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YOECA: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

YOECA

BE 0803.217.408
NACE 68.310, Real estate agency activities
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
-€4,392
2024 · €667-€5,059
Equity
€6,640
2024 · €11,032-€4,392
Cash
€8,858
2024 · €15,230-€6,372
Balance sheet total
€81,991
2024 · €87,627-€5,636

Largest movements

2024 to 2025
Assets
  • Receivables within one year +€17,784

    up €17,784 (+175.3%), from €10,144 to €27,928

    of which Other amounts receivable: +€14,791

  • Tangible fixed assets -€17,739

    down €17,739 (-29.1%), from €60,960 to €43,221

    of which Furniture and vehicles: -€16,686

  • Cash -€6,372

    down €6,372 (-41.8%), from €15,230 to €8,858

    mainly Receivables within one year (-€17,784) and Debts after one year (-€13,088)

Equity and liabilities
  • Debts after one year -€13,088

    down €13,088 (-28.2%), from €46,364 to €33,276

  • Tax, wage and social debts +€6,311

    up €6,311 (+125.1%), from €5,045 to €11,356

  • Profit (loss) carried forward -€4,392

    new in 2025: -€4,392

  • Trade debts +€2,619

    up €2,619 (+81.5%), from €3,213 to €5,832

  • Other debts +€2,072

    up €2,072 (+23.6%), from €8,773 to €10,846

Income statement
  • Depreciation +€5,220

    up €5,220 (+41.7%), from €12,519 to €17,739

  • Gross operating margin -€2,053

    down €2,053 (-10.1%), from €20,312 to €18,260

  • Taxes -€1,723

    down €1,723 (-48.3%), from €3,567 to €1,844

  • Financial income +€905

    up €905 (+924.4%), from €98 to €1,003

  • Financial charges +€561

    up €561 (+27.8%), from €2,015 to €2,576

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €667
Gross operating margin -€2,053
Depreciation -€5,220
Other operating charges +€147
Financial income +€905
Financial charges -€561
Taxes +€1,723
Result 2025 -€4,392

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€5,875
Investment €0
Financing -€12,247
Cash 2024 €15,230
Net result for the year -€4,392
Depreciation +€17,739
Receivables within one year -€17,784
Deferred charges and accrued income -€691
Trade debts +€2,619
Tax, wage and social debts +€6,311
Other debts +€2,072
Debts after one year -€13,088
Current portion of long-term debt +€530
Short-term financial debts +€311
Cash 2025 €8,858
Every line side by side 41 lines
Line Code 2024 2025 Change %
Total assets 20/58 €87,627 €81,991 -€5,636 -6.4%
Fixed assets 21/28 €60,960 €43,221 -€17,739 -29.1%
Tangible fixed assets 22/27 €60,960 €43,221 -€17,739 -29.1%
Plant, machinery and equipment 23 €1,860 €808 -€1,052 -56.6%
Furniture and vehicles 24 €59,100 €42,413 -€16,686 -28.2%
Current assets 29/58 €26,667 €38,770 +€12,103 +45.4%
Amounts receivable within one year 40/41 €10,144 €27,928 +€17,784 +175.3%
Trade receivables 40 €10,144 €13,137 +€2,993 +29.5%
Other amounts receivable 41 - €14,791 +€14,791
Cash at bank and in hand 54/58 €15,230 €8,858 -€6,372 -41.8%
Deferred charges and accrued income 490/1 €1,293 €1,984 +€691 +53.4%
Total equity and liabilities 10/49 €87,627 €81,991 -€5,636 -6.4%
Equity 10/15 €11,032 €6,640 -€4,392 -39.8%
Contributions 10/11 €2,000 €2,000 = 0.0%
Reserves 13 €9,032 €9,032 = 0.0%
Distributable reserves 133 €9,032 €9,032 = 0.0%
Profit (loss) carried forward 14 - -€4,392 -€4,392
Amounts payable 17/49 €76,595 €75,351 -€1,244 -1.6%
Amounts payable after more than one year 17 €46,364 €33,276 -€13,088 -28.2%
Financial debts 170/4 €46,364 €33,276 -€13,088 -28.2%
Amounts payable within one year 42/48 €30,232 €42,075 +€11,844 +39.2%
Current portion of amounts payable after more than one year 42 €12,558 €13,088 +€530 +4.2%
Financial debts 43 €642 €953 +€311 +48.4%
Credit institutions 430/8 €642 €953 +€311 +48.4%
Trade debts 44 €3,213 €5,832 +€2,619 +81.5%
Suppliers 440/4 €3,213 €5,832 +€2,619 +81.5%
Taxes, remuneration and social security 45 €5,045 €11,356 +€6,311 +125.1%
Taxes 450/3 €5,045 €11,356 +€6,311 +125.1%
Other amounts payable 47/48 €8,773 €10,846 +€2,072 +23.6%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €12,519 €17,739 +€5,220 +41.7%
Other operating charges 640/8 €1,642 €1,495 -€147 -9.0%
Gross operating margin 9900 €20,312 €18,260 -€2,053 -10.1%
Operating profit (loss) 9901 €6,151 -€974 -€7,125
Financial income 75/76B €98 €1,003 +€905 +924.4%
Recurring financial income 75 €98 €1,003 +€905 +924.4%
Financial charges 65/66B €2,015 €2,576 +€561 +27.8%
Recurring financial charges 65 €2,015 €2,576 +€561 +27.8%
Profit (loss) for the period before taxes 9903 €4,234 -€2,547 -€6,781
Income taxes 67/77 €3,567 €1,844 -€1,723 -48.3%
Profit (loss) for the period 9904 €667 -€4,392 -€5,059
Profit (loss) for the period to be appropriated 9905 €667 -€4,392 -€5,059

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 September 2026 via checked.be.