar rights | 25 | €46,815 | €36,813 | -€10,002 | -21.4% |
| Current assets | 29/58 | €128,256 | €170,089 | +€41,832 | +32.6% |
| Amounts receivable within one year | 40/41 | €36,567 | €30,594 | -€5,973 | -16.3% |
| Trade receivables | 40 | €32,154 | €26,328 | -€5,827 | -18.1% |
| Other amounts receivable | 41 | €4,413 | €4,266 | -€146 | -3.3% |
| Current investments | 50/53 | - | €47,730 | +€47,730 | |
| Cash at bank and in hand | 54/58 | €90,126 | €90,377 | +€251 | +0.3% |
| Deferred charges and accrued income | 490/1 | €1,564 | €1,388 | -€176 | -11.2% |
| Total equity and liabilities | 10/49 | €176,137 | €207,721 | +€31,584 | +17.9% |
| Equity | 10/15 | €99,944 | €142,849 | +€42,905 | +42.9% |
| Contributions | 10/11 | €3,000 | €3,000 | = | 0.0% |
| Reserves | 13 | €96,944 | €139,849 | +€42,905 | +44.3% |
| Distributable reserves | 133 | €96,944 | €139,849 | +€42,905 | +44.3% |
| Amounts payable | 17/49 | €76,192 | €64,872 | -€11,320 | -14.9% |
| Amounts payable after more than one year | 17 | €36,680 | €26,885 | -€9,795 | -26.7% |
| Financial debts | 170/4 | €36,680 | €26,885 | -€9,795 | -26.7% |
| Amounts payable within one year | 42/48 | €19,671 | €21,355 | +€1,684 | +8.6% |
| Current portion of amounts payable after more than one year | 42 | €10,066 | €10,587 | +€521 | +5.2% |
| Financial debts | 43 | - | €3,000 | +€3,000 | |
| Other loans | 439 | - | €3,000 | +€3,000 | |
| Trade debts | 44 | €687 | €438 | -€249 | -36.2% |
| Suppliers | 440/4 | €687 | €438 | -€249 | -36.2% |
| Taxes, remuneration and social security | 45 | €6,091 | €3,916 | -€2,174 | -35.7% |
| Taxes | 450/3 | €4,591 | €2,416 | -€2,174 | -47.4% |
| Remuneration and social security | 454/9 | €1,500 | €1,500 | = | 0.0% |
| Other amounts payable | 47/48 | €2,827 | €3,413 | +€586 | +20.7% |
| Accrued charges and deferred income | 492/3 | €19,842 | €16,632 | -€3,210 | -16.2% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €6,528 | €11,040 | +€4,512 | +69.1% |
| Other operating charges | 640/8 | €2,423 | €520 | -€1,904 | -78.6% |
| Gross operating margin | 9900 | €65,089 | €65,235 | +€147 | +0.2% |
| Operating profit (loss) | 9901 | €56,137 | €53,675 | -€2,462 | -4.4% |
| Financial income | 75/76B | - | €4,754 | +€4,754 | |
| Recurring financial income | 75 | - | €4,754 | +€4,754 | |
| Financial charges | 65/66B | €2,088 | €5,402 | +€3,314 | +159% |
| Recurring financial charges | 65 | €2,088 | €5,402 | +€3,314 | +159% |
| Profit (loss) for the period before taxes | 9903 | €54,049 | €53,027 | -€1,022 | -1.9% |
| Income taxes | 67/77 | €10,973 | €10,123 | -€851 | -7.8% |
| Profit (loss) for the period | 9904 | €43,076 | €42,905 | -€172 | -0.4% |
| Profit (loss) for the period to be appropriated | 9905 | €43,076 | €42,905 | -€172 | -0.4% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 17 October 2026 via checked.be.