XL GESTION: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
XL GESTION
Largest movements
- Cash -€3,489
down €3,489 (-60.7%), from €5,749 to €2,260
mainly Net result for the year (-€6,637)
- Profit (loss) carried forward -€6,637
down €6,637 (-4.8%), from -€139,331 to -€145,968
- Other debts +€3,126
up €3,126 (+2.5%), from €125,042 to €128,168
- Financial charges +€90
up €90 (+2.8%), from €3,203 to €3,293
- Gross operating margin -€88
down €88 (-3.2%), from -€2,761 to -€2,848
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €6,404 | €2,915 | -€3,489 | -54.5% |
| Fixed assets | 21/28 | €655 | €655 | = | 0.0% |
| Financial fixed assets | 28 | €655 | €655 | = | 0.0% |
| Current assets | 29/58 | €5,749 | €2,260 | -€3,489 | -60.7% |
| Cash at bank and in hand | 54/58 | €5,749 | €2,260 | -€3,489 | -60.7% |
| Total equity and liabilities | 10/49 | €6,404 | €2,915 | -€3,489 | -54.5% |
| Equity | 10/15 | -€119,331 | -€125,968 | -€6,637 | -5.6% |
| Contributions | 10/11 | €20,000 | €20,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€139,331 | -€145,968 | -€6,637 | -4.8% |
| Amounts payable | 17/49 | €125,735 | €128,883 | +€3,148 | +2.5% |
| Amounts payable within one year | 42/48 | €125,722 | €128,870 | +€3,148 | +2.5% |
| Trade debts | 44 | €680 | €702 | +€21 | +3.2% |
| Suppliers | 440/4 | €680 | €702 | +€21 | +3.2% |
| Other amounts payable | 47/48 | €125,042 | €128,168 | +€3,126 | +2.5% |
| Accrued charges and deferred income | 492/3 | €13 | €13 | = | 0.0% |
| Other operating charges | 640/8 | €480 | €496 | +€15 | +3.2% |
| Gross operating margin | 9900 | -€2,761 | -€2,848 | -€88 | -3.2% |
| Operating profit (loss) | 9901 | -€3,241 | -€3,344 | -€103 | -3.2% |
| Financial charges | 65/66B | €3,203 | €3,293 | +€90 | +2.8% |
| Recurring financial charges | 65 | €3,203 | €3,293 | +€90 | +2.8% |
| Profit (loss) for the period before taxes | 9903 | -€6,444 | -€6,637 | -€193 | -3.0% |
| Profit (loss) for the period | 9904 | -€6,444 | -€6,637 | -€193 | -3.0% |
| Profit (loss) for the period to be appropriated | 9905 | -€6,444 | -€6,637 | -€193 | -3.0% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 October 2026 via checked.be.