WOONINVEST: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
WOONINVEST
Largest movements
- Receivables after one year -€145,438
down €145,438 (-48.4%), from €300,732 to €155,294
- Cash +€110,819
up €110,819 (+128%), from €86,334 to €197,153
mainly Receivables after one year (+€145,438) and Depreciation (+€25,800)
- Tangible fixed assets -€25,800
down €25,800 (-7.1%), from €365,932 to €340,132
- Debts after one year -€48,333
down €48,333 (-50.0%), from €96,667 to €48,334
- Reserves -€22,952
down €22,952 (-2.9%), from €804,173 to €781,221
of which Distributable reserves: -€19,679
- Other debts +€18,695
up €18,695 (+180%), from €10,378 to €29,073
- Financial charges -€4,311
down €4,311 (-48.4%), from €8,901 to €4,590
- Financial income +€701
up €701 (+858%), from €82 to €783
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €1,242,327 | €1,188,535 | -€53,792 | -4.3% |
| Fixed assets | 21/28 | €841,629 | €815,829 | -€25,800 | -3.1% |
| Tangible fixed assets | 22/27 | €365,932 | €340,132 | -€25,800 | -7.1% |
| Land and buildings | 22 | €365,932 | €340,132 | -€25,800 | -7.1% |
| Financial fixed assets | 28 | €475,697 | €475,697 | = | 0.0% |
| Current assets | 29/58 | €400,698 | €372,706 | -€27,992 | -7.0% |
| Amounts receivable after more than one year | 29 | €300,732 | €155,294 | -€145,438 | -48.4% |
| Trade receivables | 290 | €300,732 | €155,294 | -€145,438 | -48.4% |
| Amounts receivable within one year | 40/41 | €13,632 | €20,259 | +€6,628 | +48.6% |
| Trade receivables | 40 | €6,400 | €12,800 | +€6,400 | +100% |
| Other amounts receivable | 41 | €7,232 | €7,459 | +€228 | +3.1% |
| Cash at bank and in hand | 54/58 | €86,334 | €197,153 | +€110,819 | +128% |
| Total equity and liabilities | 10/49 | €1,242,327 | €1,188,535 | -€53,792 | -4.3% |
| Equity | 10/15 | €1,064,235 | €1,041,068 | -€23,166 | -2.2% |
| Contributions | 10/11 | €62,000 | €62,000 | = | 0.0% |
| Capital | 10 | €62,000 | €62,000 | = | 0.0% |
| Issued capital | 100 | €62,000 | €62,000 | = | 0.0% |
| Reserves | 13 | €804,173 | €781,221 | -€22,952 | -2.9% |
| Non-distributable reserves | 130/1 | €6,200 | €6,200 | = | 0.0% |
| Reserves not available under the articles | 1311 | €6,200 | €6,200 | = | 0.0% |
| Tax-exempt reserves | 132 | €39,281 | €36,008 | -€3,273 | -8.3% |
| Distributable reserves | 133 | €758,692 | €739,013 | -€19,679 | -2.6% |
| Profit (loss) carried forward | 14 | €198,061 | €197,848 | -€214 | -0.1% |
| Provisions and deferred taxes | 16 | €13,094 | €12,003 | -€1,091 | -8.3% |
| Deferred taxes | 168 | €13,094 | €12,003 | -€1,091 | -8.3% |
| Amounts payable | 17/49 | €164,998 | €135,464 | -€29,534 | -17.9% |
| Amounts payable after more than one year | 17 | €96,667 | €48,334 | -€48,333 | -50.0% |
| Financial debts | 170/4 | €96,667 | €48,334 | -€48,333 | -50.0% |
| Amounts payable within one year | 42/48 | €58,965 | €87,131 | +€28,166 | +47.8% |
| Current portion of amounts payable after more than one year | 42 | €48,333 | €48,333 | = | 0.0% |
| Trade debts | 44 | €225 | €8,711 | +€8,487 | +3,780% |
| Suppliers | 440/4 | €225 | €8,711 | +€8,487 | +3,780% |
| Taxes, remuneration and social security | 45 | €29 | €1,013 | +€984 | +3,367% |
| Taxes | 450/3 | €29 | €1,013 | +€984 | +3,367% |
| Other amounts payable | 47/48 | €10,378 | €29,073 | +€18,695 | +180% |
| Accrued charges and deferred income | 492/3 | €9,367 | - | -€9,367 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €25,800 | €25,800 | = | 0.0% |
| Other operating charges | 640/8 | €8,354 | €8,399 | +€45 | +0.5% |
| Gross operating margin | 9900 | €33,447 | €33,428 | -€19 | -0.1% |
| Operating profit (loss) | 9901 | -€707 | -€771 | -€64 | -9.1% |
| Financial income | 75/76B | €82 | €783 | +€701 | +858% |
| Recurring financial income | 75 | €82 | €783 | +€701 | +858% |
| Financial charges | 65/66B | €8,901 | €4,590 | -€4,311 | -48.4% |
| Recurring financial charges | 65 | €8,901 | €4,590 | -€4,311 | -48.4% |
| Profit (loss) for the period before taxes | 9903 | -€9,526 | -€4,578 | +€4,948 | +51.9% |
| Transfer from deferred taxes | 780 | €1,091 | €1,091 | = | 0.0% |
| Profit (loss) for the period | 9904 | -€8,435 | -€3,487 | +€4,948 | +58.7% |
| Transfer from tax-exempt reserves | 789 | €3,273 | €3,273 | = | 0.0% |
| Profit (loss) for the period to be appropriated | 9905 | -€5,161 | -€214 | +€4,948 | +95.9% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 26 October 2026 via checked.be.