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VINNIE: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

VINNIE

BE 0472.788.985
NACE 47.632, Retail sale of bicycles
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€42,763
2024 · €39,861+€2,903
Equity
€209,442
2024 · €166,678+€42,763
Cash
€28,648
2024 · €35,371-€6,723
Balance sheet total
€402,709
2024 · €464,736-€62,026

Largest movements

2024 to 2025
Assets
  • Receivables within one year -€41,770

    down €41,770 (-50.0%), from €83,545 to €41,775

    of which Other amounts receivable: -€42,002

  • Tangible fixed assets -€13,306

    down €13,306 (-4.0%), from €331,719 to €318,413

    of which Furniture and vehicles: -€8,371

  • Cash -€6,723

    down €6,723 (-19.0%), from €35,371 to €28,648

    mainly Debts after one year (-€38,915) and Trade debts (-€35,263)

Equity and liabilities
  • Debts after one year -€38,915

    down €38,915 (-21.9%), from €177,605 to €138,690

  • Trade debts -€35,263

    down €35,263 (-81.7%), from €43,140 to €7,877

  • Profit (loss) carried forward +€26,669

    no longer reported in 2025 (was -€26,669)

  • Tax, wage and social debts -€24,976

    down €24,976 (-79.8%), from €31,294 to €6,318

    of which Taxes: -€19,279

  • Reserves +€16,094

    up €16,094 (+8.6%), from €187,150 to €203,244

    of which Distributable reserves: +€16,094

Income statement
  • Staff costs -€54,228

    down €54,228 (-32.6%), from €166,395 to €112,168

  • Gross operating margin -€50,317

    down €50,317 (-20.4%), from €247,043 to €196,727

  • Depreciation +€4,320

    up €4,320 (+17.5%), from €24,642 to €28,962

  • Financial charges -€3,863

    down €3,863 (-31.0%), from €12,462 to €8,599

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €39,861
Gross operating margin -€50,317
Staff costs +€54,228
Depreciation -€4,320
Other operating charges -€252
Financial income -€300
Financial charges +€3,863
Result 2025 €42,763

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€43,717
Investment -€13,236
Financing -€37,204
Cash 2024 €35,371
Net result for the year +€42,763
Depreciation +€28,962
Stocks and contracts -€1,747
Receivables within one year +€41,770
Deferred charges and accrued income -€446
Trade debts -€35,263
Tax, wage and social debts -€24,976
Other debts -€3,347
Accrued charges and deferred income -€4,000
Investment in fixed assets (net) -€16,236
Current investments +€3,000
Debts after one year -€38,915
Current portion of long-term debt +€1,142
Short-term financial debts +€569
Cash 2025 €28,648
Every line side by side 51 lines
Line Code 2024 2025 Change %
Total assets 20/58 €464,736 €402,709 -€62,026 -13.3%
Fixed assets 21/28 €337,343 €324,618 -€12,725 -3.8%
Intangible fixed assets 21 - €581 +€581
Tangible fixed assets 22/27 €331,719 €318,413 -€13,306 -4.0%
Land and buildings 22 €276,602 €275,441 -€1,161 -0.4%
Plant, machinery and equipment 23 €16,172 €12,399 -€3,774 -23.3%
Furniture and vehicles 24 €38,944 €30,573 -€8,371 -21.5%
Financial fixed assets 28 €5,625 €5,625 = 0.0%
Current assets 29/58 €127,392 €78,091 -€49,301 -38.7%
Stocks and contracts in progress 3 €3,914 €5,661 +€1,747 +44.6%
Stocks 30/36 €3,914 €5,661 +€1,747 +44.6%
Amounts receivable within one year 40/41 €83,545 €41,775 -€41,770 -50.0%
Trade receivables 40 €4,458 €4,689 +€232 +5.2%
Other amounts receivable 41 €79,087 €37,085 -€42,002 -53.1%
Current investments 50/53 €3,005 €4 -€3,000 -99.9%
Cash at bank and in hand 54/58 €35,371 €28,648 -€6,723 -19.0%
Deferred charges and accrued income 490/1 €1,557 €2,004 +€446 +28.6%
Total equity and liabilities 10/49 €464,736 €402,709 -€62,026 -13.3%
Equity 10/15 €166,678 €209,442 +€42,763 +25.7%
Contributions 10/11 €6,197 €6,197 = 0.0%
Reserves 13 €187,150 €203,244 +€16,094 +8.6%
Tax-exempt reserves 132 €13,000 €13,000 = 0.0%
Distributable reserves 133 €174,150 €190,244 +€16,094 +9.2%
Profit (loss) carried forward 14 -€26,669 - +€26,669
Amounts payable 17/49 €298,057 €193,268 -€104,790 -35.2%
Amounts payable after more than one year 17 €177,605 €138,690 -€38,915 -21.9%
Financial debts 170/4 €177,605 €138,690 -€38,915 -21.9%
Amounts payable within one year 42/48 €116,452 €54,578 -€61,874 -53.1%
Current portion of amounts payable after more than one year 42 €37,773 €38,915 +€1,142 +3.0%
Financial debts 43 €216 €785 +€569 +264.1%
Credit institutions 430/8 €216 €785 +€569 +264.1%
Trade debts 44 €43,140 €7,877 -€35,263 -81.7%
Suppliers 440/4 €43,140 €7,877 -€35,263 -81.7%
Taxes, remuneration and social security 45 €31,294 €6,318 -€24,976 -79.8%
Taxes 450/3 €19,597 €318 -€19,279 -98.4%
Remuneration and social security 454/9 €11,697 €6,000 -€5,697 -48.7%
Other amounts payable 47/48 €4,029 €682 -€3,347 -83.1%
Accrued charges and deferred income 492/3 €4,000 - -€4,000
Non-recurring operating income 76A €2,000 €60,000 +€58,000 +2900.0%
Remuneration, social security and pensions 62 €166,395 €112,168 -€54,228 -32.6%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €24,642 €28,962 +€4,320 +17.5%
Other operating charges 640/8 €4,102 €4,354 +€252 +6.1%
Gross operating margin 9900 €247,043 €196,727 -€50,317 -20.4%
Operating profit (loss) 9901 €51,904 €51,243 -€661 -1.3%
Financial income 75/76B €419 €119 -€300 -71.6%
Recurring financial income 75 €419 €119 -€300 -71.6%
Financial charges 65/66B €12,462 €8,599 -€3,863 -31.0%
Recurring financial charges 65 €12,462 €8,599 -€3,863 -31.0%
Profit (loss) for the period before taxes 9903 €39,861 €42,763 +€2,903 +7.3%
Profit (loss) for the period 9904 €39,861 €42,763 +€2,903 +7.3%
Profit (loss) for the period to be appropriated 9905 €39,861 €42,763 +€2,903 +7.3%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 September 2026 via checked.be.