Virtual Nomad: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Virtual Nomad
Largest movements
- Cash +€9,386
up €9,386 (+4.4%), from €212,980 to €222,366
mainly Other debts (+€92,876) and Net result for the year (+€32,419)
- Profit (loss) carried forward -€100,489
down €100,489 (-97.6%), from €102,908 to €2,419
- Other debts +€92,876
up €92,876 (+4204.1%), from €2,209 to €95,085
- Reserves +€30,000
up €30,000 (+28.6%), from €105,000 to €135,000
- Trade debts -€13,382
down €13,382 (-87.7%), from €15,257 to €1,875
- Gross operating margin -€5,074
down €5,074 (-9.3%), from €54,306 to €49,232
- Financial charges +€1,579
up €1,579 (+1402.7%), from €113 to €1,691
- Taxes +€1,095
up €1,095 (+8.9%), from €12,375 to €13,471
- Other operating charges -€944
down €944 (-47.0%), from €2,007 to €1,063
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €238,757 | €246,267 | +€7,510 | +3.1% |
| Fixed assets | 21/28 | €588 | €0 | -€588 | -100.0% |
| Tangible fixed assets | 22/27 | €588 | €0 | -€588 | -100.0% |
| Furniture and vehicles | 24 | €588 | €0 | -€588 | -100.0% |
| Current assets | 29/58 | €238,169 | €246,267 | +€8,098 | +3.4% |
| Amounts receivable within one year | 40/41 | €23,336 | €20,893 | -€2,442 | -10.5% |
| Trade receivables | 40 | €19,549 | €20,107 | +€558 | +2.9% |
| Other amounts receivable | 41 | €3,786 | €786 | -€3,000 | -79.2% |
| Cash at bank and in hand | 54/58 | €212,980 | €222,366 | +€9,386 | +4.4% |
| Deferred charges and accrued income | 490/1 | €1,854 | €3,008 | +€1,154 | +62.2% |
| Total equity and liabilities | 10/49 | €238,757 | €246,267 | +€7,510 | +3.1% |
| Equity | 10/15 | €210,408 | €139,919 | -€70,489 | -33.5% |
| Contributions | 10/11 | €2,500 | €2,500 | = | 0.0% |
| Contributions outside capital | 11 | €2,500 | - | -€2,500 | |
| Other | 1109/19 | €2,500 | - | -€2,500 | |
| Reserves | 13 | €105,000 | €135,000 | +€30,000 | +28.6% |
| Distributable reserves | 133 | €105,000 | €135,000 | +€30,000 | +28.6% |
| Profit (loss) carried forward | 14 | €102,908 | €2,419 | -€100,489 | -97.6% |
| Amounts payable | 17/49 | €28,350 | €106,348 | +€77,999 | +275.1% |
| Amounts payable within one year | 42/48 | €28,350 | €106,348 | +€77,999 | +275.1% |
| Trade debts | 44 | €15,257 | €1,875 | -€13,382 | -87.7% |
| Suppliers | 440/4 | €15,257 | €1,875 | -€13,382 | -87.7% |
| Taxes, remuneration and social security | 45 | €10,883 | €9,388 | -€1,495 | -13.7% |
| Taxes | 450/3 | €10,883 | €9,388 | -€1,495 | -13.7% |
| Other amounts payable | 47/48 | €2,209 | €95,085 | +€92,876 | +4204.1% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €995 | €588 | -€407 | -40.9% |
| Other operating charges | 640/8 | €2,007 | €1,063 | -€944 | -47.0% |
| Gross operating margin | 9900 | €54,306 | €49,232 | -€5,074 | -9.3% |
| Operating profit (loss) | 9901 | €51,304 | €47,581 | -€3,723 | -7.3% |
| Financial income | 75/76B | - | €0 | +€0 | |
| Recurring financial income | 75 | - | €0 | +€0 | |
| Financial charges | 65/66B | €113 | €1,691 | +€1,579 | +1402.7% |
| Recurring financial charges | 65 | €113 | €1,691 | +€1,579 | +1402.7% |
| Profit (loss) for the period before taxes | 9903 | €51,191 | €45,890 | -€5,302 | -10.4% |
| Income taxes | 67/77 | €12,375 | €13,471 | +€1,095 | +8.9% |
| Profit (loss) for the period | 9904 | €38,816 | €32,419 | -€6,397 | -16.5% |
| Profit (loss) for the period to be appropriated | 9905 | €38,816 | €32,419 | -€6,397 | -16.5% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 10 October 2026 via checked.be.