ZILVER SCHAAR: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
ZILVER SCHAAR
Largest movements
- Receivables within one year +€6,845
up €6,845 (+264%), from €2,598 to €9,443
of which Trade receivables: +€8,559
- Cash +€3,472
up €3,472 (+35.2%), from €9,868 to €13,340
mainly Trade debts (+€7,454) and Net result for the year (+€4,130)
- Tangible fixed assets -€1,320
down €1,320 (-27.4%), from €4,818 to €3,498
of which Plant, machinery and equipment: -€750
- Trade debts +€7,454
up €7,454 (+94.7%), from €7,872 to €15,326
- Other debts -€4,478
down €4,478 (-25.8%), from €17,345 to €12,867
- Profit (loss) carried forward +€4,130
up €4,130, from -€485 to €3,645
- Tax, wage and social debts +€1,890
new in 2025: €1,890
- Turnover +€11,037
up €11,037 (+10.1%), from €108,898 to €119,936
- Gross operating margin +€5,541
up €5,541 (+25.0%), from €22,161 to €27,702
- Purchases and services +€5,496
up €5,496 (+6.3%), from €86,737 to €92,234
- Taxes +€1,215
new in 2025: €1,215
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €24,933 | €33,930 | +€8,997 | +36.1% |
| Fixed assets | 21/28 | €12,468 | €11,148 | -€1,320 | -10.6% |
| Tangible fixed assets | 22/27 | €4,818 | €3,498 | -€1,320 | -27.4% |
| Plant, machinery and equipment | 23 | €1,564 | €814 | -€750 | -48.0% |
| Furniture and vehicles | 24 | €3,254 | €2,684 | -€570 | -17.5% |
| Financial fixed assets | 28 | €7,650 | €7,650 | = | 0.0% |
| Current assets | 29/58 | €12,465 | €22,782 | +€10,317 | +82.8% |
| Amounts receivable within one year | 40/41 | €2,598 | €9,443 | +€6,845 | +264% |
| Trade receivables | 40 | - | €8,559 | +€8,559 | |
| Other amounts receivable | 41 | €2,598 | €884 | -€1,714 | -66.0% |
| Cash at bank and in hand | 54/58 | €9,868 | €13,340 | +€3,472 | +35.2% |
| Total equity and liabilities | 10/49 | €24,933 | €33,930 | +€8,997 | +36.1% |
| Equity | 10/15 | -€284 | €3,846 | +€4,130 | |
| Contributions | 10/11 | €1 | - | -€1 | |
| Reserves | 13 | €200 | €201 | +€1 | +0.5% |
| Non-distributable reserves | 130/1 | €200 | €201 | +€1 | +0.5% |
| Reserves not available under the articles | 1311 | €200 | €201 | +€1 | +0.5% |
| Profit (loss) carried forward | 14 | -€485 | €3,645 | +€4,130 | |
| Amounts payable | 17/49 | €25,217 | €30,084 | +€4,866 | +19.3% |
| Amounts payable within one year | 42/48 | €25,217 | €30,084 | +€4,866 | +19.3% |
| Trade debts | 44 | €7,872 | €15,326 | +€7,454 | +94.7% |
| Suppliers | 440/4 | €7,872 | €15,326 | +€7,454 | +94.7% |
| Taxes, remuneration and social security | 45 | - | €1,890 | +€1,890 | |
| Taxes | 450/3 | - | €1,890 | +€1,890 | |
| Other amounts payable | 47/48 | €17,345 | €12,867 | -€4,478 | -25.8% |
| Turnover | 70 | €108,898 | €119,936 | +€11,037 | +10.1% |
| Goods, raw materials, services and sundry goods | 60/61 | €86,737 | €92,234 | +€5,496 | +6.3% |
| Remuneration, social security and pensions | 62 | €19,079 | €19,503 | +€424 | +2.2% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €556 | €1,320 | +€765 | +138% |
| Other operating charges | 640/8 | €1,546 | €396 | -€1,150 | -74.4% |
| Non-recurring operating charges | 66A | - | €1,022 | +€1,022 | |
| Gross operating margin | 9900 | €22,161 | €27,702 | +€5,541 | +25.0% |
| Operating profit (loss) | 9901 | €981 | €5,461 | +€4,480 | +457% |
| Financial income | 75/76B | €0 | - | -€0 | |
| Recurring financial income | 75 | €0 | - | -€0 | |
| Financial charges | 65/66B | €99 | €115 | +€16 | +16.5% |
| Recurring financial charges | 65 | €99 | €115 | +€16 | +16.5% |
| Profit (loss) for the period before taxes | 9903 | €882 | €5,345 | +€4,464 | +506% |
| Income taxes | 67/77 | - | €1,215 | +€1,215 | |
| Profit (loss) for the period | 9904 | €882 | €4,130 | +€3,249 | +368% |
| Profit (loss) for the period to be appropriated | 9905 | €882 | €4,130 | +€3,249 | +368% |
Source: filed annual accounts (NBB), financial years ended 30 June 2024 and 30 June 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 20 October 2026 via checked.be.