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WF2creat: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

WF2creat

BE 0673.474.364
NACE 70.200, Business and other management consultancy
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€22,577
2024 · €34,533-€11,956
Equity
€48,347
2024 · €67,570-€19,223
Cash
€12,378
2024 · €5,168+€7,210
Balance sheet total
€316,915
2024 · €108,504+€208,411

Largest movements

2024 to 2025
Assets
  • Stocks and contracts +€243,412

    new in 2025: €243,412

  • Receivables within one year -€46,285

    down €46,285 (-47.9%), from €96,666 to €50,381

    of which Other amounts receivable: -€26,565

  • Cash +€7,210

    up €7,210 (+139.5%), from €5,168 to €12,378

    mainly Short-term financial debts (+€143,500) and Other debts (+€69,464)

  • Deferred charges and accrued income +€6,227

    up €6,227 (+498.2%), from €1,250 to €7,477

Equity and liabilities
  • Short-term financial debts +€143,500

    new in 2025: €143,500

  • Other debts +€69,464

    up €69,464 (+235.5%), from €29,495 to €98,959

  • Reserves -€19,223

    down €19,223 (-39.3%), from €48,970 to €29,747

  • Trade debts +€15,218

    up €15,218 (+3869.7%), from €393 to €15,611

Income statement
  • Gross operating margin -€13,361

    down €13,361 (-27.2%), from €49,196 to €35,835

  • Taxes -€2,950

    down €2,950 (-30.6%), from €9,627 to €6,677

  • Financial charges +€1,020

    up €1,020 (+44.9%), from €2,272 to €3,292

  • Other operating charges +€525

    up €525 (+86.1%), from €610 to €1,135

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €34,533
Gross operating margin -€13,361
Other operating charges -€525
Financial charges -€1,020
Taxes +€2,950
Result 2025 €22,577

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations -€94,490
Investment €0
Financing +€101,700
Cash 2024 €5,168
Net result for the year +€22,577
Depreciation +€2,153
Stocks and contracts -€243,412
Receivables within one year +€46,285
Deferred charges and accrued income -€6,227
Trade debts +€15,218
Tax, wage and social debts -€547
Other debts +€69,464
Short-term financial debts +€143,500
Contributions, distributions and other -€41,800
Cash 2025 €12,378
Every line side by side 38 lines
Line Code 2024 2025 Change %
Total assets 20/58 €108,504 €316,915 +€208,411 +192.1%
Fixed assets 21/28 €5,420 €3,267 -€2,153 -39.7%
Tangible fixed assets 22/27 €5,420 €3,267 -€2,153 -39.7%
Plant, machinery and equipment 23 €833 €533 -€300 -36.0%
Furniture and vehicles 24 €4,588 €2,734 -€1,853 -40.4%
Current assets 29/58 €103,084 €313,648 +€210,564 +204.3%
Stocks and contracts in progress 3 - €243,412 +€243,412
Contracts in progress 37 - €243,412 +€243,412
Amounts receivable within one year 40/41 €96,666 €50,381 -€46,285 -47.9%
Trade receivables 40 €41,720 €22,000 -€19,720 -47.3%
Other amounts receivable 41 €54,946 €28,381 -€26,565 -48.3%
Cash at bank and in hand 54/58 €5,168 €12,378 +€7,210 +139.5%
Deferred charges and accrued income 490/1 €1,250 €7,477 +€6,227 +498.2%
Total equity and liabilities 10/49 €108,504 €316,915 +€208,411 +192.1%
Equity 10/15 €67,570 €48,347 -€19,223 -28.4%
Contributions 10/11 €18,600 €18,600 = 0.0%
Reserves 13 €48,970 €29,747 -€19,223 -39.3%
Distributable reserves 133 €48,970 €29,747 -€19,223 -39.3%
Amounts payable 17/49 €40,934 €268,568 +€227,634 +556.1%
Amounts payable within one year 42/48 €34,634 €262,268 +€227,634 +657.3%
Financial debts 43 - €143,500 +€143,500
Credit institutions 430/8 - €143,500 +€143,500
Trade debts 44 €393 €15,611 +€15,218 +3869.7%
Suppliers 440/4 €393 €15,611 +€15,218 +3869.7%
Taxes, remuneration and social security 45 €4,745 €4,198 -€547 -11.5%
Taxes 450/3 €4,745 €4,198 -€547 -11.5%
Other amounts payable 47/48 €29,495 €98,959 +€69,464 +235.5%
Accrued charges and deferred income 492/3 €6,300 €6,300 = 0.0%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €2,153 €2,153 = 0.0%
Other operating charges 640/8 €610 €1,135 +€525 +86.1%
Gross operating margin 9900 €49,196 €35,835 -€13,361 -27.2%
Operating profit (loss) 9901 €46,432 €32,547 -€13,886 -29.9%
Financial charges 65/66B €2,272 €3,292 +€1,020 +44.9%
Recurring financial charges 65 €2,272 €3,292 +€1,020 +44.9%
Profit (loss) for the period before taxes 9903 €44,160 €29,254 -€14,906 -33.8%
Income taxes 67/77 €9,627 €6,677 -€2,950 -30.6%
Profit (loss) for the period 9904 €34,533 €22,577 -€11,956 -34.6%
Profit (loss) for the period to be appropriated 9905 €34,533 €22,577 -€11,956 -34.6%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 September 2026 via checked.be.