YO IMMO: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
YO IMMO
Largest movements
- Receivables within one year -€207,479
down €207,479 (-23.3%), from €891,461 to €683,981
- Tangible fixed assets -€53,933
down €53,933 (-2.6%), from €2.1m to €2.0m
- Other debts +€988,694
up €988,694 (+2850.7%), from €34,682 to €1.0m
- Short-term financial debts -€889,000
no longer reported in 2025 (was €889,000)
- Debts after one year -€315,353
down €315,353 (-29.3%), from €1.1m to €761,661
- Profit (loss) carried forward -€43,127
down €43,127 (-48.1%), from -€89,668 to -€132,795
- Gross operating margin +€76,893
up €76,893 (+162.3%), from €47,368 to €124,261
- Financial charges +€16,255
up €16,255 (+21.8%), from €74,420 to €90,675
- Other operating charges +€7,370
up €7,370 (+47.8%), from €15,411 to €22,781
- Depreciation +€6,728
up €6,728 (+14.3%), from €47,204 to €53,933
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €2,961,050 | €2,722,601 | -€238,450 | -8.1% |
| Fixed assets | 21/28 | €2,067,796 | €2,013,863 | -€53,933 | -2.6% |
| Tangible fixed assets | 22/27 | €2,067,796 | €2,013,863 | -€53,933 | -2.6% |
| Land and buildings | 22 | €2,067,796 | €2,013,863 | -€53,933 | -2.6% |
| Current assets | 29/58 | €893,255 | €708,738 | -€184,517 | -20.7% |
| Amounts receivable within one year | 40/41 | €891,461 | €683,981 | -€207,479 | -23.3% |
| Other amounts receivable | 41 | €891,461 | €683,981 | -€207,479 | -23.3% |
| Cash at bank and in hand | 54/58 | €668 | €19,156 | +€18,489 | +2767.9% |
| Deferred charges and accrued income | 490/1 | €1,126 | €5,600 | +€4,474 | +397.2% |
| Total equity and liabilities | 10/49 | €2,961,050 | €2,722,601 | -€238,450 | -8.1% |
| Equity | 10/15 | €910,332 | €867,205 | -€43,127 | -4.7% |
| Contributions | 10/11 | €1,000,000 | €1,000,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€89,668 | -€132,795 | -€43,127 | -48.1% |
| Amounts payable | 17/49 | €2,050,718 | €1,855,396 | -€195,322 | -9.5% |
| Amounts payable after more than one year | 17 | €1,077,014 | €761,661 | -€315,353 | -29.3% |
| Financial debts | 170/4 | €1,077,014 | €761,661 | -€315,353 | -29.3% |
| Amounts payable within one year | 42/48 | €973,704 | €1,093,735 | +€120,031 | +12.3% |
| Current portion of amounts payable after more than one year | 42 | €48,211 | €39,572 | -€8,639 | -17.9% |
| Financial debts | 43 | €889,000 | - | -€889,000 | |
| Credit institutions | 430/8 | €889,000 | - | -€889,000 | |
| Trade debts | 44 | €1,810 | €25,189 | +€23,379 | +1291.3% |
| Suppliers | 440/4 | €1,810 | €25,189 | +€23,379 | +1291.3% |
| Taxes, remuneration and social security | 45 | - | €5,598 | +€5,598 | |
| Remuneration and social security | 454/9 | - | €5,598 | +€5,598 | |
| Other amounts payable | 47/48 | €34,682 | €1,023,376 | +€988,694 | +2850.7% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €47,204 | €53,933 | +€6,728 | +14.3% |
| Other operating charges | 640/8 | €15,411 | €22,781 | +€7,370 | +47.8% |
| Gross operating margin | 9900 | €47,368 | €124,261 | +€76,893 | +162.3% |
| Operating profit (loss) | 9901 | -€15,248 | €47,547 | +€62,795 | |
| Financial income | 75/76B | €0 | €1 | +€1 | +166.7% |
| Recurring financial income | 75 | €0 | €1 | +€1 | +166.7% |
| Financial charges | 65/66B | €74,420 | €90,675 | +€16,255 | +21.8% |
| Recurring financial charges | 65 | €74,420 | €90,675 | +€16,255 | +21.8% |
| Profit (loss) for the period before taxes | 9903 | -€89,668 | -€43,127 | +€46,540 | +51.9% |
| Profit (loss) for the period | 9904 | -€89,668 | -€43,127 | +€46,540 | +51.9% |
| Profit (loss) for the period to be appropriated | 9905 | -€89,668 | -€43,127 | +€46,540 | +51.9% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 9 October 2026 via checked.be.