Vloerwerken Stef: what changed
Vloerwerken Stef
Largest movements
- Tangible fixed assets +€3,258
up €3,258 (+363%), from €898 to €4,156
- Cash -€2,138
down €2,138 (-99.0%), from €2,160 to €23
mainly Investment in fixed assets (net) (-€4,500) and Trade debts (-€3,568)
- Receivables within one year -€1,495
down €1,495 (-5.4%), from €27,899 to €26,404
of which Trade receivables: -€2,291
- Trade debts -€3,568
down €3,568 (-33.7%), from €10,602 to €7,034
- Tax, wage and social debts +€2,771
up €2,771 (+82.2%), from €3,373 to €6,144
- Reserves +€1,394
up €1,394 (+10.5%), from €13,304 to €14,698
- Other debts -€767
down €767 (-65.1%), from €1,179 to €412
- Gross operating margin -€3,004
down €3,004 (-31.9%), from €9,415 to €6,410
- Other operating charges +€1,405
up €1,405 (+262%), from €537 to €1,942
- Write-downs -€918
no longer reported in 2025 (was €918)
- Taxes -€600
down €600 (-26.3%), from €2,280 to €1,680
- Financial charges -€206
down €206 (-13.7%), from €1,501 to €1,295
Change in the result, 2024 to 2025
For each income-statement line you see the change as its effect on the result. Higher costs lower the result, higher income raises it.
Derived cash bridge
The bridge is derived from the 2024 and 2025 balance sheets and the 2025 result. There is no filed cash-flow statement. You see where the money came from and where it went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €30,958 | €30,788 | -€170 | -0.5% |
| Fixed assets | 21/28 | €898 | €4,156 | +€3,258 | +363% |
| Tangible fixed assets | 22/27 | €898 | €4,156 | +€3,258 | +363% |
| Furniture and vehicles | 24 | €898 | €4,156 | +€3,258 | +363% |
| Current assets | 29/58 | €30,059 | €26,632 | -€3,428 | -11.4% |
| Stocks and contracts in progress | 3 | - | €205 | +€205 | |
| Stocks | 30/36 | - | €205 | +€205 | |
| Amounts receivable within one year | 40/41 | €27,899 | €26,404 | -€1,495 | -5.4% |
| Trade receivables | 40 | €6,395 | €4,104 | -€2,291 | -35.8% |
| Other amounts receivable | 41 | €21,504 | €22,300 | +€796 | +3.7% |
| Cash at bank and in hand | 54/58 | €2,160 | €23 | -€2,138 | -99.0% |
| Total equity and liabilities | 10/49 | €30,958 | €30,788 | -€170 | -0.5% |
| Equity | 10/15 | €15,804 | €17,198 | +€1,394 | +8.8% |
| Contributions | 10/11 | €2,500 | €2,500 | = | 0.0% |
| Reserves | 13 | €13,304 | €14,698 | +€1,394 | +10.5% |
| Distributable reserves | 133 | €13,304 | €14,698 | +€1,394 | +10.5% |
| Amounts payable | 17/49 | €15,153 | €13,590 | -€1,563 | -10.3% |
| Amounts payable within one year | 42/48 | €15,153 | €13,590 | -€1,563 | -10.3% |
| Trade debts | 44 | €10,602 | €7,034 | -€3,568 | -33.7% |
| Suppliers | 440/4 | €10,602 | €7,034 | -€3,568 | -33.7% |
| Taxes, remuneration and social security | 45 | €3,373 | €6,144 | +€2,771 | +82.2% |
| Taxes | 450/3 | €3,373 | €6,144 | +€2,771 | +82.2% |
| Other amounts payable | 47/48 | €1,179 | €412 | -€767 | -65.1% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €1,154 | €1,242 | +€88 | +7.6% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals) | 631/4 | €918 | - | -€918 | |
| Other operating charges | 640/8 | €537 | €1,942 | +€1,405 | +262% |
| Gross operating margin | 9900 | €9,415 | €6,410 | -€3,004 | -31.9% |
| Operating profit (loss) | 9901 | €6,806 | €3,227 | -€3,580 | -52.6% |
| Financial income | 75/76B | €1,210 | €1,143 | -€67 | -5.5% |
| Recurring financial income | 75 | €1,210 | €1,143 | -€67 | -5.5% |
| Financial charges | 65/66B | €1,501 | €1,295 | -€206 | -13.7% |
| Recurring financial charges | 65 | €1,501 | €1,295 | -€206 | -13.7% |
| Profit (loss) for the period before taxes | 9903 | €6,514 | €3,074 | -€3,440 | -52.8% |
| Income taxes | 67/77 | €2,280 | €1,680 | -€600 | -26.3% |
| Profit (loss) for the period | 9904 | €4,234 | €1,394 | -€2,840 | -67.1% |
| Profit (loss) for the period to be appropriated | 9905 | €4,234 | €1,394 | -€2,840 | -67.1% |
Next steps
Calculation and sources
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Green is a favourable move for that line, red an unfavourable one. Prepared on 3 November 2026 via checked.be.