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WOLFE: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

WOLFE

BE 0534.393.388
NACE 16.230, Manufacture of other builders' carpentry and joinery
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
-€3.3m
2024 · -€4.0m+€754,661
Equity
€2.1m
2024 · €5.3m-€3.3m
Cash
€779,017
2024 · €148,404+€630,613
Balance sheet total
€12.8m
2024 · €14.7m-€1.9m

Largest movements

2024 to 2025
Assets
  • Stocks and contracts -€3.3m

    down €3.3m (-33.6%), from €10.0m to €6.6m

    of which Stocks: -€2.8m

  • Tangible fixed assets +€1.2m

    up €1.2m (+337.5%), from €346,597 to €1.5m

    of which Other tangible fixed assets: +€613,504

  • Cash +€630,613

    up €630,613 (+424.9%), from €148,404 to €779,017

    mainly Debts after one year (+€3.4m) and Stocks and contracts (+€3.3m)

  • Receivables within one year -€370,787

    down €370,787 (-51.1%), from €725,762 to €354,975

    of which Trade receivables: -€381,767

Equity and liabilities
  • Debts after one year +€3.4m

    up €3.4m (+117.4%), from €2.9m to €6.2m

    of which Financial debts: +€3.3m

  • Profit (loss) carried forward -€3.3m

    down €3.3m (-44.7%), from -€7.3m to -€10.5m

  • Short-term financial debts -€2.0m

    down €2.0m (-43.1%), from €4.6m to €2.6m

  • Trade debts +€429,381

    up €429,381 (+50.2%), from €856,077 to €1.3m

  • Other debts -€399,823

    down €399,823 (-83.3%), from €480,177 to €80,354

Income statement
  • Gross operating margin +€861,535

    up €861,535 (+69.2%), from -€1.2m to -€383,569

  • Financial charges +€222,258

    up €222,258 (+68.3%), from €325,340 to €547,598

  • Write-downs -€105,234

    down €105,234 (-100.0%), from €105,234 to €0

  • Staff costs -€101,426

    down €101,426 (-5.7%), from €1.8m to €1.7m

  • Depreciation +€46,880

    up €46,880 (+7.8%), from €604,635 to €651,515

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 -€4.0m
Gross operating margin +€861,535
Staff costs +€101,426
Depreciation -€46,880
Write-downs +€105,234
Other operating charges +€3,030
Other operating items -€645
Financial income -€45,974
Financial charges -€222,258
Taxes -€808
Result 2025 -€3.3m

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€991,809
Investment -€1.8m
Financing +€1.5m
Cash 2024 €148,404
Net result for the year -€3.3m
Depreciation +€651,515
Stocks and contracts +€3.3m
Receivables within one year +€370,787
Deferred charges and accrued income -€35,151
Trade debts +€429,381
Tax, wage and social debts -€280,180
Advances received +€151,418
Other debts -€399,823
Accrued charges and deferred income +€7,299
Investment in fixed assets (net) -€1.8m
Debts after one year +€3.4m
Current portion of long-term debt +€69,226
Short-term financial debts -€2.0m
Cash 2025 €779,017
Every line side by side 58 lines
Line Code 2024 2025 Change %
Total assets 20/58 €14,720,119 €12,828,154 -€1.9m -12.9%
Formation expenses 20 €311,696 €233,772 -€77,924 -25.0%
Fixed assets 21/28 €3,572,796 €4,810,939 +€1.2m +34.7%
Intangible fixed assets 21 €3,116,219 €3,194,984 +€78,765 +2.5%
Tangible fixed assets 22/27 €346,597 €1,516,455 +€1.2m +337.5%
Plant, machinery and equipment 23 €219,140 €151,152 -€67,988 -31.0%
Furniture and vehicles 24 €67,751 €153,331 +€85,580 +126.3%
Other tangible fixed assets 26 €59,706 €673,210 +€613,504 +1027.5%
Assets under construction and advance payments 27 - €538,762 +€538,762
Financial fixed assets 28 €109,980 €99,500 -€10,480 -9.5%
Current assets 29/58 €10,835,627 €7,783,443 -€3.1m -28.2%
Stocks and contracts in progress 3 €9,955,059 €6,607,897 -€3.3m -33.6%
Stocks 30/36 €7,105,141 €4,294,472 -€2.8m -39.6%
Contracts in progress 37 €2,849,918 €2,313,425 -€536,493 -18.8%
Amounts receivable within one year 40/41 €725,762 €354,975 -€370,787 -51.1%
Trade receivables 40 €725,762 €343,994 -€381,767 -52.6%
Other amounts receivable 41 €0 €10,980 +€10,980
Cash at bank and in hand 54/58 €148,404 €779,017 +€630,613 +424.9%
Deferred charges and accrued income 490/1 €6,403 €41,554 +€35,151 +549.0%
Total equity and liabilities 10/49 €14,720,119 €12,828,154 -€1.9m -12.9%
Equity 10/15 €5,334,703 €2,084,106 -€3.3m -60.9%
Contributions 10/11 €12,584,466 €12,584,466 = 0.0%
Reserves 13 €27,750 €27,750 = 0.0%
Non-distributable reserves 130/1 €9,000 €9,000 = 0.0%
Reserves not available under the articles 1311 €9,000 €9,000 = 0.0%
Tax-exempt reserves 132 €18,750 €18,750 = 0.0%
Profit (loss) carried forward 14 -€7,277,513 -€10,528,111 -€3.3m -44.7%
Amounts payable 17/49 €9,385,416 €10,744,048 +€1.4m +14.5%
Amounts payable after more than one year 17 €2,856,207 €6,210,722 +€3.4m +117.4%
Financial debts 170/4 €2,856,207 €6,202,622 +€3.3m +117.2%
Other amounts payable 178/9 - €8,100 +€8,100
Amounts payable within one year 42/48 €6,529,209 €4,526,027 -€2.0m -30.7%
Current portion of amounts payable after more than one year 42 €144,431 €213,656 +€69,226 +47.9%
Financial debts 43 €4,583,203 €2,610,000 -€2.0m -43.1%
Credit institutions 430/8 €4,583,203 €2,610,000 -€2.0m -43.1%
Trade debts 44 €856,077 €1,285,458 +€429,381 +50.2%
Suppliers 440/4 €856,077 €1,285,458 +€429,381 +50.2%
Advances received on contracts in progress 46 €0 €151,418 +€151,418
Taxes, remuneration and social security 45 €465,321 €185,141 -€280,180 -60.2%
Taxes 450/3 €332,707 €38,938 -€293,768 -88.3%
Remuneration and social security 454/9 €132,614 €146,203 +€13,588 +10.2%
Other amounts payable 47/48 €480,177 €80,354 -€399,823 -83.3%
Accrued charges and deferred income 492/3 - €7,299 +€7,299
Remuneration, social security and pensions 62 €1,764,711 €1,663,285 -€101,426 -5.7%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €604,635 €651,515 +€46,880 +7.8%
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals) 631/4 €105,234 €0 -€105,234 -100.0%
Other operating charges 640/8 €6,986 €3,956 -€3,030 -43.4%
Non-recurring operating charges 66A €1,252 €1,897 +€645 +51.5%
Gross operating margin 9900 -€1,245,105 -€383,569 +€861,535 +69.2%
Operating profit (loss) 9901 -€3,727,923 -€2,704,222 +€1.0m +27.5%
Financial income 75/76B €48,005 €2,030 -€45,974 -95.8%
Recurring financial income 75 €48,005 €2,030 -€45,974 -95.8%
Financial charges 65/66B €325,340 €547,598 +€222,258 +68.3%
Recurring financial charges 65 €325,340 €547,598 +€222,258 +68.3%
Profit (loss) for the period before taxes 9903 -€4,005,259 -€3,249,790 +€755,469 +18.9%
Income taxes 67/77 €0 €808 +€808
Profit (loss) for the period 9904 -€4,005,259 -€3,250,598 +€754,661 +18.8%
Profit (loss) for the period to be appropriated 9905 -€4,005,259 -€3,250,598 +€754,661 +18.8%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 September 2026 via checked.be.