YVETTE SCHAPMANS: what changed
What changed
YVETTE SCHAPMANS
NACE 47.716, Retail sale of clothing and accessories for women, men, children and babies (general range)
filed annual accounts (NBB)
Net result for the year
-€8,513
2024 · -€217-€8,296
Equity
-€48,515
2024 · -€40,002-€8,513
Cash
€369
2024 · €270+€99
Balance sheet total
€40,820
2024 · €46,854-€6,034
Largest movements
Assets
- Stocks and contracts -€6,136
down €6,136 (-13.2%), from €46,533 to €40,398
Equity and liabilities
- Profit (loss) carried forward -€8,513
down €8,513 (-13.3%), from -€64,241 to -€72,754
- Debts after one year +€2,881
up €2,881 (+3.8%), from €76,606 to €79,487
- Trade debts -€2,310
down €2,310 (-59.8%), from €3,866 to €1,555
- Short-term financial debts +€1,566
up €1,566 (+24.7%), from €6,344 to €7,910
Income statement
- Gross operating margin -€7,944
down €7,944, from €1,080 to -€6,864
- Financial income -€249
down €249 (-100.0%), from €250 to €0
- Financial charges +€114
up €114 (+12.1%), from €941 to €1,055
Change in the result, 2024 to 2025
For each income-statement line you see the change as its effect on the result. Higher costs lower the result, higher income raises it.
Result 2024
-€217
Gross operating margin
-€7,944
Depreciation
+€27
Other operating charges
-€16
Financial income
-€249
Financial charges
-€114
Result 2025
-€8,513
raises the resultlowers the result
Derived cash bridge
The bridge is derived from the 2024 and 2025 balance sheets and the 2025 result. There is no filed cash-flow statement. You see where the money came from and where it went.
From operations
-€4,348
Investment
€0
Financing
+€4,447
Cash 2024
€270
From operations (derived)
-€4,348
Net result for the year
-€8,513
Depreciation
+€51
Stocks and contracts
+€6,136
Deferred charges and accrued income
-€53
Trade debts
-€2,310
Tax, wage and social debts
+€313
Accrued charges and deferred income
+€29
Financing
+€4,447
Debts after one year
+€2,881
Short-term financial debts
+€1,566
Cash 2025
€369
brings cash intakes cash out
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €46,854 | €40,820 | -€6,034 | -12.9% |
| Fixed assets | 21/28 | €51 | €0 | -€51 | -100% |
| Tangible fixed assets | 22/27 | €51 | €0 | -€51 | -100% |
| Plant, machinery and equipment | 23 | €51 | €0 | -€51 | -100% |
| Current assets | 29/58 | €46,803 | €40,820 | -€5,983 | -12.8% |
| Stocks and contracts in progress | 3 | €46,533 | €40,398 | -€6,136 | -13.2% |
| Stocks | 30/36 | €46,533 | €40,398 | -€6,136 | -13.2% |
| Amounts receivable within one year | 40/41 | €0 | - | = | |
| Trade receivables | 40 | €0 | - | = | |
| Cash at bank and in hand | 54/58 | €270 | €369 | +€99 | +36.9% |
| Deferred charges and accrued income | 490/1 | - | €53 | +€53 | |
| Total equity and liabilities | 10/49 | €46,854 | €40,820 | -€6,034 | -12.9% |
| Equity | 10/15 | -€40,002 | -€48,515 | -€8,513 | -21.3% |
| Contributions | 10/11 | €18,592 | €18,592 | = | 0.0% |
| Reserves | 13 | €5,647 | €5,647 | = | 0.0% |
| Non-distributable reserves | 130/1 | €1,859 | €1,859 | = | 0.0% |
| Reserves not available under the articles | 1311 | €1,859 | €1,859 | = | 0.0% |
| Distributable reserves | 133 | €3,787 | €3,787 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€64,241 | -€72,754 | -€8,513 | -13.3% |
| Amounts payable | 17/49 | €86,857 | €89,335 | +€2,479 | +2.9% |
| Amounts payable after more than one year | 17 | €76,606 | €79,487 | +€2,881 | +3.8% |
| Other amounts payable | 178/9 | €76,606 | €79,487 | +€2,881 | +3.8% |
| Amounts payable within one year | 42/48 | €10,250 | €9,819 | -€431 | -4.2% |
| Financial debts | 43 | €6,344 | €7,910 | +€1,566 | +24.7% |
| Credit institutions | 430/8 | €6,344 | €7,910 | +€1,566 | +24.7% |
| Trade debts | 44 | €3,866 | €1,555 | -€2,310 | -59.8% |
| Suppliers | 440/4 | €3,866 | €1,555 | -€2,310 | -59.8% |
| Taxes, remuneration and social security | 45 | €40 | €353 | +€313 | +775% |
| Taxes | 450/3 | €40 | €353 | +€313 | +775% |
| Accrued charges and deferred income | 492/3 | - | €29 | +€29 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €78 | €51 | -€27 | -35.1% |
| Other operating charges | 640/8 | €528 | €544 | +€16 | +3.0% |
| Gross operating margin | 9900 | €1,080 | -€6,864 | -€7,944 | |
| Operating profit (loss) | 9901 | €474 | -€7,458 | -€7,932 | |
| Financial income | 75/76B | €250 | €0 | -€249 | -100.0% |
| Recurring financial income | 75 | €250 | €0 | -€249 | -100.0% |
| Financial charges | 65/66B | €941 | €1,055 | +€114 | +12.1% |
| Recurring financial charges | 65 | €941 | €1,055 | +€114 | +12.1% |
| Profit (loss) for the period before taxes | 9903 | -€217 | -€8,513 | -€8,296 | -3,826% |
| Profit (loss) for the period | 9904 | -€217 | -€8,513 | -€8,296 | -3,826% |
| Profit (loss) for the period to be appropriated | 9905 | -€217 | -€8,513 | -€8,296 | -3,826% |
Next steps
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Calculation and sources
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Green is a favourable move for that line, red an unfavourable one. Prepared on 2 November 2026 via checked.be.