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WISER: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

WISER

BE 0861.327.435
NACE 46.150, Agents in the wholesale of furniture, household goods and hardware
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€11,254
2024 · €956+€10,298
Equity
€22,042
2024 · €10,788+€11,254
Cash
€4,855
2024 · €3,109+€1,746
Balance sheet total
€92,737
2024 · €39,843+€52,894

Largest movements

2024 to 2025
Assets
  • Stocks and contracts +€19,902

    up €19,902 (+70.8%), from €28,111 to €48,012

  • Deferred charges and accrued income +€15,080

    up €15,080 (+740.3%), from €2,037 to €17,117

  • Receivables within one year +€12,914

    up €12,914 (+196.1%), from €6,586 to €19,500

    of which Other amounts receivable: +€19,500

  • Tangible fixed assets +€3,252

    new in 2025: €3,252

  • Cash +€1,746

    up €1,746 (+56.2%), from €3,109 to €4,855

    mainly Tax, wage and social debts (+€21,175) and Advances received (+€15,357)

Equity and liabilities
  • Tax, wage and social debts +€21,175

    up €21,175 (+2884.3%), from €734 to €21,909

  • Advances received +€15,357

    up €15,357 (+506.5%), from €3,032 to €18,389

  • Profit (loss) carried forward +€11,254

    up €11,254, from -€3,472 to €7,782

  • Short-term financial debts +€6,294

    new in 2025: €6,294

  • Other debts -€1,108

    down €1,108 (-4.4%), from €25,210 to €24,102

Income statement
  • Gross operating margin +€9,997

    up €9,997 (+451.0%), from €2,216 to €12,213

  • Financial charges -€752

    down €752 (-86.1%), from €873 to €121

  • Depreciation +€637

    new in 2025: €637

  • Staff costs -€387

    no longer reported in 2025 (was €387)

  • Other operating charges +€209

    new in 2025: €209

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €956
Gross operating margin +€9,997
Staff costs +€387
Depreciation -€637
Other operating charges -€209
Financial income +€7
Financial charges +€752
Result 2025 €11,254

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations -€659
Investment -€3,889
Financing +€6,294
Cash 2024 €3,109
Net result for the year +€11,254
Depreciation +€637
Stocks and contracts -€19,902
Receivables within one year -€12,914
Deferred charges and accrued income -€15,080
Trade debts -€78
Tax, wage and social debts +€21,175
Advances received +€15,357
Other debts -€1,108
Investment in fixed assets (net) -€3,889
Short-term financial debts +€6,294
Cash 2025 €4,855
Every line side by side 44 lines
Line Code 2024 2025 Change %
Total assets 20/58 €39,843 €92,737 +€52,894 +132.8%
Fixed assets 21/28 - €3,252 +€3,252
Tangible fixed assets 22/27 - €3,252 +€3,252
Plant, machinery and equipment 23 - €3,252 +€3,252
Current assets 29/58 €39,843 €89,485 +€49,642 +124.6%
Stocks and contracts in progress 3 €28,111 €48,012 +€19,902 +70.8%
Stocks 30/36 €28,111 €48,012 +€19,902 +70.8%
Amounts receivable within one year 40/41 €6,586 €19,500 +€12,914 +196.1%
Trade receivables 40 €6,586 - -€6,586
Other amounts receivable 41 - €19,500 +€19,500
Cash at bank and in hand 54/58 €3,109 €4,855 +€1,746 +56.2%
Deferred charges and accrued income 490/1 €2,037 €17,117 +€15,080 +740.3%
Total equity and liabilities 10/49 €39,843 €92,737 +€52,894 +132.8%
Equity 10/15 €10,788 €22,042 +€11,254 +104.3%
Contributions 10/11 €12,400 €12,400 = 0.0%
Outside capital 11 €12,400 - -€12,400
Share premium 1100/10 €12,400 - -€12,400
Reserves 13 €1,860 €1,860 = 0.0%
Non-distributable reserves 130/1 €1,860 €1,860 = 0.0%
Reserves not available under the articles 1311 €1,860 €1,860 = 0.0%
Profit (loss) carried forward 14 -€3,472 €7,782 +€11,254
Amounts payable 17/49 €29,054 €70,694 +€41,640 +143.3%
Amounts payable within one year 42/48 €29,054 €70,694 +€41,640 +143.3%
Financial debts 43 - €6,294 +€6,294
Other loans 439 - €6,294 +€6,294
Trade debts 44 €78 - -€78
Suppliers 440/4 €78 - -€78
Advances received on contracts in progress 46 €3,032 €18,389 +€15,357 +506.5%
Taxes, remuneration and social security 45 €734 €21,909 +€21,175 +2884.3%
Taxes 450/3 €734 €21,909 +€21,175 +2884.3%
Other amounts payable 47/48 €25,210 €24,102 -€1,108 -4.4%
Remuneration, social security and pensions 62 €387 - -€387
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 - €637 +€637
Other operating charges 640/8 - €209 +€209
Gross operating margin 9900 €2,216 €12,213 +€9,997 +451.0%
Operating profit (loss) 9901 €1,829 €11,367 +€9,538 +521.5%
Financial income 75/76B €1 €8 +€7 +926.6%
Recurring financial income 75 €1 €4 +€3 +381.0%
Non-recurring financial income 76B - €4 +€4
Financial charges 65/66B €873 €121 -€752 -86.1%
Recurring financial charges 65 €873 €121 -€752 -86.1%
Profit (loss) for the period before taxes 9903 €956 €11,254 +€10,298 +1076.7%
Profit (loss) for the period 9904 €956 €11,254 +€10,298 +1076.7%
Profit (loss) for the period to be appropriated 9905 €956 €11,254 +€10,298 +1076.7%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 September 2026 via checked.be.