VVS Woningbouw: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
VVS Woningbouw
Largest movements
- Cash -€4,556
down €4,556 (-29.0%), from €15,722 to €11,166
mainly Net result for the year (-€2,476) and Other debts (-€1,346)
- Stocks and contracts +€1,181
up €1,181 (+56.4%), from €2,095 to €3,276
- Receivables within one year -€447
down €447 (-58.9%), from €759 to €312
- Profit (loss) carried forward -€2,476
down €2,476 (-89.4%), from -€2,770 to -€5,246
- Other debts -€1,346
no longer reported in 2025 (was €1,346)
- Other operating charges -€138
down €138 (-25.6%), from €537 to €400
- Gross operating margin +€137
up €137 (+6.1%), from -€2,232 to -€2,096
- Financial income +€61
new in 2025: €61
- Financial charges +€41
up €41 (+7,678%), from €1 to €42
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €18,576 | €14,754 | -€3,822 | -20.6% |
| Current assets | 29/58 | €18,576 | €14,754 | -€3,822 | -20.6% |
| Stocks and contracts in progress | 3 | €2,095 | €3,276 | +€1,181 | +56.4% |
| Stocks | 30/36 | €2,095 | €3,276 | +€1,181 | +56.4% |
| Amounts receivable within one year | 40/41 | €759 | €312 | -€447 | -58.9% |
| Other amounts receivable | 41 | €759 | €312 | -€447 | -58.9% |
| Cash at bank and in hand | 54/58 | €15,722 | €11,166 | -€4,556 | -29.0% |
| Total equity and liabilities | 10/49 | €18,576 | €14,754 | -€3,822 | -20.6% |
| Equity | 10/15 | €17,230 | €14,754 | -€2,476 | -14.4% |
| Contributions | 10/11 | €20,000 | €20,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€2,770 | -€5,246 | -€2,476 | -89.4% |
| Amounts payable | 17/49 | €1,346 | - | -€1,346 | |
| Amounts payable within one year | 42/48 | €1,346 | - | -€1,346 | |
| Other amounts payable | 47/48 | €1,346 | - | -€1,346 | |
| Other operating charges | 640/8 | €537 | €400 | -€138 | -25.6% |
| Gross operating margin | 9900 | -€2,232 | -€2,096 | +€137 | +6.1% |
| Operating profit (loss) | 9901 | -€2,770 | -€2,495 | +€275 | +9.9% |
| Financial income | 75/76B | - | €61 | +€61 | |
| Recurring financial income | 75 | - | €61 | +€61 | |
| Financial charges | 65/66B | €1 | €42 | +€41 | +7,678% |
| Recurring financial charges | 65 | €1 | €42 | +€41 | +7,678% |
| Profit (loss) for the period before taxes | 9903 | -€2,770 | -€2,476 | +€294 | +10.6% |
| Profit (loss) for the period | 9904 | -€2,770 | -€2,476 | +€294 | +10.6% |
| Profit (loss) for the period to be appropriated | 9905 | -€2,770 | -€2,476 | +€294 | +10.6% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 22 October 2026 via checked.be.