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Vivro: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

Vivro

BE 0526.962.002
NACE 46.150, Agents in the wholesale of furniture, household goods and hardware
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€3,863
2024 · -€494+€4,357
Equity
€54,848
2024 · €60,120-€5,272
Cash
€37,210
2024 · €36,365+€846
Balance sheet total
€85,261
2024 · €99,869-€14,609

Largest movements

2024 to 2025
Assets
  • Tangible fixed assets -€16,994

    down €16,994 (-30.8%), from €55,086 to €38,092

    of which Furniture and vehicles: -€17,563

  • Receivables within one year +€1,506

    up €1,506 (+18.4%), from €8,182 to €9,688

    of which Trade receivables: +€6,031

Equity and liabilities
  • Debts after one year -€12,293

    down €12,293 (-45.9%), from €26,808 to €14,515

  • Reserves -€5,656

    down €5,656 (-11.8%), from €48,104 to €42,448

    of which Distributable reserves: -€5,656

  • Tax, wage and social debts +€2,320

    new in 2025: €2,320

Income statement
  • Gross operating margin +€6,133

    up €6,133 (+32.6%), from €18,830 to €24,963

  • Taxes +€1,965

    up €1,965 (+1163.5%), from €169 to €2,134

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 -€494
Gross operating margin +€6,133
Depreciation +€6
Other operating charges +€57
Financial charges +€126
Taxes -€1,965
Result 2025 €3,863

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€23,122
Investment -€983
Financing -€21,293
Cash 2024 €36,365
Net result for the year +€3,863
Depreciation +€17,977
Receivables within one year -€1,506
Deferred charges and accrued income -€34
Trade debts -€194
Tax, wage and social debts +€2,320
Other debts +€695
Investment in fixed assets (net) -€983
Debts after one year -€12,293
Current portion of long-term debt +€135
Contributions, distributions and other -€9,135
Cash 2025 €37,210
Every line side by side 39 lines
Line Code 2024 2025 Change %
Total assets 20/58 €99,869 €85,261 -€14,609 -14.6%
Fixed assets 21/28 €55,086 €38,092 -€16,994 -30.8%
Tangible fixed assets 22/27 €55,086 €38,092 -€16,994 -30.8%
Plant, machinery and equipment 23 €2,136 €2,705 +€569 +26.6%
Furniture and vehicles 24 €52,950 €35,387 -€17,563 -33.2%
Current assets 29/58 €44,783 €47,169 +€2,385 +5.3%
Amounts receivable within one year 40/41 €8,182 €9,688 +€1,506 +18.4%
Trade receivables 40 €3,292 €9,322 +€6,031 +183.2%
Other amounts receivable 41 €4,891 €366 -€4,525 -92.5%
Cash at bank and in hand 54/58 €36,365 €37,210 +€846 +2.3%
Deferred charges and accrued income 490/1 €236 €270 +€34 +14.4%
Total equity and liabilities 10/49 €99,869 €85,261 -€14,609 -14.6%
Equity 10/15 €60,120 €54,848 -€5,272 -8.8%
Contributions 10/11 €12,400 €12,400 = 0.0%
Reserves 13 €48,104 €42,448 -€5,656 -11.8%
Non-distributable reserves 130/1 €1,860 €1,860 = 0.0%
Reserves not available under the articles 1311 €1,860 €1,860 = 0.0%
Distributable reserves 133 €46,244 €40,588 -€5,656 -12.2%
Profit (loss) carried forward 14 -€384 - +€384
Amounts payable 17/49 €39,750 €30,413 -€9,337 -23.5%
Amounts payable after more than one year 17 €26,808 €14,515 -€12,293 -45.9%
Financial debts 170/4 €26,808 €14,515 -€12,293 -45.9%
Amounts payable within one year 42/48 €12,942 €15,898 +€2,956 +22.8%
Current portion of amounts payable after more than one year 42 €12,158 €12,293 +€135 +1.1%
Trade debts 44 €784 €590 -€194 -24.8%
Suppliers 440/4 €784 €590 -€194 -24.8%
Taxes, remuneration and social security 45 - €2,320 +€2,320
Taxes 450/3 - €2,320 +€2,320
Other amounts payable 47/48 - €695 +€695
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €17,983 €17,977 -€6 0.0%
Other operating charges 640/8 €604 €547 -€57 -9.5%
Gross operating margin 9900 €18,830 €24,963 +€6,133 +32.6%
Operating profit (loss) 9901 €242 €6,438 +€6,196 +2558.6%
Financial charges 65/66B €567 €441 -€126 -22.3%
Recurring financial charges 65 €567 €441 -€126 -22.3%
Profit (loss) for the period before taxes 9903 -€325 €5,997 +€6,323
Income taxes 67/77 €169 €2,134 +€1,965 +1163.5%
Profit (loss) for the period 9904 -€494 €3,863 +€4,357
Profit (loss) for the period to be appropriated 9905 -€494 €3,863 +€4,357

Source: filed annual accounts (NBB), fiscal years ended 30 June 2024 and 30 June 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 September 2026 via checked.be.