VICHA INVEST: what changed
What changed
VICHA INVEST
NACE 77.229, Renting and leasing of other personal and household goods
filed annual accounts (NBB)
Net result for the year
-€63,153
2024 · -€58,663-€4,490
Equity
€829,952
2024 · €893,105-€63,153
Cash
€9,266
2024 · €1,579+€7,687
Balance sheet total
€5.2m
2024 · €2.3m+€2.9m
Largest movements
Assets
- Receivables within one year +€2.1m
up €2.1m (+568%), from €378,595 to €2.5m
of which Trade receivables: +€1.7m
- Financial fixed assets +€754,000
up €754,000 (+149%), from €507,000 to €1.3m
Equity and liabilities
- Trade debts +€1.6m
up €1.6m (+1,432%), from €112,620 to €1.7m
- Short-term financial debts +€1.0m
up €1.0m, from €0 to €1.0m
of which Other loans: +€1.0m
- Other debts +€249,420
up €249,420 (+192%), from €129,904 to €379,324
- Debts after one year +€76,950
up €76,950 (+6.5%), from €1.2m to €1.3m
of which Financial debts: +€76,950
- Profit (loss) carried forward -€63,153
down €63,153 (-47.3%), from -€133,476 to -€196,629
Income statement
- Financial charges +€17,189
up €17,189 (+24.3%), from €70,642 to €87,831
- Gross operating margin +€6,301
up €6,301 (+10.1%), from €62,606 to €68,907
- Other operating charges -€5,565
down €5,565 (-55.1%), from €10,096 to €4,531
- Depreciation -€832
down €832 (-2.1%), from €40,531 to €39,698
Change in the result, 2024 to 2025
For each income-statement line you see the change as its effect on the result. Higher costs lower the result, higher income raises it.
Result 2024
-€58,663
Gross operating margin
+€6,301
Depreciation
+€832
Other operating charges
+€5,565
Financial charges
-€17,189
Result 2025
-€63,153
raises the resultlowers the result
Derived cash bridge
The bridge is derived from the 2024 and 2025 balance sheets and the 2025 result. There is no filed cash-flow statement. You see where the money came from and where it went.
From operations
-€315,263
Investment
-€754,000
Financing
+€1.1m
Cash 2024
€1,579
From operations (derived)
-€315,263
Net result for the year
-€63,153
Depreciation
+€39,698
Receivables within one year
-€2.1m
Trade debts
+€1.6m
Tax, wage and social debts
-€4,234
Other debts
+€249,420
Investment (derived)
-€754,000
Investment in fixed assets (net)
-€754,000
Financing
+€1.1m
Debts after one year
+€76,950
Short-term financial debts
+€1.0m
Cash 2025
€9,266
brings cash intakes cash out
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €2,320,676 | €5,192,635 | +€2.9m | +124% |
| Fixed assets | 21/28 | €1,940,502 | €2,654,803 | +€714,302 | +36.8% |
| Tangible fixed assets | 22/27 | €1,433,502 | €1,393,803 | -€39,698 | -2.8% |
| Land and buildings | 22 | €1,432,994 | €1,393,550 | -€39,445 | -2.8% |
| Furniture and vehicles | 24 | €507 | €254 | -€254 | -50.0% |
| Financial fixed assets | 28 | €507,000 | €1,261,000 | +€754,000 | +149% |
| Current assets | 29/58 | €380,174 | €2,537,832 | +€2.2m | +568% |
| Amounts receivable within one year | 40/41 | €378,595 | €2,528,565 | +€2.1m | +568% |
| Trade receivables | 40 | €84,978 | €1,803,243 | +€1.7m | +2,022% |
| Other amounts receivable | 41 | €293,617 | €725,322 | +€431,705 | +147% |
| Cash at bank and in hand | 54/58 | €1,579 | €9,266 | +€7,687 | +487% |
| Total equity and liabilities | 10/49 | €2,320,676 | €5,192,635 | +€2.9m | +124% |
| Equity | 10/15 | €893,105 | €829,952 | -€63,153 | -7.1% |
| Contributions | 10/11 | €305,248 | €305,248 | = | 0.0% |
| Capital | 10 | €305,248 | €305,248 | = | 0.0% |
| Issued capital | 100 | €305,248 | €305,248 | = | 0.0% |
| Revaluation surpluses | 12 | €719,015 | €719,015 | = | 0.0% |
| Reserves | 13 | €2,318 | €2,318 | = | 0.0% |
| Non-distributable reserves | 130/1 | €2,318 | €2,318 | = | 0.0% |
| Legal reserve | 130 | €2,318 | €2,318 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€133,476 | -€196,629 | -€63,153 | -47.3% |
| Amounts payable | 17/49 | €1,427,571 | €4,362,683 | +€2.9m | +206% |
| Amounts payable after more than one year | 17 | €1,176,602 | €1,253,552 | +€76,950 | +6.5% |
| Financial debts | 170/4 | €773,802 | €850,752 | +€76,950 | +9.9% |
| Other amounts payable | 178/9 | €402,800 | €402,800 | = | 0.0% |
| Amounts payable within one year | 42/48 | €250,969 | €3,109,131 | +€2.9m | +1,139% |
| Financial debts | 43 | €0 | €1,000,000 | +€1.0m | |
| Credit institutions | 430/8 | €0 | - | = | |
| Other loans | 439 | - | €1,000,000 | +€1.0m | |
| Trade debts | 44 | €112,620 | €1,725,596 | +€1.6m | +1,432% |
| Suppliers | 440/4 | €112,620 | €1,725,596 | +€1.6m | +1,432% |
| Taxes, remuneration and social security | 45 | €8,445 | €4,211 | -€4,234 | -50.1% |
| Taxes | 450/3 | €8,445 | €4,211 | -€4,234 | -50.1% |
| Other amounts payable | 47/48 | €129,904 | €379,324 | +€249,420 | +192% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €40,531 | €39,698 | -€832 | -2.1% |
| Other operating charges | 640/8 | €10,096 | €4,531 | -€5,565 | -55.1% |
| Gross operating margin | 9900 | €62,606 | €68,907 | +€6,301 | +10.1% |
| Operating profit (loss) | 9901 | €11,978 | €24,678 | +€12,699 | +106% |
| Financial income | 75/76B | €0 | - | = | |
| Recurring financial income | 75 | €0 | - | = | |
| Financial charges | 65/66B | €70,642 | €87,831 | +€17,189 | +24.3% |
| Recurring financial charges | 65 | €70,642 | €87,831 | +€17,189 | +24.3% |
| Profit (loss) for the period before taxes | 9903 | -€58,663 | -€63,153 | -€4,490 | -7.7% |
| Income taxes | 67/77 | €0 | - | = | |
| Profit (loss) for the period | 9904 | -€58,663 | -€63,153 | -€4,490 | -7.7% |
| Profit (loss) for the period to be appropriated | 9905 | -€58,663 | -€63,153 | -€4,490 | -7.7% |
Next steps
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Calculation and sources
Source: filed annual accounts (NBB), financial years ended 30 September 2024 and 30 September 2025. Green is a favourable move for that line, red an unfavourable one. Prepared on 1 November 2026 via checked.be.