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VSB: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

VSB

BE 0882.919.437
NACE 46.820, Wholesale trade
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
-€10,914
2024 · -€5,154-€5,760
Equity
-€125,881
2024 · -€114,968-€10,914
Cash
€1,953
2024 · -+€1,953
Balance sheet total
€6,137
2024 · €3,471+€2,666

Largest movements

2024 to 2025
Assets
  • Cash +€1,953

    new in 2025: €1,953

    mainly Debts after one year (+€45,000) and Other debts (+€10,413)

  • Receivables within one year +€688

    up €688 (+22.2%), from €3,093 to €3,781

    of which Other amounts receivable: +€1,066

Equity and liabilities
  • Debts after one year +€45,000

    up €45,000 (+128.6%), from €35,000 to €80,000

  • Short-term financial debts -€41,684

    no longer reported in 2025 (was €41,684)

  • Profit (loss) carried forward -€10,914

    down €10,914 (-8.1%), from -€134,172 to -€145,086

  • Other debts +€10,413

    up €10,413 (+25.0%), from €41,605 to €52,018

  • Trade debts -€150

    no longer reported in 2025 (was €150)

Income statement
  • Gross operating margin -€9,054

    down €9,054, from €1,105 to -€7,949

  • Financial charges -€3,256

    down €3,256 (-57.1%), from €5,701 to €2,444

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 -€5,154
Gross operating margin -€9,054
Other operating charges +€37
Financial income +€0
Financial charges +€3,256
Result 2025 -€10,914

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations -€1,363
Investment €0
Financing +€3,316
Cash 2024 €0
Net result for the year -€10,914
Receivables within one year -€688
Deferred charges and accrued income -€25
Trade debts -€150
Other debts +€10,413
Debts after one year +€45,000
Short-term financial debts -€41,684
Cash 2025 €1,953
Every line side by side 35 lines
Line Code 2024 2025 Change %
Total assets 20/58 €3,471 €6,137 +€2,666 +76.8%
Current assets 29/58 €3,471 €6,137 +€2,666 +76.8%
Amounts receivable within one year 40/41 €3,093 €3,781 +€688 +22.2%
Trade receivables 40 €378 - -€378
Other amounts receivable 41 €2,716 €3,781 +€1,066 +39.2%
Cash at bank and in hand 54/58 - €1,953 +€1,953
Deferred charges and accrued income 490/1 €378 €403 +€25 +6.6%
Total equity and liabilities 10/49 €3,471 €6,137 +€2,666 +76.8%
Equity 10/15 -€114,968 -€125,881 -€10,914 -9.5%
Contributions 10/11 €18,600 €18,600 = 0.0%
Outside capital 11 €18,600 - -€18,600
Other 1109/19 €18,600 - -€18,600
Reserves 13 €604 €604 = 0.0%
Non-distributable reserves 130/1 €604 €604 = 0.0%
Reserves not available under the articles 1311 €604 €604 = 0.0%
Profit (loss) carried forward 14 -€134,172 -€145,086 -€10,914 -8.1%
Amounts payable 17/49 €118,439 €132,018 +€13,580 +11.5%
Amounts payable after more than one year 17 €35,000 €80,000 +€45,000 +128.6%
Financial debts 170/4 €35,000 €80,000 +€45,000 +128.6%
Amounts payable within one year 42/48 €83,439 €52,018 -€31,420 -37.7%
Financial debts 43 €41,684 - -€41,684
Credit institutions 430/8 €41,684 - -€41,684
Trade debts 44 €150 - -€150
Suppliers 440/4 €150 - -€150
Other amounts payable 47/48 €41,605 €52,018 +€10,413 +25.0%
Other operating charges 640/8 €558 €520 -€37 -6.7%
Gross operating margin 9900 €1,105 -€7,949 -€9,054
Operating profit (loss) 9901 €547 -€8,469 -€9,017
Financial income 75/76B - €0 +€0
Recurring financial income 75 - €0 +€0
Financial charges 65/66B €5,701 €2,444 -€3,256 -57.1%
Recurring financial charges 65 €5,701 €2,444 -€3,256 -57.1%
Profit (loss) for the period before taxes 9903 -€5,154 -€10,914 -€5,760 -111.8%
Profit (loss) for the period 9904 -€5,154 -€10,914 -€5,760 -111.8%
Profit (loss) for the period to be appropriated 9905 -€5,154 -€10,914 -€5,760 -111.8%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 September 2026 via checked.be.