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ZENACARS: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

ZENACARS

BE 0792.817.226
NACE 47.811, Retail sale of cars and light vans (up to 3.5 tonnes)
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€1,256
2024 · €27,679-€26,423
Equity
€103,410
2024 · €102,153+€1,256
Cash
€92,657
2024 · €103,634-€10,977
Balance sheet total
€180,113
2024 · €171,063+€9,050

Largest movements

2024 to 2025
Assets
  • Receivables within one year +€17,368

    up €17,368 (+41.5%), from €41,831 to €59,200

    of which Trade receivables: +€48,062

  • Tangible fixed assets +€16,688

    up €16,688 (+147.0%), from €11,356 to €28,044

    of which Land and buildings: +€16,898

  • Stocks and contracts -€13,285

    no longer reported in 2025 (was €13,285)

  • Cash -€10,977

    down €10,977 (-10.6%), from €103,634 to €92,657

    mainly Investment in fixed assets (net) (-€20,359) and Receivables within one year (-€17,368)

Equity and liabilities
  • Other debts +€31,840

    up €31,840 (+318.4%), from €10,000 to €41,840

  • Tax, wage and social debts -€17,363

    down €17,363 (-38.4%), from €45,159 to €27,796

    of which Taxes: -€14,674

  • Trade debts -€6,683

    down €6,683 (-52.4%), from €12,750 to €6,067

Income statement
  • Gross operating margin -€18,555

    down €18,555 (-16.4%), from €113,291 to €94,736

  • Staff costs +€10,709

    up €10,709 (+14.1%), from €75,902 to €86,611

  • Taxes -€6,101

    down €6,101 (-92.8%), from €6,572 to €471

  • Other operating charges +€1,851

    up €1,851 (+250.3%), from €739 to €2,590

  • Depreciation +€1,334

    up €1,334 (+57.1%), from €2,337 to €3,671

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €27,679
Gross operating margin -€18,555
Staff costs -€10,709
Depreciation -€1,334
Other operating charges -€1,851
Financial income -€2
Financial charges -€74
Taxes +€6,101
Result 2025 €1,256

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€9,382
Investment -€20,359
Financing €0
Cash 2024 €103,634
Net result for the year +€1,256
Depreciation +€3,671
Stocks and contracts +€13,285
Receivables within one year -€17,368
Deferred charges and accrued income +€745
Trade debts -€6,683
Tax, wage and social debts -€17,363
Other debts +€31,840
Investment in fixed assets (net) -€20,359
Cash 2025 €92,657
Every line side by side 41 lines
Line Code 2024 2025 Change %
Total assets 20/58 €171,063 €180,113 +€9,050 +5.3%
Fixed assets 21/28 €11,356 €28,044 +€16,688 +147.0%
Tangible fixed assets 22/27 €11,356 €28,044 +€16,688 +147.0%
Land and buildings 22 - €16,898 +€16,898
Plant, machinery and equipment 23 €11,356 €10,294 -€1,063 -9.4%
Furniture and vehicles 24 - €853 +€853
Current assets 29/58 €159,707 €152,068 -€7,638 -4.8%
Stocks and contracts in progress 3 €13,285 - -€13,285
Stocks 30/36 €13,285 - -€13,285
Amounts receivable within one year 40/41 €41,831 €59,200 +€17,368 +41.5%
Trade receivables 40 €11,137 €59,200 +€48,062 +431.5%
Other amounts receivable 41 €30,694 - -€30,694
Cash at bank and in hand 54/58 €103,634 €92,657 -€10,977 -10.6%
Deferred charges and accrued income 490/1 €956 €211 -€745 -77.9%
Total equity and liabilities 10/49 €171,063 €180,113 +€9,050 +5.3%
Equity 10/15 €102,153 €103,410 +€1,256 +1.2%
Contributions 10/11 €40,000 €40,000 = 0.0%
Reserves 13 €62,153 €63,410 +€1,256 +2.0%
Distributable reserves 133 €62,153 €63,410 +€1,256 +2.0%
Amounts payable 17/49 €68,909 €76,703 +€7,794 +11.3%
Amounts payable within one year 42/48 €67,909 €75,703 +€7,794 +11.5%
Trade debts 44 €12,750 €6,067 -€6,683 -52.4%
Suppliers 440/4 €12,750 €6,067 -€6,683 -52.4%
Taxes, remuneration and social security 45 €45,159 €27,796 -€17,363 -38.4%
Taxes 450/3 €29,841 €15,166 -€14,674 -49.2%
Remuneration and social security 454/9 €15,318 €12,630 -€2,688 -17.6%
Other amounts payable 47/48 €10,000 €41,840 +€31,840 +318.4%
Accrued charges and deferred income 492/3 €1,000 €1,000 = 0.0%
Remuneration, social security and pensions 62 €75,902 €86,611 +€10,709 +14.1%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €2,337 €3,671 +€1,334 +57.1%
Other operating charges 640/8 €739 €2,590 +€1,851 +250.3%
Gross operating margin 9900 €113,291 €94,736 -€18,555 -16.4%
Operating profit (loss) 9901 €34,313 €1,864 -€32,449 -94.6%
Financial income 75/76B €2 - -€2
Recurring financial income 75 €2 - -€2
Financial charges 65/66B €63 €137 +€74 +116.6%
Recurring financial charges 65 €63 €137 +€74 +116.6%
Profit (loss) for the period before taxes 9903 €34,251 €1,727 -€32,524 -95.0%
Income taxes 67/77 €6,572 €471 -€6,101 -92.8%
Profit (loss) for the period 9904 €27,679 €1,256 -€26,423 -95.5%
Profit (loss) for the period to be appropriated 9905 €27,679 €1,256 -€26,423 -95.5%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 September 2026 via checked.be.