VERZEKERINGEN DE JONGHE: what changed
VERZEKERINGEN DE JONGHE
Largest movements
- Intangible fixed assets -€25,243
down €25,243 (-25.2%), from €100,189 to €74,947
- Cash +€11,947
up €11,947 (+23.7%), from €50,480 to €62,426
mainly Depreciation (+€34,304) and Net result for the year (+€13,420)
- Tangible fixed assets -€8,863
down €8,863 (-33.5%), from €26,446 to €17,583
of which Furniture and vehicles: -€4,667
- Receivables within one year +€2,970
up €2,970 (+14.7%), from €20,146 to €23,116
of which Trade receivables: +€3,007
- Other debts -€40,219
down €40,219 (-75.9%), from €53,009 to €12,790
- Reserves +€13,420
up €13,420 (+12.7%), from €105,680 to €119,100
- Tax, wage and social debts +€9,836
up €9,836 (+160%), from €6,130 to €15,965
of which Taxes: +€6,987
- Debts after one year -€6,076
down €6,076 (-36.2%), from €16,802 to €10,727
- Trade debts +€4,008
up €4,008 (+141%), from €2,834 to €6,843
- Gross operating margin +€6,716
up €6,716 (+6.9%), from €96,851 to €103,567
- Staff costs +€5,755
up €5,755 (+14.9%), from €38,532 to €44,287
- Depreciation -€2,788
down €2,788 (-7.5%), from €37,093 to €34,304
- Taxes +€1,702
up €1,702 (+28.3%), from €6,020 to €7,722
Change in the result, 2024 to 2025
For each income-statement line you see the change as its effect on the result. Higher costs lower the result, higher income raises it.
Derived cash bridge
The bridge is derived from the 2024 and 2025 balance sheets and the 2025 result. There is no filed cash-flow statement. You see where the money came from and where it went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €198,749 | €179,959 | -€18,790 | -9.5% |
| Fixed assets | 21/28 | €127,135 | €93,030 | -€34,105 | -26.8% |
| Intangible fixed assets | 21 | €100,189 | €74,947 | -€25,243 | -25.2% |
| Tangible fixed assets | 22/27 | €26,446 | €17,583 | -€8,863 | -33.5% |
| Plant, machinery and equipment | 23 | €13,972 | €9,777 | -€4,196 | -30.0% |
| Furniture and vehicles | 24 | €12,473 | €7,807 | -€4,667 | -37.4% |
| Financial fixed assets | 28 | €500 | €500 | = | 0.0% |
| Current assets | 29/58 | €71,614 | €86,929 | +€15,315 | +21.4% |
| Amounts receivable within one year | 40/41 | €20,146 | €23,116 | +€2,970 | +14.7% |
| Trade receivables | 40 | €16,157 | €19,163 | +€3,007 | +18.6% |
| Other amounts receivable | 41 | €3,989 | €3,953 | -€37 | -0.9% |
| Cash at bank and in hand | 54/58 | €50,480 | €62,426 | +€11,947 | +23.7% |
| Deferred charges and accrued income | 490/1 | €988 | €1,387 | +€398 | +40.3% |
| Total equity and liabilities | 10/49 | €198,749 | €179,959 | -€18,790 | -9.5% |
| Equity | 10/15 | €114,139 | €127,559 | +€13,420 | +11.8% |
| Contributions | 10/11 | €8,060 | €8,060 | = | 0.0% |
| Reserves | 13 | €105,680 | €119,100 | +€13,420 | +12.7% |
| Distributable reserves | 133 | €105,680 | €119,100 | +€13,420 | +12.7% |
| Profit (loss) carried forward | 14 | €398 | €398 | = | 0.0% |
| Amounts payable | 17/49 | €84,610 | €52,400 | -€32,210 | -38.1% |
| Amounts payable after more than one year | 17 | €16,802 | €10,727 | -€6,076 | -36.2% |
| Financial debts | 170/4 | €16,802 | €10,727 | -€6,076 | -36.2% |
| Amounts payable within one year | 42/48 | €67,792 | €41,673 | -€26,119 | -38.5% |
| Current portion of amounts payable after more than one year | 42 | €5,819 | €6,076 | +€256 | +4.4% |
| Trade debts | 44 | €2,834 | €6,843 | +€4,008 | +141% |
| Suppliers | 440/4 | €2,834 | €6,843 | +€4,008 | +141% |
| Taxes, remuneration and social security | 45 | €6,130 | €15,965 | +€9,836 | +160% |
| Taxes | 450/3 | €913 | €7,901 | +€6,987 | +765% |
| Remuneration and social security | 454/9 | €5,216 | €8,065 | +€2,848 | +54.6% |
| Other amounts payable | 47/48 | €53,009 | €12,790 | -€40,219 | -75.9% |
| Accrued charges and deferred income | 492/3 | €16 | - | -€16 | |
| Remuneration, social security and pensions | 62 | €38,532 | €44,287 | +€5,755 | +14.9% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €37,093 | €34,304 | -€2,788 | -7.5% |
| Other operating charges | 640/8 | €1,720 | €1,979 | +€258 | +15.0% |
| Non-recurring operating charges | 66A | €322 | - | -€322 | |
| Gross operating margin | 9900 | €96,851 | €103,567 | +€6,716 | +6.9% |
| Operating profit (loss) | 9901 | €19,184 | €22,997 | +€3,814 | +19.9% |
| Financial income | 75/76B | €5 | - | -€5 | |
| Recurring financial income | 75 | €5 | - | -€5 | |
| Financial charges | 65/66B | €2,773 | €1,856 | -€917 | -33.1% |
| Recurring financial charges | 65 | €2,773 | €1,856 | -€917 | -33.1% |
| Profit (loss) for the period before taxes | 9903 | €16,416 | €21,142 | +€4,726 | +28.8% |
| Income taxes | 67/77 | €6,020 | €7,722 | +€1,702 | +28.3% |
| Profit (loss) for the period | 9904 | €10,396 | €13,420 | +€3,024 | +29.1% |
| Profit (loss) for the period to be appropriated | 9905 | €10,396 | €13,420 | +€3,024 | +29.1% |
Next steps
Calculation and sources
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Green is a favourable move for that line, red an unfavourable one. Prepared on 8 November 2026 via checked.be.