Z SAAB: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Z SAAB
Largest movements
- Tangible fixed assets -€17,058
down €17,058 (-5.3%), from €324,102 to €307,044
- Debts after one year -€11,256
down €11,256 (-3.9%), from €285,557 to €274,301
- Profit (loss) carried forward -€5,470
down €5,470 (-58.1%), from -€9,417 to -€14,887
- Financial charges -€7,449
down €7,449 (-55.0%), from €13,552 to €6,103
- Gross operating margin -€4,968
down €4,968 (-20.4%), from €24,316 to €19,348
- Turnover -€3,320
down €3,320 (-11.9%), from €27,880 to €24,560
- Purchases and services +€1,648
up €1,648 (+46.2%), from €3,564 to €5,212
- Depreciation -€1,150
down €1,150 (-6.3%), from €18,208 to €17,058
From the 2023 result to the 2024 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2023 and 2024 balance sheets and the 2024 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2023 | 2024 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €409,627 | €394,811 | -€14,815 | -3.6% |
| Fixed assets | 21/28 | €409,392 | €392,334 | -€17,058 | -4.2% |
| Intangible fixed assets | 21 | €85,290 | €85,290 | = | 0.0% |
| Tangible fixed assets | 22/27 | €324,102 | €307,044 | -€17,058 | -5.3% |
| Land and buildings | 22 | €324,102 | €307,044 | -€17,058 | -5.3% |
| Current assets | 29/58 | €235 | €2,477 | +€2,243 | +956.2% |
| Cash at bank and in hand | 54/58 | €235 | €2,477 | +€2,243 | +956.2% |
| Total equity and liabilities | 10/49 | €409,627 | €394,811 | -€14,815 | -3.6% |
| Equity | 10/15 | €40,583 | €35,113 | -€5,470 | -13.5% |
| Contributions | 10/11 | €50,000 | €50,000 | = | 0.0% |
| Outside capital | 11 | €50,000 | €50,000 | = | 0.0% |
| Other | 1109/19 | €50,000 | €50,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€9,417 | -€14,887 | -€5,470 | -58.1% |
| Amounts payable | 17/49 | €369,044 | €359,699 | -€9,345 | -2.5% |
| Amounts payable after more than one year | 17 | €285,557 | €274,301 | -€11,256 | -3.9% |
| Financial debts | 170/4 | €285,557 | €274,301 | -€11,256 | -3.9% |
| Amounts payable within one year | 42/48 | €83,487 | €85,398 | +€1,911 | +2.3% |
| Current portion of amounts payable after more than one year | 42 | €1,737 | €3,408 | +€1,671 | +96.2% |
| Other amounts payable | 47/48 | €81,750 | €81,990 | +€240 | +0.3% |
| Turnover | 70 | €27,880 | €24,560 | -€3,320 | -11.9% |
| Goods, raw materials, services and sundry goods | 60/61 | €3,564 | €5,212 | +€1,648 | +46.2% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €18,208 | €17,058 | -€1,150 | -6.3% |
| Other operating charges | 640/8 | €1,973 | €1,657 | -€316 | -16.0% |
| Gross operating margin | 9900 | €24,316 | €19,348 | -€4,968 | -20.4% |
| Operating profit (loss) | 9901 | €4,135 | €633 | -€3,502 | -84.7% |
| Financial charges | 65/66B | €13,552 | €6,103 | -€7,449 | -55.0% |
| Recurring financial charges | 65 | €13,552 | €6,103 | -€7,449 | -55.0% |
| Profit (loss) for the period before taxes | 9903 | -€9,417 | -€5,470 | +€3,947 | +41.9% |
| Profit (loss) for the period | 9904 | -€9,417 | -€5,470 | +€3,947 | +41.9% |
| Profit (loss) for the period to be appropriated | 9905 | -€9,417 | -€5,470 | +€3,947 | +41.9% |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2023 and 31 December 2024. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 7 October 2026 via checked.be.