ZEILMAKERIJ BANCKEN: what changed
What changed
ZEILMAKERIJ BANCKEN
NACE 13.929, Manufacture of textiles
filed annual accounts (NBB)
Net result for the year
€74,112
2024 · €87,645-€13,533
Equity
€545,888
2024 · €695,250-€149,362
Cash
€233,105
2024 · €177,460+€55,645
Balance sheet total
€597,337
2024 · €735,693-€138,357
Largest movements
Assets
- Current investments -€100,000
no longer reported in 2025 (was €100,000)
- Cash +€55,645
up €55,645 (+31.4%), from €177,460 to €233,105
mainly Current investments (+€100,000) and Net result for the year (+€74,112)
- Tangible fixed assets -€48,858
down €48,858 (-32.2%), from €151,957 to €103,098
- Receivables within one year -€28,350
down €28,350 (-28.5%), from €99,388 to €71,038
of which Other amounts receivable: -€26,523
- Stocks and contracts -€9,664
down €9,664 (-5.0%), from €192,264 to €182,600
Equity and liabilities
- Reserves -€149,362
down €149,362 (-22.6%), from €661,750 to €512,388
- Tax, wage and social debts +€10,817
up €10,817 (+52.0%), from €20,815 to €31,632
of which Taxes: +€10,388
Income statement
- Staff costs +€6,589
up €6,589 (+3.8%), from €172,751 to €179,341
- Gross operating margin -€3,767
down €3,767 (-1.1%), from €344,067 to €340,300
Change in the result, 2024 to 2025
For each income-statement line you see the change as its effect on the result. Higher costs lower the result, higher income raises it.
Result 2024
€87,645
Gross operating margin
-€3,767
Staff costs
-€6,589
Depreciation
-€218
Other operating charges
-€12
Financial income
-€1,675
Financial charges
-€2,244
Taxes
+€974
Result 2025
€74,112
raises the resultlowers the result
Derived cash bridge
The bridge is derived from the 2024 and 2025 balance sheets and the 2025 result. There is no filed cash-flow statement. You see where the money came from and where it went.
From operations
+€182,999
Investment
+€96,119
Financing
-€223,473
Cash 2024
€177,460
From operations (derived)
+€182,999
Net result for the year
+€74,112
Depreciation
+€52,739
Stocks and contracts
+€9,664
Receivables within one year
+€28,350
Deferred charges and accrued income
+€7,129
Smaller working-capital items
+€188
Tax, wage and social debts
+€10,817
Investment (derived)
+€96,119
Investment in fixed assets (net)
-€3,881
Current investments
+€100,000
Financing
-€223,473
Contributions, distributions and other
-€223,473
Cash 2025
€233,105
brings cash intakes cash out
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €735,693 | €597,337 | -€138,357 | -18.8% |
| Fixed assets | 21/28 | €151,957 | €103,098 | -€48,858 | -32.2% |
| Tangible fixed assets | 22/27 | €151,957 | €103,098 | -€48,858 | -32.2% |
| Plant, machinery and equipment | 23 | €24,492 | €6,568 | -€17,924 | -73.2% |
| Furniture and vehicles | 24 | €84,838 | €60,423 | -€24,414 | -28.8% |
| Other tangible fixed assets | 26 | €42,627 | €36,107 | -€6,519 | -15.3% |
| Current assets | 29/58 | €583,737 | €494,238 | -€89,499 | -15.3% |
| Stocks and contracts in progress | 3 | €192,264 | €182,600 | -€9,664 | -5.0% |
| Stocks | 30/36 | €192,264 | €182,600 | -€9,664 | -5.0% |
| Amounts receivable within one year | 40/41 | €99,388 | €71,038 | -€28,350 | -28.5% |
| Trade receivables | 40 | €52,338 | €50,511 | -€1,827 | -3.5% |
| Other amounts receivable | 41 | €47,050 | €20,527 | -€26,523 | -56.4% |
| Current investments | 50/53 | €100,000 | - | -€100,000 | |
| Cash at bank and in hand | 54/58 | €177,460 | €233,105 | +€55,645 | +31.4% |
| Deferred charges and accrued income | 490/1 | €14,625 | €7,495 | -€7,129 | -48.7% |
| Total equity and liabilities | 10/49 | €735,693 | €597,337 | -€138,357 | -18.8% |
| Equity | 10/15 | €695,250 | €545,888 | -€149,362 | -21.5% |
| Contributions | 10/11 | €33,500 | €33,500 | = | 0.0% |
| Reserves | 13 | €661,750 | €512,388 | -€149,362 | -22.6% |
| Distributable reserves | 133 | €661,750 | €512,388 | -€149,362 | -22.6% |
| Amounts payable | 17/49 | €40,444 | €51,449 | +€11,005 | +27.2% |
| Amounts payable within one year | 42/48 | €40,022 | €50,833 | +€10,811 | +27.0% |
| Trade debts | 44 | €13,369 | €13,448 | +€79 | +0.6% |
| Suppliers | 440/4 | €13,369 | €13,448 | +€79 | +0.6% |
| Taxes, remuneration and social security | 45 | €20,815 | €31,632 | +€10,817 | +52.0% |
| Taxes | 450/3 | €9,095 | €19,483 | +€10,388 | +114% |
| Remuneration and social security | 454/9 | €11,721 | €12,149 | +€429 | +3.7% |
| Other amounts payable | 47/48 | €5,838 | €5,753 | -€86 | -1.5% |
| Accrued charges and deferred income | 492/3 | €422 | €616 | +€194 | +46.1% |
| Non-recurring operating income | 76A | €25,740 | €240 | -€25,500 | -99.1% |
| Remuneration, social security and pensions | 62 | €172,751 | €179,341 | +€6,589 | +3.8% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €52,520 | €52,739 | +€218 | +0.4% |
| Other operating charges | 640/8 | €649 | €662 | +€12 | +1.9% |
| Gross operating margin | 9900 | €344,067 | €340,300 | -€3,767 | -1.1% |
| Operating profit (loss) | 9901 | €118,146 | €107,559 | -€10,588 | -9.0% |
| Financial income | 75/76B | €3,864 | €2,188 | -€1,675 | -43.4% |
| Recurring financial income | 75 | €3,864 | €2,188 | -€1,675 | -43.4% |
| Financial charges | 65/66B | €1,259 | €3,504 | +€2,244 | +178% |
| Recurring financial charges | 65 | €1,259 | €3,504 | +€2,244 | +178% |
| Profit (loss) for the period before taxes | 9903 | €120,751 | €106,243 | -€14,507 | -12.0% |
| Income taxes | 67/77 | €33,106 | €32,132 | -€974 | -2.9% |
| Profit (loss) for the period | 9904 | €87,645 | €74,112 | -€13,533 | -15.4% |
| Profit (loss) for the period to be appropriated | 9905 | €87,645 | €74,112 | -€13,533 | -15.4% |
Next steps
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Calculation and sources
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Green is a favourable move for that line, red an unfavourable one. Prepared on 5 November 2026 via checked.be.