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VORMA: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

VORMA

BE 0458.305.501
NACE 46.190, Agents in non-specialised wholesale trade
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
-€4,881
2024 · -€8,222+€3,341
Equity
€166,095
2024 · €170,976-€4,881
Cash
-
not filed
Balance sheet total
€225,333
2024 · €241,075-€15,742

Largest movements

2024 to 2025
Assets
  • Receivables within one year -€10,826

    down €10,826 (-12.9%), from €84,236 to €73,410

    of which Other amounts receivable: -€11,233

  • Receivables after one year -€5,000

    down €5,000 (-3.3%), from €151,870 to €146,870

Equity and liabilities
  • Trade debts -€9,958

    down €9,958 (-71.4%), from €13,945 to €3,987

  • Short-term financial debts -€6,413

    down €6,413 (-11.6%), from €55,522 to €49,109

  • Current portion of long-term debt +€5,000

    new in 2025: €5,000

  • Profit (loss) carried forward -€4,881

    down €4,881 (-7.3%), from -€67,056 to -€71,936

Income statement
  • Gross operating margin +€2,792

    up €2,792 (+380.4%), from €734 to €3,526

  • Financial charges -€442

    down €442 (-5.6%), from €7,951 to €7,509

  • Other operating charges -€59

    down €59 (-9.3%), from €632 to €573

  • Financial income +€58

    new in 2025: €58

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 -€8,222
Gross operating margin +€2,792
Other operating charges +€59
Financial income +€58
Financial charges +€442
Taxes -€10
Result 2025 -€4,881

Cash bridge derived

cash 2024 to 2025

Cash or the result is not a separate line in both sets of accounts; the cash flow cannot be derived from them.

Every line side by side 39 lines
Line Code 2024 2025 Change %
Total assets 20/58 €241,075 €225,333 -€15,742 -6.5%
Current assets 29/58 €241,075 €225,333 -€15,742 -6.5%
Amounts receivable after more than one year 29 €151,870 €146,870 -€5,000 -3.3%
Other amounts receivable 291 €151,870 €146,870 -€5,000 -3.3%
Amounts receivable within one year 40/41 €84,236 €73,410 -€10,826 -12.9%
Trade receivables 40 €51,660 €52,066 +€406 +0.8%
Other amounts receivable 41 €32,576 €21,343 -€11,233 -34.5%
Deferred charges and accrued income 490/1 €4,969 €5,053 +€84 +1.7%
Total equity and liabilities 10/49 €241,075 €225,333 -€15,742 -6.5%
Equity 10/15 €170,976 €166,095 -€4,881 -2.9%
Contributions 10/11 €77,000 €77,000 = 0.0%
Capital 10 €77,000 €77,000 = 0.0%
Issued capital 100 €77,000 €77,000 = 0.0%
Reserves 13 €161,032 €161,032 = 0.0%
Non-distributable reserves 130/1 €7,532 €7,532 = 0.0%
Legal reserve 130 €7,532 €7,532 = 0.0%
Tax-exempt reserves 132 €15,000 €15,000 = 0.0%
Distributable reserves 133 €138,500 €138,500 = 0.0%
Profit (loss) carried forward 14 -€67,056 -€71,936 -€4,881 -7.3%
Amounts payable 17/49 €70,099 €59,238 -€10,861 -15.5%
Amounts payable within one year 42/48 €70,099 €59,238 -€10,861 -15.5%
Current portion of amounts payable after more than one year 42 - €5,000 +€5,000
Financial debts 43 €55,522 €49,109 -€6,413 -11.6%
Credit institutions 430/8 €55,522 €49,109 -€6,413 -11.6%
Trade debts 44 €13,945 €3,987 -€9,958 -71.4%
Suppliers 440/4 €13,945 €3,987 -€9,958 -71.4%
Taxes, remuneration and social security 45 €632 €1,141 +€510 +80.7%
Taxes 450/3 €632 €1,141 +€510 +80.7%
Other operating charges 640/8 €632 €573 -€59 -9.3%
Gross operating margin 9900 €734 €3,526 +€2,792 +380.4%
Operating profit (loss) 9901 €103 €2,953 +€2,851 +2781.3%
Financial income 75/76B - €58 +€58
Recurring financial income 75 - €58 +€58
Financial charges 65/66B €7,951 €7,509 -€442 -5.6%
Recurring financial charges 65 €7,951 €7,509 -€442 -5.6%
Profit (loss) for the period before taxes 9903 -€7,848 -€4,497 +€3,351 +42.7%
Income taxes 67/77 €374 €384 +€10 +2.7%
Profit (loss) for the period 9904 -€8,222 -€4,881 +€3,341 +40.6%
Profit (loss) for the period to be appropriated 9905 -€8,222 -€4,881 +€3,341 +40.6%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 September 2026 via checked.be.