VOLUMIO: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
What changed
VOLUMIO
NACE 68.201, Renting and operating of own or leased residential real estate, excluding social housing
financial year 2025 compared with 2024filed annual accounts (NBB)
Net result for the year
€40,924
2024 · €51,826-€10,903
Equity
€269,049
2024 · €228,125+€40,924
Cash
€2,279
2024 · €6,715-€4,436
Balance sheet total
€1.3m
2024 · €1.3m-€57,209
Largest movements
Assets
- Tangible fixed assets -€45,114
down €45,114 (-3.5%), from €1.3m to €1.2m
of which Land and buildings: -€47,354
Equity and liabilities
- Debts after one year -€56,662
down €56,662 (-19.6%), from €289,178 to €232,517
- Reserves +€40,924
up €40,924 (+18.4%), from €221,925 to €262,849
- Current portion of long-term debt -€23,409
down €23,409 (-29.2%), from €80,251 to €56,842
Income statement
- Gross operating margin -€6,783
down €6,783 (-5.9%), from €115,268 to €108,484
- Taxes +€3,887
up €3,887 (+1,018%), from €382 to €4,269
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Result 2024
€51,826
Gross operating margin
-€6,783
Depreciation
+€235
Other operating charges
-€341
Financial income
-€5
Financial charges
-€121
Taxes
-€3,887
Result 2025
€40,924
raises the resultlowers the result
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
From operations
+€80,261
Investment
-€4,627
Financing
-€80,070
Cash 2024
€6,715
From operations (derived)
+€80,261
Net result for the year
+€40,924
Depreciation
+€49,741
Receivables within one year
+€4,947
Deferred charges and accrued income
+€2,711
Trade debts
-€1,623
Tax, wage and social debts
-€2,674
Other debts
-€11,314
Accrued charges and deferred income
-€2,451
Investment (derived)
-€4,627
Investment in fixed assets (net)
-€4,627
Financing
-€80,070
Debts after one year
-€56,662
Current portion of long-term debt
-€23,409
Cash 2025
€2,279
brings cash intakes cash out
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €1,329,973 | €1,272,764 | -€57,209 | -4.3% |
| Fixed assets | 21/28 | €1,287,952 | €1,242,838 | -€45,114 | -3.5% |
| Tangible fixed assets | 22/27 | €1,286,902 | €1,241,788 | -€45,114 | -3.5% |
| Land and buildings | 22 | €1,285,906 | €1,238,552 | -€47,354 | -3.7% |
| Plant, machinery and equipment | 23 | €996 | €3,235 | +€2,240 | +225% |
| Furniture and vehicles | 24 | €0 | €0 | = | |
| Financial fixed assets | 28 | €1,050 | €1,050 | = | 0.0% |
| Current assets | 29/58 | €42,021 | €29,926 | -€12,095 | -28.8% |
| Amounts receivable within one year | 40/41 | €29,461 | €24,514 | -€4,947 | -16.8% |
| Trade receivables | 40 | €29,461 | €24,250 | -€5,211 | -17.7% |
| Other amounts receivable | 41 | - | €264 | +€264 | |
| Cash at bank and in hand | 54/58 | €6,715 | €2,279 | -€4,436 | -66.1% |
| Deferred charges and accrued income | 490/1 | €5,845 | €3,134 | -€2,711 | -46.4% |
| Total equity and liabilities | 10/49 | €1,329,973 | €1,272,764 | -€57,209 | -4.3% |
| Equity | 10/15 | €228,125 | €269,049 | +€40,924 | +17.9% |
| Contributions | 10/11 | €6,200 | €6,200 | = | 0.0% |
| Reserves | 13 | €221,925 | €262,849 | +€40,924 | +18.4% |
| Distributable reserves | 133 | €221,925 | €262,849 | +€40,924 | +18.4% |
| Amounts payable | 17/49 | €1,101,848 | €1,003,715 | -€98,133 | -8.9% |
| Amounts payable after more than one year | 17 | €289,178 | €232,517 | -€56,662 | -19.6% |
| Financial debts | 170/4 | €289,178 | €232,517 | -€56,662 | -19.6% |
| Amounts payable within one year | 42/48 | €809,509 | €770,489 | -€39,020 | -4.8% |
| Current portion of amounts payable after more than one year | 42 | €80,251 | €56,842 | -€23,409 | -29.2% |
| Trade debts | 44 | €15,308 | €13,685 | -€1,623 | -10.6% |
| Suppliers | 440/4 | €15,308 | €13,685 | -€1,623 | -10.6% |
| Taxes, remuneration and social security | 45 | €11,433 | €8,760 | -€2,674 | -23.4% |
| Taxes | 450/3 | €11,433 | €8,760 | -€2,674 | -23.4% |
| Other amounts payable | 47/48 | €702,517 | €691,202 | -€11,314 | -1.6% |
| Accrued charges and deferred income | 492/3 | €3,160 | €709 | -€2,451 | -77.6% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €49,977 | €49,741 | -€235 | -0.5% |
| Other operating charges | 640/8 | €6,282 | €6,623 | +€341 | +5.4% |
| Gross operating margin | 9900 | €115,268 | €108,484 | -€6,783 | -5.9% |
| Operating profit (loss) | 9901 | €59,009 | €52,120 | -€6,889 | -11.7% |
| Financial income | 75/76B | €10 | €6 | -€5 | -45.4% |
| Recurring financial income | 75 | €10 | €6 | -€5 | -45.4% |
| Financial charges | 65/66B | €6,811 | €6,933 | +€121 | +1.8% |
| Recurring financial charges | 65 | €6,811 | €6,933 | +€121 | +1.8% |
| Profit (loss) for the period before taxes | 9903 | €52,208 | €45,193 | -€7,015 | -13.4% |
| Income taxes | 67/77 | €382 | €4,269 | +€3,887 | +1,018% |
| Profit (loss) for the period | 9904 | €51,826 | €40,924 | -€10,903 | -21.0% |
| Profit (loss) for the period to be appropriated | 9905 | €51,826 | €40,924 | -€10,903 | -21.0% |
Source: filed annual accounts (NBB), financial years ended 30 June 2024 and 30 June 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 17 October 2026 via checked.be.