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WAAG: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

WAAG

BE 0803.471.289
NACE 55.203, Holiday cottages, homes and apartments
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
-€10,955
2024 · -€28,674+€17,719
Equity
-€37,113
2024 · -€26,158-€10,955
Cash
€2,485
2024 · €2,066+€419
Balance sheet total
€188,593
2024 · €196,887-€8,293

Largest movements

2024 to 2025
Assets
  • Tangible fixed assets -€7,745

    down €7,745 (-4.0%), from €192,271 to €184,526

  • Deferred charges and accrued income -€2,175

    no longer reported in 2025 (was €2,175)

Equity and liabilities
  • Other debts +€151,040

    up €151,040 (+3484.2%), from €4,335 to €155,375

  • Debts after one year -€137,496

    down €137,496 (-70.1%), from €196,045 to €58,550

  • Profit (loss) carried forward -€10,955

    down €10,955 (-38.2%), from -€28,674 to -€39,629

  • Current portion of long-term debt -€9,655

    down €9,655 (-57.6%), from €16,771 to €7,117

Income statement
  • Gross operating margin +€8,360

    up €8,360, from -€602 to €7,758

  • Financial charges -€5,019

    down €5,019 (-50.6%), from €9,918 to €4,898

  • Depreciation -€3,892

    down €3,892 (-26.8%), from €14,512 to €10,620

  • Other operating charges -€686

    down €686 (-43.5%), from €1,578 to €892

  • Staff costs +€170

    up €170 (+8.1%), from €2,093 to €2,263

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 -€28,674
Gross operating margin +€8,360
Staff costs -€170
Depreciation +€3,892
Other operating charges +€686
Financial income -€25
Financial charges +€5,019
Taxes -€42
Result 2025 -€10,955

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€150,445
Investment -€2,875
Financing -€147,150
Cash 2024 €2,066
Net result for the year -€10,955
Depreciation +€10,620
Receivables within one year -€1,207
Deferred charges and accrued income +€2,175
Trade debts +€714
Tax, wage and social debts -€59
Advances received -€752
Other debts +€151,040
Accrued charges and deferred income -€1,132
Investment in fixed assets (net) -€2,875
Debts after one year -€137,496
Current portion of long-term debt -€9,655
Cash 2025 €2,485
Every line side by side 42 lines
Line Code 2024 2025 Change %
Total assets 20/58 €196,887 €188,593 -€8,293 -4.2%
Fixed assets 21/28 €192,271 €184,526 -€7,745 -4.0%
Tangible fixed assets 22/27 €192,271 €184,526 -€7,745 -4.0%
Land and buildings 22 €174,890 €171,461 -€3,429 -2.0%
Plant, machinery and equipment 23 €10,399 €8,001 -€2,398 -23.1%
Furniture and vehicles 24 €6,982 €5,064 -€1,917 -27.5%
Current assets 29/58 €4,616 €4,067 -€549 -11.9%
Amounts receivable within one year 40/41 €375 €1,582 +€1,207 +321.7%
Trade receivables 40 €206 €1,480 +€1,274 +619.2%
Other amounts receivable 41 €169 €102 -€68 -39.9%
Cash at bank and in hand 54/58 €2,066 €2,485 +€419 +20.3%
Deferred charges and accrued income 490/1 €2,175 - -€2,175
Total equity and liabilities 10/49 €196,887 €188,593 -€8,293 -4.2%
Equity 10/15 -€26,158 -€37,113 -€10,955 -41.9%
Contributions 10/11 €2,516 €2,516 = 0.0%
Profit (loss) carried forward 14 -€28,674 -€39,629 -€10,955 -38.2%
Amounts payable 17/49 €223,045 €225,706 +€2,661 +1.2%
Amounts payable after more than one year 17 €196,045 €58,550 -€137,496 -70.1%
Financial debts 170/4 €196,045 €58,550 -€137,496 -70.1%
Amounts payable within one year 42/48 €25,867 €167,156 +€141,289 +546.2%
Current portion of amounts payable after more than one year 42 €16,771 €7,117 -€9,655 -57.6%
Trade debts 44 €3,857 €4,571 +€714 +18.5%
Suppliers 440/4 €3,857 €4,571 +€714 +18.5%
Advances received on contracts in progress 46 €752 - -€752
Taxes, remuneration and social security 45 €152 €93 -€59 -38.9%
Taxes 450/3 - €93 +€93
Remuneration and social security 454/9 €152 - -€152
Other amounts payable 47/48 €4,335 €155,375 +€151,040 +3484.2%
Accrued charges and deferred income 492/3 €1,132 - -€1,132
Remuneration, social security and pensions 62 €2,093 €2,263 +€170 +8.1%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €14,512 €10,620 -€3,892 -26.8%
Other operating charges 640/8 €1,578 €892 -€686 -43.5%
Gross operating margin 9900 -€602 €7,758 +€8,360
Operating profit (loss) 9901 -€18,785 -€6,017 +€12,767 +68.0%
Financial income 75/76B €28 €3 -€25 -89.4%
Recurring financial income 75 €28 €3 -€25 -89.4%
Financial charges 65/66B €9,918 €4,898 -€5,019 -50.6%
Recurring financial charges 65 €9,918 €4,898 -€5,019 -50.6%
Profit (loss) for the period before taxes 9903 -€28,674 -€10,913 +€17,761 +61.9%
Income taxes 67/77 - €42 +€42
Profit (loss) for the period 9904 -€28,674 -€10,955 +€17,719 +61.8%
Profit (loss) for the period to be appropriated 9905 -€28,674 -€10,955 +€17,719 +61.8%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 September 2026 via checked.be.