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W&M: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

W&M

BE 0807.575.874
NACE 47.716, Retail sale of clothing and accessories for women, men, children and babies (general range)
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€356
2024 · €363-€8
Equity
€27,108
2024 · €26,752+€356
Cash
€557
2024 · €722-€165
Balance sheet total
€120,487
2024 · €129,625-€9,138

Largest movements

2024 to 2025
Assets
  • Stocks and contracts -€8,975

    down €8,975 (-7.1%), from €127,077 to €118,102

Equity and liabilities
  • Trade debts -€47,650

    down €47,650 (-77.4%), from €61,574 to €13,924

  • Other debts +€40,748

    up €40,748 (+240.9%), from €16,914 to €57,662

  • Short-term financial debts +€15,471

    up €15,471 (+244.7%), from €6,322 to €21,793

  • Debts after one year -€13,195

    no longer reported in 2025 (was €13,195)

  • Tax, wage and social debts -€4,868

    no longer reported in 2025 (was €4,868)

Income statement
  • Financial income -€82

    no longer reported in 2025 (was €82)

  • Other operating charges -€64

    down €64 (-2.1%), from €2,992 to €2,928

  • Financial charges -€48

    down €48 (-5.5%), from €877 to €828

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €363
Gross operating margin -€19
Other operating charges +€64
Financial income -€82
Financial charges +€48
Taxes -€19
Result 2025 €356

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations -€2,441
Investment €0
Financing +€2,277
Cash 2024 €722
Net result for the year +€356
Stocks and contracts +€8,975
Receivables within one year -€2
Trade debts -€47,650
Tax, wage and social debts -€4,868
Other debts +€40,748
Debts after one year -€13,195
Short-term financial debts +€15,471
Cash 2025 €557
Every line side by side 41 lines
Line Code 2024 2025 Change %
Total assets 20/58 €129,625 €120,487 -€9,138 -7.0%
Fixed assets 21/28 €135 €135 = 0.0%
Financial fixed assets 28 €135 €135 = 0.0%
Current assets 29/58 €129,490 €120,352 -€9,138 -7.1%
Stocks and contracts in progress 3 €127,077 €118,102 -€8,975 -7.1%
Stocks 30/36 €127,077 €118,102 -€8,975 -7.1%
Amounts receivable within one year 40/41 €191 €193 +€2 +1.0%
Other amounts receivable 41 €191 €193 +€2 +1.0%
Cash at bank and in hand 54/58 €722 €557 -€165 -22.8%
Deferred charges and accrued income 490/1 €1,500 €1,500 = 0.0%
Total equity and liabilities 10/49 €129,625 €120,487 -€9,138 -7.0%
Equity 10/15 €26,752 €27,108 +€356 +1.3%
Contributions 10/11 €18,550 €18,550 = 0.0%
Capital 10 €18,550 €18,550 = 0.0%
Issued capital 100 €18,550 €18,550 = 0.0%
Reserves 13 €8,202 €8,558 +€356 +4.3%
Non-distributable reserves 130/1 €1,855 €1,855 = 0.0%
Legal reserve 130 €1,855 €1,855 = 0.0%
Distributable reserves 133 €6,347 €6,703 +€356 +5.6%
Amounts payable 17/49 €102,872 €93,379 -€9,494 -9.2%
Amounts payable after more than one year 17 €13,195 - -€13,195
Financial debts 170/4 €13,195 - -€13,195
Amounts payable within one year 42/48 €89,678 €93,379 +€3,701 +4.1%
Financial debts 43 €6,322 €21,793 +€15,471 +244.7%
Credit institutions 430/8 €6,322 €21,793 +€15,471 +244.7%
Trade debts 44 €61,574 €13,924 -€47,650 -77.4%
Suppliers 440/4 €61,574 €13,924 -€47,650 -77.4%
Taxes, remuneration and social security 45 €4,868 - -€4,868
Taxes 450/3 €4,868 - -€4,868
Other amounts payable 47/48 €16,914 €57,662 +€40,748 +240.9%
Other operating charges 640/8 €2,992 €2,928 -€64 -2.1%
Gross operating margin 9900 €4,261 €4,241 -€19 -0.5%
Operating profit (loss) 9901 €1,268 €1,313 +€45 +3.5%
Financial income 75/76B €82 - -€82
Recurring financial income 75 €82 - -€82
Financial charges 65/66B €877 €828 -€48 -5.5%
Recurring financial charges 65 €877 €828 -€48 -5.5%
Profit (loss) for the period before taxes 9903 €473 €485 +€11 +2.4%
Income taxes 67/77 €110 €129 +€19 +17.2%
Profit (loss) for the period 9904 €363 €356 -€8 -2.1%
Profit (loss) for the period to be appropriated 9905 €363 €356 -€8 -2.1%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 September 2026 via checked.be.