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ZAYANE: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

ZAYANE

BE 0771.281.246
NACE 49.410, Freight transport by road
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
-€4,991
2024 · €15,933-€20,923
Equity
€19,093
2024 · €24,084-€4,991
Cash
€0
2024 · €9,165-€9,165
Balance sheet total
€163,299
2024 · €43,949+€119,350

Largest movements

2024 to 2025
Assets
  • Tangible fixed assets +€110,905

    up €110,905 (+5029.6%), from €2,205 to €113,110

    of which Leasing and similar rights: +€111,585

  • Receivables within one year +€15,675

    up €15,675 (+72.4%), from €21,655 to €37,329

    of which Trade receivables: +€8,734

  • Cash -€9,165

    down €9,165 (-100.0%), from €9,165 to €0

    mainly Investment in fixed assets (net) (-€117,007) and Receivables within one year (-€15,675)

  • Deferred charges and accrued income +€1,800

    up €1,800 (+100.6%), from €1,790 to €3,590

Equity and liabilities
  • Debts after one year +€83,635

    up €83,635 (+929.3%), from €9,000 to €92,635

    of which Financial debts: +€83,635

  • Current portion of long-term debt +€23,275

    new in 2025: €23,275

  • Other debts +€10,000

    up €10,000, from €0 to €10,000

  • Trade debts +€8,312

    up €8,312 (+596.0%), from €1,395 to €9,707

  • Profit (loss) carried forward -€4,991

    down €4,991 (-21.6%), from €23,084 to €18,093

Income statement
  • Gross operating margin -€21,866

    down €21,866 (-74.5%), from €29,364 to €7,498

  • Taxes -€1,780

    down €1,780 (-30.1%), from €5,916 to €4,136

  • Financial charges +€703

    up €703 (+99.4%), from €707 to €1,410

  • Other operating charges +€380

    up €380 (+44.9%), from €845 to €1,225

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €15,933
Gross operating margin -€21,866
Depreciation +€71
Other operating charges -€380
Financial income +€174
Financial charges -€703
Taxes +€1,780
Result 2025 -€4,991

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€858
Investment -€117,007
Financing +€106,985
Cash 2024 €9,165
Net result for the year -€4,991
Depreciation +€5,967
Receivables within one year -€15,675
Deferred charges and accrued income -€1,800
Trade debts +€8,312
Tax, wage and social debts -€956
Other debts +€10,000
Investment in fixed assets (net) -€117,007
Debts after one year +€83,635
Current portion of long-term debt +€23,275
Short-term financial debts +€74
Cash 2025 €0
Every line side by side 44 lines
Line Code 2024 2025 Change %
Total assets 20/58 €43,949 €163,299 +€119,350 +271.6%
Fixed assets 21/28 €11,340 €122,380 +€111,040 +979.2%
Tangible fixed assets 22/27 €2,205 €113,110 +€110,905 +5029.6%
Plant, machinery and equipment 23 €2,205 €576 -€1,629 -73.9%
Furniture and vehicles 24 €0 €949 +€949
Leasing and similar rights 25 - €111,585 +€111,585
Financial fixed assets 28 €9,135 €9,270 +€135 +1.5%
Current assets 29/58 €32,609 €40,919 +€8,310 +25.5%
Amounts receivable within one year 40/41 €21,655 €37,329 +€15,675 +72.4%
Trade receivables 40 €21,655 €30,388 +€8,734 +40.3%
Other amounts receivable 41 - €6,941 +€6,941
Cash at bank and in hand 54/58 €9,165 €0 -€9,165 -100.0%
Deferred charges and accrued income 490/1 €1,790 €3,590 +€1,800 +100.6%
Total equity and liabilities 10/49 €43,949 €163,299 +€119,350 +271.6%
Equity 10/15 €24,084 €19,093 -€4,991 -20.7%
Contributions 10/11 €1,000 €1,000 = 0.0%
Profit (loss) carried forward 14 €23,084 €18,093 -€4,991 -21.6%
Amounts payable 17/49 €19,866 €144,206 +€124,341 +625.9%
Amounts payable after more than one year 17 €9,000 €92,635 +€83,635 +929.3%
Financial debts 170/4 - €83,635 +€83,635
Other amounts payable 178/9 €9,000 €9,000 = 0.0%
Amounts payable within one year 42/48 €10,866 €51,571 +€40,705 +374.6%
Current portion of amounts payable after more than one year 42 - €23,275 +€23,275
Financial debts 43 - €74 +€74
Credit institutions 430/8 - €74 +€74
Trade debts 44 €1,395 €9,707 +€8,312 +596.0%
Suppliers 440/4 €1,395 €9,707 +€8,312 +596.0%
Taxes, remuneration and social security 45 €9,471 €8,515 -€956 -10.1%
Taxes 450/3 €9,471 €8,515 -€956 -10.1%
Other amounts payable 47/48 €0 €10,000 +€10,000
Accrued charges and deferred income 492/3 €0 - =
Remuneration, social security and pensions 62 €0 - =
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €6,038 €5,967 -€71 -1.2%
Other operating charges 640/8 €845 €1,225 +€380 +44.9%
Gross operating margin 9900 €29,364 €7,498 -€21,866 -74.5%
Operating profit (loss) 9901 €22,480 €306 -€22,174 -98.6%
Financial income 75/76B €75 €249 +€174 +232.3%
Recurring financial income 75 €75 €249 +€174 +232.3%
Financial charges 65/66B €707 €1,410 +€703 +99.4%
Recurring financial charges 65 €707 €1,410 +€703 +99.4%
Profit (loss) for the period before taxes 9903 €21,848 -€855 -€22,703
Income taxes 67/77 €5,916 €4,136 -€1,780 -30.1%
Profit (loss) for the period 9904 €15,933 -€4,991 -€20,923
Profit (loss) for the period to be appropriated 9905 €15,933 -€4,991 -€20,923

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 September 2026 via checked.be.