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VSD IMMO: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

VSD IMMO

BE 0780.600.273
NACE 68.121, Development of residential building projects
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
-€33,787
2024 · -€45,084+€11,297
Equity
-€103,423
2024 · -€69,636-€33,787
Cash
€5,323
2024 · €26,903-€21,580
Balance sheet total
€786,916
2024 · €799,966-€13,050

Largest movements

2024 to 2025
Assets
  • Cash -€21,580

    down €21,580 (-80.2%), from €26,903 to €5,323

    mainly Debts after one year (-€217,026) and Net result for the year (-€33,787)

  • Stocks and contracts +€10,282

    up €10,282 (+1.3%), from €770,594 to €780,876

Equity and liabilities
  • Other debts +€249,700

    up €249,700 (+3170.0%), from €7,877 to €257,577

  • Debts after one year -€217,026

    down €217,026 (-25.9%), from €837,026 to €620,000

    of which Other amounts payable: -€235,000

  • Profit (loss) carried forward -€33,787

    down €33,787 (-45.3%), from -€74,636 to -€108,423

  • Trade debts -€9,365

    down €9,365 (-92.0%), from €10,178 to €813

    of which Bills of exchange payable: -€10,178

Income statement
  • Financial charges -€11,456

    down €11,456 (-28.5%), from €40,129 to €28,673

  • Gross operating margin -€172

    down €172 (-3.5%), from -€4,892 to -€5,064

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 -€45,084
Gross operating margin -€172
Other operating charges +€13
Financial charges +€11,456
Result 2025 -€33,787

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€195,446
Investment €0
Financing -€217,026
Cash 2024 €26,903
Net result for the year -€33,787
Stocks and contracts -€10,282
Receivables within one year +€1,752
Trade debts -€9,365
Other debts +€249,700
Accrued charges and deferred income -€2,572
Debts after one year -€217,026
Cash 2025 €5,323
Every line side by side 29 lines
Line Code 2024 2025 Change %
Total assets 20/58 €799,966 €786,916 -€13,050 -1.6%
Current assets 29/58 €799,966 €786,916 -€13,050 -1.6%
Stocks and contracts in progress 3 €770,594 €780,876 +€10,282 +1.3%
Stocks 30/36 €770,594 €780,876 +€10,282 +1.3%
Amounts receivable within one year 40/41 €2,469 €717 -€1,752 -71.0%
Other amounts receivable 41 €2,469 €717 -€1,752 -71.0%
Cash at bank and in hand 54/58 €26,903 €5,323 -€21,580 -80.2%
Total equity and liabilities 10/49 €799,966 €786,916 -€13,050 -1.6%
Equity 10/15 -€69,636 -€103,423 -€33,787 -48.5%
Contributions 10/11 €5,000 €5,000 = 0.0%
Profit (loss) carried forward 14 -€74,636 -€108,423 -€33,787 -45.3%
Amounts payable 17/49 €869,602 €890,339 +€20,737 +2.4%
Amounts payable after more than one year 17 €837,026 €620,000 -€217,026 -25.9%
Financial debts 170/4 €562,026 €580,000 +€17,974 +3.2%
Other amounts payable 178/9 €275,000 €40,000 -€235,000 -85.5%
Amounts payable within one year 42/48 €18,055 €258,390 +€240,335 +1331.1%
Trade debts 44 €10,178 €813 -€9,365 -92.0%
Suppliers 440/4 - €813 +€813
Bills of exchange payable 441 €10,178 - -€10,178
Other amounts payable 47/48 €7,877 €257,577 +€249,700 +3170.0%
Accrued charges and deferred income 492/3 €14,521 €11,949 -€2,572 -17.7%
Other operating charges 640/8 €63 €50 -€13 -20.6%
Gross operating margin 9900 -€4,892 -€5,064 -€172 -3.5%
Operating profit (loss) 9901 -€4,955 -€5,114 -€159 -3.2%
Financial charges 65/66B €40,129 €28,673 -€11,456 -28.5%
Recurring financial charges 65 €40,129 €28,673 -€11,456 -28.5%
Profit (loss) for the period before taxes 9903 -€45,084 -€33,787 +€11,297 +25.1%
Profit (loss) for the period 9904 -€45,084 -€33,787 +€11,297 +25.1%
Profit (loss) for the period to be appropriated 9905 -€45,084 -€33,787 +€11,297 +25.1%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 September 2026 via checked.be.