YVOBB: what changed
What changed
YVOBB
NACE 68.201, Renting and operating of own or leased residential real estate, excluding social housing
filed annual accounts (NBB)
Net result for the year
€198,254
2024 · €83,118+€115,136
Equity
€592,091
2024 · €393,837+€198,254
Cash
€30,792
2024 · €93,491-€62,699
Balance sheet total
€7.0m
2024 · €5.6m+€1.4m
Largest movements
Assets
- Financial fixed assets +€784,000
new in 2025: €784,000
- Tangible fixed assets +€731,451
up €731,451 (+15.3%), from €4.8m to €5.5m
of which Land and buildings: +€717,580
- Receivables after one year -€406,833
no longer reported in 2025 (was €406,833)
- Receivables within one year +€371,548
up €371,548 (+124%), from €298,763 to €670,310
of which Trade receivables: +€372,358
Equity and liabilities
- Debts after one year +€787,057
up €787,057 (+16.7%), from €4.7m to €5.5m
- Trade debts +€356,647
up €356,647 (+537%), from €66,439 to €423,086
- Profit (loss) carried forward +€101,013
up €101,013, from -€93,763 to €7,251
- Reserves +€97,241
new in 2025: €97,241
Income statement
- Gross operating margin +€173,502
up €173,502 (+35.4%), from €490,470 to €663,972
- Financial charges +€56,267
up €56,267 (+41.0%), from €137,322 to €193,589
- Depreciation -€34,858
down €34,858 (-12.9%), from €269,660 to €234,802
Change in the result, 2024 to 2025
For each income-statement line you see the change as its effect on the result. Higher costs lower the result, higher income raises it.
Result 2024
€83,118
Gross operating margin
+€173,502
Depreciation
+€34,858
Other operating charges
-€200
Financial income
-€395
Financial charges
-€56,267
Taxes
-€3,949
Deferred taxes and other
-€32,414
Result 2025
€198,254
raises the resultlowers the resultnot broken down further in the accounts
Derived cash bridge
The bridge is derived from the 2024 and 2025 balance sheets and the 2025 result. There is no filed cash-flow statement. You see where the money came from and where it went.
From operations
+€839,334
Investment
-€1.8m
Financing
+€848,220
Cash 2024
€93,491
From operations (derived)
+€839,334
Net result for the year
+€198,254
Depreciation
+€234,802
Receivables after one year
+€406,833
Receivables within one year
-€371,548
Smaller working-capital items
+€2,819
Provisions
+€32,414
Trade debts
+€356,647
Other debts
-€26,235
Accrued charges and deferred income
+€5,348
Investment (derived)
-€1.8m
Investment in fixed assets (net)
-€1.8m
Financing
+€848,220
Debts after one year
+€787,057
Current portion of long-term debt
+€61,163
Cash 2025
€30,792
brings cash intakes cash out
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €5,576,434 | €6,995,030 | +€1.4m | +25.4% |
| Fixed assets | 21/28 | €4,777,347 | €6,292,798 | +€1.5m | +31.7% |
| Tangible fixed assets | 22/27 | €4,777,347 | €5,508,798 | +€731,451 | +15.3% |
| Land and buildings | 22 | €4,666,334 | €5,383,914 | +€717,580 | +15.4% |
| Plant, machinery and equipment | 23 | €14,369 | €11,760 | -€2,609 | -18.2% |
| Furniture and vehicles | 24 | €96,644 | €113,124 | +€16,480 | +17.1% |
| Financial fixed assets | 28 | - | €784,000 | +€784,000 | |
| Current assets | 29/58 | €799,087 | €702,232 | -€96,855 | -12.1% |
| Amounts receivable after more than one year | 29 | €406,833 | - | -€406,833 | |
| Other amounts receivable | 291 | €406,833 | - | -€406,833 | |
| Amounts receivable within one year | 40/41 | €298,763 | €670,310 | +€371,548 | +124% |
| Trade receivables | 40 | €2,219 | €374,577 | +€372,358 | +16,781% |
| Other amounts receivable | 41 | €296,544 | €295,734 | -€810 | -0.3% |
| Cash at bank and in hand | 54/58 | €93,491 | €30,792 | -€62,699 | -67.1% |
| Deferred charges and accrued income | 490/1 | - | €1,130 | +€1,130 | |
| Total equity and liabilities | 10/49 | €5,576,434 | €6,995,030 | +€1.4m | +25.4% |
| Equity | 10/15 | €393,837 | €592,091 | +€198,254 | +50.3% |
| Contributions | 10/11 | €487,600 | €487,600 | = | 0.0% |
| Reserves | 13 | - | €97,241 | +€97,241 | |
| Tax-exempt reserves | 132 | - | €97,241 | +€97,241 | |
| Profit (loss) carried forward | 14 | -€93,763 | €7,251 | +€101,013 | |
| Provisions and deferred taxes | 16 | - | €32,414 | +€32,414 | |
| Deferred taxes | 168 | - | €32,414 | +€32,414 | |
| Amounts payable | 17/49 | €5,182,596 | €6,370,525 | +€1.2m | +22.9% |
| Amounts payable after more than one year | 17 | €4,700,263 | €5,487,320 | +€787,057 | +16.7% |
| Financial debts | 170/4 | €4,700,263 | €5,487,320 | +€787,057 | +16.7% |
| Amounts payable within one year | 42/48 | €479,422 | €874,946 | +€395,524 | +82.5% |
| Current portion of amounts payable after more than one year | 42 | €233,848 | €295,011 | +€61,163 | +26.2% |
| Trade debts | 44 | €66,439 | €423,086 | +€356,647 | +537% |
| Suppliers | 440/4 | €66,439 | €423,086 | +€356,647 | +537% |
| Taxes, remuneration and social security | 45 | - | €3,949 | +€3,949 | |
| Taxes | 450/3 | - | €3,949 | +€3,949 | |
| Other amounts payable | 47/48 | €179,135 | €152,900 | -€26,235 | -14.6% |
| Accrued charges and deferred income | 492/3 | €2,912 | €8,260 | +€5,348 | +184% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €269,660 | €234,802 | -€34,858 | -12.9% |
| Other operating charges | 640/8 | €779 | €978 | +€200 | +25.6% |
| Gross operating margin | 9900 | €490,470 | €663,972 | +€173,502 | +35.4% |
| Operating profit (loss) | 9901 | €220,032 | €428,192 | +€208,161 | +94.6% |
| Financial income | 75/76B | €407 | €13 | -€395 | -96.9% |
| Recurring financial income | 75 | €407 | €13 | -€395 | -96.9% |
| Financial charges | 65/66B | €137,322 | €193,589 | +€56,267 | +41.0% |
| Recurring financial charges | 65 | €137,322 | €193,589 | +€56,267 | +41.0% |
| Profit (loss) for the period before taxes | 9903 | €83,118 | €234,616 | +€151,498 | +182% |
| Transfer from deferred taxes | 780 | - | €852 | +€852 | |
| Transfer to deferred taxes | 680 | - | €33,266 | +€33,266 | |
| Income taxes | 67/77 | - | €3,949 | +€3,949 | |
| Profit (loss) for the period | 9904 | €83,118 | €198,254 | +€115,136 | +139% |
| Transfer from tax-exempt reserves | 789 | - | €2,556 | +€2,556 | |
| Transfer to tax-exempt reserves | 689 | - | €99,797 | +€99,797 | |
| Profit (loss) for the period to be appropriated | 9905 | €83,118 | €101,013 | +€17,895 | +21.5% |
Next steps
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Calculation and sources
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Green is a favourable move for that line, red an unfavourable one. Prepared on 4 November 2026 via checked.be.