XP Tech Experts: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
XP Tech Experts
Largest movements
- Current investments +€59,338
up €59,338 (+97.4%), from €60,937 to €120,274
- Cash +€40,333
up €40,333 (+26.4%), from €152,976 to €193,308
mainly Net result for the year (+€81,497) and Receivables within one year (+€18,595)
- Receivables within one year -€18,595
down €18,595 (-59.1%), from €31,460 to €12,865
of which Trade receivables: -€18,755
- Profit (loss) carried forward +€81,497
up €81,497 (+38.5%), from €211,541 to €293,038
- Gross operating margin -€9,599
down €9,599 (-8.4%), from €114,148 to €104,549
- Taxes -€1,907
down €1,907 (-8.2%), from €23,327 to €21,420
- Financial income +€1,191
up €1,191 (+596.0%), from €200 to €1,391
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €248,949 | €328,651 | +€79,702 | +32.0% |
| Fixed assets | 21/28 | €2,575 | €1,247 | -€1,328 | -51.6% |
| Tangible fixed assets | 22/27 | €2,575 | €1,247 | -€1,328 | -51.6% |
| Plant, machinery and equipment | 23 | €1,177 | €814 | -€364 | -30.9% |
| Furniture and vehicles | 24 | €1,398 | €434 | -€965 | -69.0% |
| Current assets | 29/58 | €246,374 | €327,404 | +€81,030 | +32.9% |
| Amounts receivable within one year | 40/41 | €31,460 | €12,865 | -€18,595 | -59.1% |
| Trade receivables | 40 | €31,460 | €12,705 | -€18,755 | -59.6% |
| Other amounts receivable | 41 | - | €160 | +€160 | |
| Current investments | 50/53 | €60,937 | €120,274 | +€59,338 | +97.4% |
| Cash at bank and in hand | 54/58 | €152,976 | €193,308 | +€40,333 | +26.4% |
| Deferred charges and accrued income | 490/1 | €1,001 | €956 | -€45 | -4.5% |
| Total equity and liabilities | 10/49 | €248,949 | €328,651 | +€79,702 | +32.0% |
| Equity | 10/15 | €213,541 | €295,038 | +€81,497 | +38.2% |
| Contributions | 10/11 | €2,000 | €2,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | €211,541 | €293,038 | +€81,497 | +38.5% |
| Amounts payable | 17/49 | €35,408 | €33,613 | -€1,795 | -5.1% |
| Amounts payable within one year | 42/48 | €35,408 | €33,613 | -€1,795 | -5.1% |
| Trade debts | 44 | €1,863 | €645 | -€1,218 | -65.4% |
| Suppliers | 440/4 | €1,863 | €645 | -€1,218 | -65.4% |
| Taxes, remuneration and social security | 45 | €33,545 | €32,968 | -€577 | -1.7% |
| Taxes | 450/3 | €31,545 | €32,968 | +€1,423 | +4.5% |
| Remuneration and social security | 454/9 | €2,000 | - | -€2,000 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €1,810 | €1,328 | -€481 | -26.6% |
| Other operating charges | 640/8 | €182 | €585 | +€404 | +222.0% |
| Gross operating margin | 9900 | €114,148 | €104,549 | -€9,599 | -8.4% |
| Operating profit (loss) | 9901 | €112,157 | €102,635 | -€9,522 | -8.5% |
| Financial income | 75/76B | €200 | €1,391 | +€1,191 | +596.0% |
| Recurring financial income | 75 | €200 | €1,391 | +€1,191 | +596.0% |
| Financial charges | 65/66B | €875 | €1,108 | +€234 | +26.7% |
| Recurring financial charges | 65 | €875 | €1,108 | +€234 | +26.7% |
| Profit (loss) for the period before taxes | 9903 | €111,482 | €102,918 | -€8,564 | -7.7% |
| Income taxes | 67/77 | €23,327 | €21,420 | -€1,907 | -8.2% |
| Profit (loss) for the period | 9904 | €88,154 | €81,497 | -€6,657 | -7.6% |
| Profit (loss) for the period to be appropriated | 9905 | €88,154 | €81,497 | -€6,657 | -7.6% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 12 October 2026 via checked.be.