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VMI: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

VMI

BE 0438.252.334
NACE 68.121, Development of residential building projects
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€229,362
2024 · €282,666-€53,304
Equity
€2.0m
2024 · €1.9m+€59,362
Cash
€1.0m
2024 · €1.7m-€691,802
Balance sheet total
€6.5m
2024 · €5.9m+€584,263

Largest movements

2024 to 2025
Assets
  • Tangible fixed assets +€743,373

    up €743,373 (+22.5%), from €3.3m to €4.0m

    of which Land and buildings: +€761,928

  • Cash -€691,802

    down €691,802 (-40.5%), from €1.7m to €1.0m

    mainly Investment in fixed assets (net) (-€1.1m) and Current investments (-€530,169)

  • Current investments +€530,169

    up €530,169 (+71.6%), from €740,751 to €1.3m

Equity and liabilities
  • Debts after one year +€444,616

    up €444,616 (+25.8%), from €1.7m to €2.2m

  • Other debts +€124,728

    up €124,728 (+9.7%), from €1.3m to €1.4m

  • Trade debts -€121,754

    down €121,754 (-48.0%), from €253,685 to €131,931

  • Accrued charges and deferred income +€68,524

    up €68,524 (+96.8%), from €70,797 to €139,321

Income statement
  • Gross operating margin -€78,808

    down €78,808 (-7.9%), from €1.0m to €923,504

  • Financial income +€64,758

    up €64,758 (+168.1%), from €38,531 to €103,289

  • Financial charges +€59,938

    up €59,938 (+66.6%), from €90,049 to €149,988

  • Taxes -€44,955

    down €44,955 (-28.2%), from €159,262 to €114,307

  • Depreciation +€17,174

    up €17,174 (+5.2%), from €329,553 to €346,727

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €282,666
Gross operating margin -€78,808
Depreciation -€17,174
Write-downs -€4,919
Other operating charges +€2,361
Financial income +€64,758
Financial charges -€59,938
Taxes +€44,955
Deferred taxes and other -€4,538
Result 2025 €229,362

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€606,204
Investment -€1.6m
Financing +€322,263
Cash 2024 €1.7m
Net result for the year +€229,362
Depreciation +€346,727
Receivables within one year +€4,990
Deferred charges and accrued income -€7,512
Provisions -€9,661
Trade debts -€121,754
Tax, wage and social debts -€29,200
Other debts +€124,728
Accrued charges and deferred income +€68,524
Investment in fixed assets (net) -€1.1m
Current investments -€530,169
Debts after one year +€444,616
Current portion of long-term debt +€47,647
Contributions, distributions and other -€170,000
Cash 2025 €1.0m
Every line side by side 53 lines
Line Code 2024 2025 Change %
Total assets 20/58 €5,891,973 €6,476,236 +€584,263 +9.9%
Fixed assets 21/28 €3,300,044 €4,043,417 +€743,373 +22.5%
Tangible fixed assets 22/27 €3,300,044 €4,043,417 +€743,373 +22.5%
Land and buildings 22 €3,281,045 €4,042,974 +€761,928 +23.2%
Furniture and vehicles 24 €18,999 €443 -€18,556 -97.7%
Current assets 29/58 €2,591,929 €2,432,819 -€159,110 -6.1%
Amounts receivable within one year 40/41 €88,474 €83,483 -€4,990 -5.6%
Trade receivables 40 €70,474 €58,983 -€11,490 -16.3%
Other amounts receivable 41 €18,000 €24,500 +€6,500 +36.1%
Current investments 50/53 €740,751 €1,270,920 +€530,169 +71.6%
Cash at bank and in hand 54/58 €1,710,152 €1,018,350 -€691,802 -40.5%
Deferred charges and accrued income 490/1 €52,553 €60,066 +€7,512 +14.3%
Total equity and liabilities 10/49 €5,891,973 €6,476,236 +€584,263 +9.9%
Equity 10/15 €1,900,591 €1,959,953 +€59,362 +3.1%
Contributions 10/11 €99,157 €99,157 = 0.0%
Capital 10 €99,157 €99,157 = 0.0%
Issued capital 100 €99,157 €99,157 = 0.0%
Reserves 13 €1,725,037 €1,784,377 +€59,340 +3.4%
Non-distributable reserves 130/1 €9,916 €9,916 = 0.0%
Legal reserve 130 €9,916 €9,916 = 0.0%
Tax-exempt reserves 132 €294,771 €274,111 -€20,660 -7.0%
Distributable reserves 133 €1,420,350 €1,500,350 +€80,000 +5.6%
Profit (loss) carried forward 14 €76,397 €76,419 +€21 0.0%
Provisions and deferred taxes 16 €148,126 €138,466 -€9,661 -6.5%
Deferred taxes 168 €148,126 €138,466 -€9,661 -6.5%
Amounts payable 17/49 €3,843,256 €4,377,818 +€534,561 +13.9%
Amounts payable after more than one year 17 €1,726,142 €2,170,758 +€444,616 +25.8%
Financial debts 170/4 €1,726,142 €2,170,758 +€444,616 +25.8%
Amounts payable within one year 42/48 €2,046,317 €2,067,738 +€21,421 +1.0%
Current portion of amounts payable after more than one year 42 €463,968 €511,615 +€47,647 +10.3%
Trade debts 44 €253,685 €131,931 -€121,754 -48.0%
Suppliers 440/4 €253,685 €131,931 -€121,754 -48.0%
Taxes, remuneration and social security 45 €40,700 €11,500 -€29,200 -71.7%
Taxes 450/3 €35,925 €5,625 -€30,300 -84.3%
Remuneration and social security 454/9 €4,775 €5,875 +€1,100 +23.0%
Other amounts payable 47/48 €1,287,964 €1,412,692 +€124,728 +9.7%
Accrued charges and deferred income 492/3 €70,797 €139,321 +€68,524 +96.8%
Non-recurring operating income 76A - €3,938 +€3,938
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €329,553 €346,727 +€17,174 +5.2%
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals) 631/4 -€4,919 - +€4,919
Other operating charges 640/8 €198,431 €196,070 -€2,361 -1.2%
Gross operating margin 9900 €1,002,312 €923,504 -€78,808 -7.9%
Operating profit (loss) 9901 €479,247 €380,707 -€98,540 -20.6%
Financial income 75/76B €38,531 €103,289 +€64,758 +168.1%
Recurring financial income 75 €38,531 €103,289 +€64,758 +168.1%
Financial charges 65/66B €90,049 €149,988 +€59,938 +66.6%
Recurring financial charges 65 €90,049 €149,988 +€59,938 +66.6%
Profit (loss) for the period before taxes 9903 €427,729 €334,008 -€93,720 -21.9%
Transfer from deferred taxes 780 €14,199 €9,661 -€4,538 -32.0%
Income taxes 67/77 €159,262 €114,307 -€44,955 -28.2%
Profit (loss) for the period 9904 €282,666 €229,362 -€53,304 -18.9%
Transfer from tax-exempt reserves 789 €29,474 €20,660 -€8,814 -29.9%
Profit (loss) for the period to be appropriated 9905 €312,139 €250,021 -€62,118 -19.9%

Source: filed annual accounts (NBB), fiscal years ended 30 September 2024 and 30 September 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 September 2026 via checked.be.